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PPI on old mortgage
Hi All, i am looking to claim PPI on a mortgage taken out with the now defunct Bristol & West Building Society during the late nineties. I know the BS sold on their debts but have not been able to find the correct company or source to approach. Can anyone advise or point me in the right direction on this. Groping in the…
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Brittania Building Society
I hada mortgage with Brittania Building Society but when the company dealing with my PPI Claim submitted a claim they said that they can find no record of me having a mortgage. It was in 1988 and we bought under the Right to Buy Council scheme. We obviously had a mortgage and it was with them and probably had PPI.…
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FedEx invoiced me for £100 "duty/tax" charge, on top of the cost of shipment
I don’t know where to post this. FedEx has sent me an invoice for £98.62, for a shipment that was made early September from Thailand to UK. There is a tailor in Bangkok that I sometimes buy shirts from. The shipment contained two shirts and weighed a total of 450grams (1 lb). The money they want is not the cost of the…
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You maybe able to reclaim storage insurance.
Not sure if this is PPI. Please note if you are using storage and the company say 'you must take out insurance with them because The Storage Association insist upon it' - this is not the case. Insurance is recommended by S.A. but it is not mandatory. I am with a very good storage company who did not insist upon insurance…
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Life insurance/mortgage protection: should I claim?
I heard on the news that it's the last 24 hours, so now or never... In 1996 I bought my first house. The estate agent who sold me the house also arranged the mortgage (and it was actually a good deal) and a life insurance policy that would pay out in the event of death or serious illness. At the time I was single and…
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Has my ex already claimed my PPI ?
I had a joint mortgage with my wife whom I'm now divorced. I am sure I had insurance taken out with the mortgage. I have been told there is no claim, but is it possible my ex-wife has already claimed without my knowledge by forging my signature ?
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Can I claim back late payment charges on my secured loan?
Hi, I am in the process of reclaiming a few PPI and bank charges at the moment and have had some welcome success. However, I have a secured loan with Swift finance and from when I was suffering severe financial hardship I know they battered my account with late payment charges which are now outstanding on my account…
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mis sold mortgages
Hi all I remortgage in 2004 through a company called AWD they Said i would need to put all my credit card debt on my mortgage and any loans to be accepted for the remortgage which i did, and in 2007 they came back to review the mortgage and said i could remortgage for a better deal again they said i needed to put all my…
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Council tax overpayment from 14 years ago
I came home from work yesterday to a demand from the council for an overpayment of benefit (council tax) from 2005 - 14 years ago. I was a single parent back then and in full time college so I would of been claiming benefit. From what I can gather the council have their own rules regarding the limitations act. I haven't…
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'I reclaimed over £4,000 for mis-sold payday loans using MSE's tool' - MSE News
A MoneySaver from Cheshire has claimed back over £4,000 using MoneySavingExpert.com's payday loan reclaiming tool after having her borrowing extended several times without additional checks on whether she could afford it - and she's hoping to get more cash back from other lenders...Read the full story: ''I reclaimed over…
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Ex landlord problems
My landlord has given me my deposit back and said everything was fine then one day comes nocking my door saying I owe money for water rates he admitted that he didn't put it in our name and no he is trying to take me to court as I have refused to pay as he admitted fault please if anyone has suggestions please spare them…
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Wrong insurance sold
Hello, I was wondering if someone could point us in the right direction please. My father in law works in a quarry driving a dump truck. Years ago he wanted to take out an insurance policy on himself but the bank told him that because of his job he couldn't have any. However they said a way round it would be to have…
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is there a time limit for claim using Plevin
My husband has referred a rejection from our mortgage provider to the ombudsman but we know this could take some time. He was definitely missold ppi and we will pursue a plevin claim if the ombudsman upholds. We were wondering if there is a cut off date for plevin claims?
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PPI (Mortgage): Please help!
Hello there BACKGROUND: I placed an enquiry with Santander for a deceased relative that had an (1) endowment mortgage early '90s that converted to (2) a discounted rate mortgage in 2001 and then (3) converted to a repayment basis mortgage in 2002. NB: the mortgage was paid off approximately 8-10 years ago. (1) the…
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'I claimed back 14 years' worth of council tax for my dad who had a stroke' - MSE News
A MoneySaver has managed to claim back £14,000 in council tax for her dad – the biggest success we've seen in our two-year campaign to raise awareness of the 'severely mentally impaired' discount...Read the full story: 'I claimed back 14 years' worth of council tax for my dad who had a stroke' Click reply below to discuss.…
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Gettong my personal belongings back
Hi all, Bit of a long story but I wonder if anyone else has been in a similar situation.. I used to live with ex partner over a year ago, the relationship broke down and he refused to give me my things back.. things like my slow cooker, microwave, television etc.. me and my family practically bought everything for the…
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Legal to charge Surcharge for Direct Debits
Private Sports Club that I am looking to join charges a 5% surcharge on the Annual subscription cost in order to pay by 12 monthly direct debits. Is this legal? I also know someone who has been a member for a number of years and wonder whether, if it is is illegal, the additional costs can be claimed back. Thanks for the…
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Claiming for deceased father
Hello all! My dad had a mortgage with the Halifax which was taken out in the 70s. When my dad died in 1999 my mum paid off the remainder of the mortgage. Unfortunately my mum disposed of any letters relating to the mortgage but I did manage to find the account number in the deeds for the house. My dad was self employed and…
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PPI - Canada Life??
In December 2001 my husband and I took out a Canada Life Loan Protector Plan policy to cover our mortgage. This was sold to us by a Financial Consultant for Canada Life. Can you tell me if this comes under PPI and if so do we make a claim to Canada Life? I did not see this name on the MSE website. Thanks Maureen C
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Reclaiming stamp duty
Hi, I’m buying a house and have been told I’ll have to pay the higher rate of stamp duty. Any help would be appreciated. 1) I’m separated from my wife but we’re only just going through the divorce process, which hasn’t concluded yet. 2) I used to be on the mortgage and deeds at her house, but no longer am. 3) I have no…
