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Ppi halifax cheque returned
I have received in the post today a letter from my bank saying that a cheque from the Halifax for over £1000 has been Refer to Drawer. I have contacted Halifax, they say this is happening a lot and we’re of no help. Can anybody offer any advice please. Thank you.
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Mis-sold Mortgage
Hello, I’m new to this but thought this was to get the best advice from lots of experts. I took a mortgage out with YBS in 2008. I’d been with my boyfriend for 6 months. I had £13k as a deposit. We went to our local branch of YBS and had several meetings with the onsite mortgage advisor. The up shot of it is...we took out…
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Council Tax Re-banding – No Win No Fee Warning
Back in the late Spring I received a visit from a company (name of the company (Money Saving xxxxxx) very similar to this website) offering to get our property re-banded on a no win no fee basis. I had previously appealed to no avail, so thought that I couldn't lose even though they wanted 50% of refund if appeal…
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New Combi boiler, shower problems
We have just put in a new heating system, changing from warm air system with miras Atom shower (plus pump) to an ideal Combi Erd 30 unit. For this to work we had to remove the pump! When we tried it first we had cold water problems but we found out this was due to the PRV on the cold being turned down. Now however the…
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Sdlt refunds and potential exemptions
Dear all Please could I ask for constructive advice / guidance. I purchased a house with my partner in dec 16. We paid the additional sdlt as my partner owns another residential property. We are presently coming towards the end of the sale of my partners property. Issue is, we have till this Friday to complete the sale in…
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Reclaiming sole occupier discount retrospectively
Hi. I have been a sole occupier for 15 years but have not been receiving the sole occupier council tax discount. Are the council obliged to refund the over-payment? Thanks
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Council Tax - overcharging
Hi, I hope this is the right category to post in. I have a weird situation with my council randomly overcharging/taking fairly large amounts of money from my account. I have been living in my current house with my partner for 4 years and never had a problem until last year. We pay Council Tax by Direct Debit that was set…
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Administration Charge? Can I claim back?
Hello, I've just been checking a catalogue account I have and realise they have been charging me a monthly administration fee of £12 on top of the monthly credit charges. Is this allowed? More importantly can I claim it back? and how? TIA
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Payday lenders - cant find them? No claim??
Man I was in a bad way.. i was borrowing from everyone.. 10 payday lenders who didnt check my BAD credit file... friends and family bailing me out just to eat... it was bad. Anyway, I tried to claim back some money as payday lenders are the target these days but i cant find anything on these lenders - Will i get nothing…
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Council Tax Changes
Hi all, don’t know if this is the right place to ask but my boyfriend is planning on moving in with me early next year. (Rented property) Does anyone know how him moving in during the tax year will affect how much council tax I will pay? Is it for the whole year or just the months he is living here during this tax year?…
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Carphone Warehouse PPI
Hi, I have had 6 Geek squad insurance policies over a period of 7 years, always cancelling after a year into them. I am trying to claim it back but they’re being difficult (of course). I have supplied them the reasons why I felt I was missold them & have told them I am sure I had them covered on the house insurance…
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Freezing someone's bank account
I live in Scotland and rented a property in Scotland to a tenant who defaulted on his rent.☹️. He is no longer in the property-in fact I do not know where he is. I have a First Tier Tribunal decision that he owes me £1700. I know his bank details ( its in England) To get my money back can I freeze his Bank Account-and if…
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Interest only mis selling claim
Hello all. Just wanted to know if anybody has been in this position and how it ended. so I contacted the company to ask if I had PPI with a mortgage that I took out around 2007. I received correspondence back telling me amongst a lot of jargon that I had a good possible chance at winning a claim. Of course I presumed that…
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Missold interest only mortgage
Hi, apologies if using wrong forum I'm new to this. I took out interest only mortgage in 2003 which was redeemed in 2012 when I moved to a repayment mortgage.....I was without doubt missold but didn't realise I could reclaim till recently. I contacted original lender NRAM using resolver and they have responded saying they…
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Ppi tax refund
Hi can someone give me some advice.I got Ppi pay out in 2017 my question is me and my wife was on income support but my wife was claim for the both of us because she was my care and was on pip so can I claim the tax back from the ppi
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Who is liable main or sub contractor?
Hi, So I'm a subcontractor, registered c.i.s and self employed. I'm working for a company who as a main contractor, should be stopping 20% of my earning by law. Yet they dont. They choose to pay me gross and I dont qualify for gross pay 0%. When it comes down to the crunch and this money gets declared in my self…
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Finance car
I am ending my contract early and handing my car back to the finance company. They are looking for me to pay £196 for gap insurance I took out at the start of my agreement. I spoke to my dealership who told me It was £300 at the start and I pay this monthly and that would be what I had left to pay, but I’m only 3 months…
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Mortgage Claims - Sign or not to sign
Hi I have a very high interest-only mortgage that was sold to before the market crash. It was quite a large mortgage which was given to me as a single young person earning just a modest amount - like thousands of others at the time. Now in large negative equity with no way of repaying the full amount, I looked at the…
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Retrospective Council Tax Assistance refund problems
Hello MSE forums. I would be grateful for any help or advice. I was my father's long-term carer for the last years of his life as he was elderly and suffered from multiple serious health problems. I looked after him and lived in his home for that time. I did not work in this time, nor did I receive any state benefit of any…
