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Council Tax Registration
I bought a new build in November, completed 29th. I filled out my council tax registration online with my council first week of December. I put down that I'd be moving in 15th January as it was unoccupied until I could furnish it, which it now is. I haven't received a bill yet. Could I potentially get a bill in February…
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Not on electoral roll - Foreigner
Hi, someone told me that not being in the electoral roll will lead from our mortgage application being denied? How true is that, we have lived in the UK for 4 years . Will this be a factor for a rejected mortgage? Thanks
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Ultimate white collar boxing
Evening all, hope someone can help. I have, for the last 4 weeks, been training to take part in a charity boxing match. We've been told if we don't sell 10 tickets each we can't compete. However, the website also states tickets are non transferable and non refundable. My question is, if I'm not boxing surley my guests who…
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Marriage tax refund misled
Anyone else applied for marriage tax refund through marriage tax refund and were not aware of 30% charge. Has anyone had luck in cancelling with them. I didnt realise at time and owed by hmrc by around 1400 for previous tax years and I am not happy because I have gone through a 3rd party.. Thanks
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Random £900 tax underpayment
I recently started a new job 8 weeks ago, I couldn’t provide a p45 so I filled a starter checklist, I was on emergency tax for 7 weeks over paying tax by £235, I was eventually put on the right tax code and was taxed correctly and was told several times by HMRC I would get the over paid tax back in the next couple of…
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HELP, Friend lent me money and now wants to take my house.
Hi Sorry if this is the wrong thread, im new to this forum. In Aug 2019 a "Friend" offered me a loan, 30K for 3 months in return for 40K return by the 3 month date. At the time of taking the loan i was 100% confident of being able to meet the deadline, He made me Whatsapp him that i would put my house up for collateral, I…
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Mis-sold Wonga customers to receive just 4.3% of claims - MSE News
Those who were mis-sold payday loans from Wonga before it collapsed will receive just 4.3% of the compensation they're owed, according to the firm's administrators...Read the full story: 'Mis-sold Wonga customers to receive just 4.3% of claims' Click reply below to discuss. If you haven’t already, join the forum to reply.
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Had multiple reclaim successes? MSE needs YOU
Hello there Forumites, Martin is looking for success stories from people who have got money back from reclaiming for several different things, eg, packaged bank account fees, council tax, flight delays, parking tickets etc. If that sounds like you, please let us know what you claimed for and how much cash you got back.…
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Court summons for owing council £6
Hi All, A little advice if possible. Here's the story; 1. I Took over paying council tax feb 19. £105 a month.. It would appear I set up a Standing order instead of a direct debit. This is the key issue 2. Council tax went up April 19 to £111 a month. Thinking it was a direct debit, I left things as they were. I didn't…
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Challenge my tax band or not?
Hi all. I keep seeing and hearing about challenging counsel tax banding due to how they were initially put together. I currently rent a small 3 bed detached house in the Warwickshire area. I’ve checked online and realised that all our neighbours are band C but we however are band D. A lot of the surrounding properties are…
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Direct debit idemnity
Hi there, Back in 2019 I booked a holiday that was due to start coming out of my account as a direct debit from 01/10/2019. The holiday company in fact took the direct debit 1 month early on the 01/09/2019. I called the company and requested a refund (they tried to wriggle out of it) in the end I had to cancel the holiday…
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Insurance company cancelling a policy
Hello, new member here! Today we received a letter from the insurance brokers who arranged insurance for our van Having moved we informed them of new address, we received the letter today sayong the company they sourced the insurance from where not prepared to continue to cover the vehicle as postcode was now unsuitable…
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Payment issues
Hi, I'm looking for some advices. Now, the situation is a bit complicated, let's see if I can explain it. A friend of mine moved to England from Romania 3 years ago. He get a job straight away and his boss was even his landlord. Now, it was a bit doggie, no contract for the house nor for the job, and to be honest he didn't…
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NRAM standard variable rate scam
Hi all, so I'm going to try and take on NRAM and win! Need some advice though. When I took out my 95% interest only mortgage in 2007 with Northern Rock for £123k, it was fixed for 2 years. The mortgage illustration gave an example of what the payments would be after the fixed period using their standard variable rate at…
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Housing Trust Council Tax
As Housing Trust flats have no saleable value, surely its impossible to ascribe a Band value? Why does a Housing Trust tenant therefore pay Council Tax?
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Council Tax Direct Debit
Hi All I’ve checked our council tax band on the direct gov website and it is band C - which seems correct. Looking at the Northampton council site, band C for Duston where I live costs £1643.07 per year. Our direct debit to the council is £158.00 per month, which is £1896.00 per year. Am I missing something or are we…
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Council tax bills may rise by up to 4% from April - MSE News
Some local authorities in England will be able to raise council tax by up to 4% in April 2020...Read the full story: 'Council tax bills may rise by up to 4% from April' Click reply below to discuss. If you haven’t already, join the forum to reply.
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Ppi halifax cheque returned
I have received in the post today a letter from my bank saying that a cheque from the Halifax for over £1000 has been Refer to Drawer. I have contacted Halifax, they say this is happening a lot and we’re of no help. Can anybody offer any advice please. Thank you.
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Mis-sold Mortgage
Hello, I’m new to this but thought this was to get the best advice from lots of experts. I took a mortgage out with YBS in 2008. I’d been with my boyfriend for 6 months. I had £13k as a deposit. We went to our local branch of YBS and had several meetings with the onsite mortgage advisor. The up shot of it is...we took out…
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Council Tax Re-banding – No Win No Fee Warning
Back in the late Spring I received a visit from a company (name of the company (Money Saving xxxxxx) very similar to this website) offering to get our property re-banded on a no win no fee basis. I had previously appealed to no avail, so thought that I couldn't lose even though they wanted 50% of refund if appeal…
