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Missold interest only mortgage
Hi, apologies if using wrong forum I'm new to this. I took out interest only mortgage in 2003 which was redeemed in 2012 when I moved to a repayment mortgage.....I was without doubt missold but didn't realise I could reclaim till recently. I contacted original lender NRAM using resolver and they have responded saying they…
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Ppi tax refund
Hi can someone give me some advice.I got Ppi pay out in 2017 my question is me and my wife was on income support but my wife was claim for the both of us because she was my care and was on pip so can I claim the tax back from the ppi
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Who is liable main or sub contractor?
Hi, So I'm a subcontractor, registered c.i.s and self employed. I'm working for a company who as a main contractor, should be stopping 20% of my earning by law. Yet they dont. They choose to pay me gross and I dont qualify for gross pay 0%. When it comes down to the crunch and this money gets declared in my self…
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Finance car
I am ending my contract early and handing my car back to the finance company. They are looking for me to pay £196 for gap insurance I took out at the start of my agreement. I spoke to my dealership who told me It was £300 at the start and I pay this monthly and that would be what I had left to pay, but I’m only 3 months…
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Mortgage Claims - Sign or not to sign
Hi I have a very high interest-only mortgage that was sold to before the market crash. It was quite a large mortgage which was given to me as a single young person earning just a modest amount - like thousands of others at the time. Now in large negative equity with no way of repaying the full amount, I looked at the…
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Retrospective Council Tax Assistance refund problems
Hello MSE forums. I would be grateful for any help or advice. I was my father's long-term carer for the last years of his life as he was elderly and suffered from multiple serious health problems. I looked after him and lived in his home for that time. I did not work in this time, nor did I receive any state benefit of any…
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Council tax on inherited property
My mum passed without a will, my sister and i inherited her home that is completely paid for. I want to sell the house but my sister is living in it and wants to buy me out, this will never happen as she cannot for the life of her pay any bills. She agreed to pay the bills as she is living in it and i am paying the home…
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Stamp duty error
Hi, I’m new to the site so hope I’m putting this in the right place! We moved house just over a year ago, and have just received a letter from the solicitor who did both our house sale and purchase saying when they sent ya a cheque for the remaining balance after the house sale, they miscalculated and never deducted the…
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Council Tax dispute
Hi Everyone, My partner and I moved from a previous tenancy 2 years ago in April and updated the local council with our new address and have received bills at our new address as expected. The council have continued to charge us at both addresses until the September. I recently lost my job and have had to make a universal…
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How to claim back solicitors fees when entitled to legal aid?
Hi can anyone advise what to do. Charged and paid £1,800 for solicitors fees when unemployed and entitled surely to legal aid! How can I complain about company and what should u write. Should I say I am taking you for e.g to small claims court and upload copy county court summons. This friend of mine is ill and had been on…
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PPI Barclays want medical info
Barclays have written to say they need to know if I had a medical condition when the policy was sold to me. Can they ask for this?
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Lost Monies
My Mum in Law passed away 10 years ago now. She had savings in the Halifax, due to the Banks collapse at the time she lost £13000 over night. Originally I went with her when she was alive to open these accounts and confirmed with the Halifax that she wanted 2 savings accounts with no loss of capital. Obviously one of these…
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Barclays Partner Finance-PPI
Hi I wonder can anyone help me? I had PPI taken through a furniture retailer Hanna and Browne in 1995-2001 through Clydesdale Financial Services I tried to reclaim in 2013 and BPF say they referred me to retailer.I wrote to retailer and with no response and they went out of business in 2013 I had the hard copy statement…
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Received a Debt Collection letter for missed Council Tax payments
I've not been too well the last couple of months and was also recently in hospital ill so my mind has been a little all over the place. I came home from work today and received a letter saying Summary Warrant court proceedings have been concluded against me for missing council tax payments. I checked my statements and…
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Council tax reband fob off ?
Hi , my daughter bought her first home just over a year ago , she lives in a 2 bedroom mid town house,(she is the middle of three houses) the two houses each side are 2 bed semi detached. These 3 houses are the only 2 beds houses on the street, and my daughters the only mid terraced, the rest are all 3 beds, but they are…
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Council tax band challenge advice needed.
Hi I recently found out I could have been in the wrong council tax band, I decided to have a look into thinking it would be right, it seems it's wrong. However proving it seems to be a challenge. How do I go about finding local house price data from 1991? My house is currently in Band C as are all the houses around me.…
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Mortgage mis-selling in 2003
Hello all Hoping someone will be able to point me in the right direction. I recently went through my late father's paperwork to see if there were any PPI claims to be made before the deadline. This was for the benefit of his widow / my mum. I found a couple, and claimed. I also found pretty clear evidence of a mis-sold…
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BA Data Breach litigation site
Hi, Has anyone checked to see if this is a legit site? I saw it on facebook: as a new user i cannot put the link up but it is called badatabreach to quote: "Under Article 82 of the EU General Data Protection Regulation (EU-GDPR) you have a right to compensation for non-material damage. This means compensation for…
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Final mortgage fee
My mortgage is coming to an end. I've heard rumours that once the mortgage is completed your lender will charge thousands of pounds to hand you the deeds. Is this correct and is there a cheaper method out there. Thanks Jeff
