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Historic mortgage check service
Hi, I have just cleared my mortgage and would like to engage a private company to thoroughly check my full mortgage history with a view to finding errors and getting a refund/rebate/penalty fee. I heard many years ago that this was possible but cannot find anything online. Does anyone know af any such service? Thanks,…
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Friend signed a no win no fee agreement for a mortgage claim, help needed.
I was talking to a friend who mentioned they filled in something online for a mortgage overpayment claim with a company called Mortgage Audit Bureau. Did a little research and I really don't like the sound of any of it. I've asked my friend how far along they are with it all and that it sounds like a scam, they signed the…
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Paymentshield mppi
Hi, i bought mppi with paymentshield after i was told by my mortgage company i needed to. I had paymentshield recomended through a broker. I also already had critical illness insurance cover with coop. Ii wanted this company also as i am a carer and this was covered in the policy. In Jun 18 i was made redundant after…
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Mortgage arrears fees
I've just joined this site and am keen to start the process of reclaiming bank chares, PPI but wonder if Mortgage Arrears Fees of £40 a time can be reclaimed. Had a bad period a few years ago and many months @£40 plus interest etc mounts up. Anybody got any experience in this please let me know. Thanks Mike.
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Halifax overpayment interest £20
Rang the Halix today regarding the MSE Iinfo concerning interest charged on overpayments of mortgages between 2010-2012. Three different people had absolutely no idea of what I was talking about. Because I finished my mortgage with them in April/May if 2011 apparently they can’t trace my account - even though I still had…
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Water bill reclaim
Afternoon all. We had a water meter fitted in July and have just received our first bill, it is much lower than our previous bills, We first requested a water meter 3 years ago and the chap came out and said he could not fit one. Clearly this was wrong as they managed to fit one. Does the panel think I would have a case to…
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Nationwide Loan PPI
Hi, After submitting the initial Nationwide online PPI form I received a letter confirming PPI was attached to a personal loan agreement taken out in 2005. My question is what is the best way to move forward with my complaint. Nationwide offer an online PPI complaint form. do I just go through and answer their questions in…
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Council Tax Exemption: Family Illness
Hi all I bought my first house 2 months ago but have been unable to move in due to my dad's illness: he was hospitalised with sepsis for a month so I have stayed at his house as I've had no time to furnish or sort anything for the new house and it currently lies empty. After month he came home but was still very unstable.…
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VW Emissions Claim
My car was effected by the VW emissions scandal, I believe that you can now claim against VW but there is a deadline of the 26th October, a company called Slater and Gordon are offering a no win no fee basis, but I'm not sure if it is 100% legit, I was just wondering if anyone could shed some light on this please?
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Reclaiming bank cherges
I’ve just read the article about trying to reclaim bank charges even if bank account is closed. When it guest cane abuut i wrote to my bank and they said I could be entitled to £2.300 due to unfaur charges. At the time I was in financial hardship. I was on benefits as becoming a parent at the time. I’d like to try again to…
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Purchased goods by cheque, scammed
A charity purchased 100 items with the agreement they would be sent out over the period a year. It was paid by cheque as the charity has a trustee business account which doesn’t have a credit card and has 2 signortories. We had purchased goods from this person with no issues in the past and had no reason to think the same…
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cavity wall insulation claim
does anyone know who is liable to claim compensation for cavity wall insulation, would this be the current home owner or the person named on the original certificate of installation. we were told we could claim and then once we had it all removed we where then told that because the certificate was not in our name we could…
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Google fraud reclaim
Can anyone help me with my quest to reclaim fraudulent payments on their credit card that originate from Google Play Store? My credit card has had to be re-issued due to fraudulent transactions, some of which show as payments to Google Play Store. I have had zero success when using the page for claiming a refund. When I…
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?Mortage Mis-sold
Hi All I am looking into claiming for a potential mis-sold interest only mortgage but am unsure who to lodge my claim with. Do I lodge it with the broker (our initial broker is no longer in business and it was passed on to a new broker who is still in business)? Or do I lodge the complaint with our lender? Many thanks.
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How long does it take for council tax for be reimbursed?
Hi guys, I have been overcharged by £60 this month in council tax by Nottinghamshire council. I have emailed them after double checking my monthly direct debits and payment plan, requesting them to sort it out by the end of this week. After doing some research online, it seems they have up to 2 months to respond?! I know…
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Sentinel (AI Scheme) compensation help guide
Sentinel (AI Scheme) compensation help Guide guide. Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.
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mppi/ life insurance miss sold
hi I just found out that back in 1997 when I took out MPPI/ life insurance to pay my mortgage if anything happened to me I never needed to! ive rung the Halifax to query this and I have just been told today that its not mpi its just simple life insurance that has nothing to do with my mortgage and if anything happened to…
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will plan
18 years ago we had a will written . We took up £8 monthly cover which permitted storage, rewriting of the will and help to ensure a smooth transition for executors when the time came, however the original will was never signed or returned. The company has not made any contact with us in the 18 years passed. Would we be…
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Form R40 success?
Hi all :) Has anyone has any success with claiming their tax back from PPI? My total amount is about £600 so far, already filled one R40 in for one claim but curious as to any successes/failures? Thanks :)
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Reclaiming fees for new build house
Hello, My partner and I have been trying to purchase a new build property in the South East. We got as far as paying for the surveyor with Virgin Money for our mortgage. The fees we have incurred are: Solicitors fees searches £460 Virgin money surveyor £275 We recently were told that we cannot now purchase this property…