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Council Tax Band the same as more expensive houses?
So just about the purchase a house and checking council tax bands, and it turns out some houses around us which are nearly twice as big and twice as much are in the same band. I have checked and I seem to be in the "correct" band but it seems unfair to me that we have to pay the same as much bigger and more expensive…
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Mortgage provider went bust
In 2013 GMAC went bust. My wife had a mortgage with them. Is there any chance of reclaiming anything at all? Really. Thanks
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Council Tax Challenge - no similar properties?
Hi all, Currently trying to challenge my council tax band. I've dug out a list of around 500 apartments all within 2 miles of mine, that are all in council tax band B. The only ones in the entire town that are in the same as mine (Band C), are either the 12 that are considerably larger than mine (by 20-50% and have 3…
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bedroom sizes
Can anyone tell me what i do if i believe the council are charging me for a bedroom that isnt a bedroom? I work,i pay full rent . The bedroom in question is under 50 square feet and according to the 1985 housing act doesnt constitute a bedroom yet for the last 13 years the council have been charging me rent for this room.…
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2nd Empty House Full Council Tax? Please help
Hi, We bought a house to rent it out and since over a year there are no tenants, hyndburn council sent bill with first 6 months with empty house 50% discount which ended last October. Since Oct18 I am been paying full council tax even if the house is empty. It's on Sale since last 3 Months. My question is there any way to…
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Advice Needed - OWNA FC
Hi Everyone, I and many others fell for an idea where you could own a football club and be part of the decision making, through an app. I signed up at the price of £49 and had many issues with the app from the start. Contacted support got no response so decided to do a charge-back on my card. The company has now ceased…
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Reclaiming single person discount
Hi there folks, So I discovered this evening that since I moved into my flat In July 2015 I haven't been claiming the single person discount. I meet all the criteria and I've claimed it in other places so I have no idea why it didn't dawn on me to do it. Basically I want to know if (in general as I know it varies) a…
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Reclaiming Equita (council tax) on credit card.
Hi I had an enforcement officer visit from Equita. He lead me to believe he had to take money that day or my car! I’m also a vulnerable person but he took no notice of that. I was crying and very upset. The only way I could pay anything was my son using his credit card. So now I’m in debt to him over £1,000 I’ve made…
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Council Tax: how many nights can I stay in an exempt empty unoccupied home?
Hi, My father has gone into a residential care home and we have declared his house empty as it is no longer occupied by him (he was the sole occupant) in order to claim an exemption of council tax in a desperate bid to reduce his outgoings in order to pay for his care. The house is being checked on every few days to…
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Council tax rebranding
Hi all, Hoping you can help - looking to challenge my parents council tax as they are E compared to most of the street being D/C. However they are one of the few detached houses but the 1991 price would equal Band D... anyway, my 2 questions: 1) They will be moving in the next couple of months - does this matter at all? 2)…
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Wales champions ‘severely mentally impaired’ £400/yr council tax discount - MSE News
The Welsh government will ensure a long-standing council tax reduction is no longer hidden for people diagnosed as 'severely mentally impaired' - making it easier for some to save £100s/yr and to claim £1,000s in rebates. Martin Lewis is now pushing for changes in the rest of Great Britain...Read the full story: 'Wales…
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Mortgage PPI
I have taken out a mortgage on my right to buy property with Havering Council in the early nineties. I am sure I have been mis sold PPI and have tried contacting and writing to the council with no response. I have also looked into companies assisting me with this but no one will contest against the council. Has anyone else…
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Rrp cover
I have been going through my old paperwork from my car finance and on their it states.....36mth rrp cover at a cost of £249....does anybody know what this is please...many thanks
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Timeshare Reclaiming
Hi, I was hoping someone might be able to help me here, I have already been scammed into buying a timeshare and 8 years on I dont fancy being stung again with this. I have been in touch with a company called '' timeshare advice centre.co.uk'' they have said that i could get all my money back for my mis-sold timeshare.…
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Council tax band challenge
I have checked all my neibouring houses and their all in the same c/tax band as my property. I live in a two bed terraced amonght properties that are 2,3,4 and 5 bedroom. I have made a search of my properties value in 1991in two different regions (wasn't sure which I fell into) and on both occasions fell into a band lower…
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Mortgage Exit Fees successes and failures
This discussion is to report success and failures stories for Mortgage Exit Fee claims in relation to the Mortgage Fees Article To report your stories click reply
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Terms of business, can claim company use old terms on current claim
Hello all, 4 years ago I contracted with a claims company working on my behalf. Successfully completed and I happily paid the Invoice for services performed. Towards the end of last year they contacted me by a flier to make me aware that it may be possible to investigate a catalogue account. This was NEVER part of any…
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Council tax rebanding - making a case?
Hello all, My partner owns a two bedroom flat in the Midlands and I was shocked to learn that it's in Band D. I did some digging and all of the flats in the block are in Band D or C, majority Band D. The flats were built after 1991, but the flat next door sold last year for 110,000 so a valuation of between 68,000 and…
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Council tax band and bedroom number reduction
Hi, The house I am about to buy is currently in band D, however the improvement indicator has been placed on it due to double storey extension build 12 years ago. Current sale, as I understand, may result in property being banded as E. If we reduce the number of bedrooms from 4 to 3 i.e by converting smallest bedroom into…
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Fraud police receive 100+ reports of new council tax scam - what to look out for - MSE News
Fraudsters are trying to trick victims into handing over their financial details by claiming they're owed a council tax refund - here's what to watch out for...Read the full story: 'Fraud police receive 100+ reports of new council tax scam - what to look out for' Click reply below to discuss. If you haven’t already, join…