PPI on Life Assurance Charges on mortgage
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Following a mention on mis-selling of ppi on a MSE newssheet last year, I put together a claim on Nationwide for a refund of life assurance charges incurred on our mortgage. Guardian was the insurer and Nationwide the beneficiary for the duration of the mortgage. Nationwide passed my request to Guardian (now ReAssure) but both turned down the claim. I have tried to contact the Financial Ombudsman on three occasions without success to find out whether life assurance was covered by the ppi legislation. Can any member of the MSE forum advise whether or not I have a valid claim please?