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claim for misold mortgage
Hi. I've been thinking for sometime and not sure where to start. I started work in early 80's and I automatically paid into a works pension. Then back in the 90's the government allowed people the option to 'opt out' and set up their own private pension. I did this on the advice of a financial adviser for a number of…
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Council Tax Musical Chairs
Over 10 years ago I successfully challenged my local council tax banding and it was changed for F to E and I received a rebate. End of the matter I thought. I have now received a letter from The Listing Officer at Council Tax South in Croydon stating that they have reviewed by banding and it has been changed to F, Not only…
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building insurance attached to mortgage
Can I reclaim a building insurance which was attached to an old mortgage from 1999. I didn't know that we were paying this. It was cancelled when we did.
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Resolver query
Does - using "Resolver" to reclaim money, cost the business that you are claiming from - any money ? If so - how much ?
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Council changing their mind about charges and fees
Hi I really hope someone can help me. I am from the EU and I was studying in the United Kingdom. I was except from council tax as I was a student. Once I graduated I left the United to Kingdom to return home as I did not have a job and did not want to go on benefits. My ex roommate put me on the council tax bill which was…
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"Duty & Tax Invoice" on a return from USA repaired item
Evening, We went to USA a couple years ago and bought a pair of earrings. A couple weeks ago they broke a bit, and we sent them back for repair. We have just had a "Duty & Tax Invoice" from Fedex for £30. Since it wasn't a purchase but a repair, I assumed we wouldn't have been charged (oops). Is there a way we can pay and…
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Council tax banding challenge with an unsuccessful tribunal previously
Hi - after some advice I purchased my home for £150k in Apr 2011 (NW England), and has always been a band D for council tax purposes. I had always thought D seems excessive, however the previous owner said he had challenged in the past, and was decided that it should be a band D. Even though the valuation check backs me…
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Mortgage protection insurance
Hi everyone. This is my first time using this forum. So please forgive me if I don't get it right. I've seen a lot of adds lately about mortgage protection insurance that has been miss sold. Has anyone tried to make such a claim and if so how difficult was it to do. Companies keep contacting me and saying they will search…
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My Bank has destroyed my credit rating
Hello all Sorry if I am doing this wrong, I have never used this forum before. I was wondering if anyone had any advice for me. I went into my bank (Natwest) about 3 years ago and was sold a consolidation loan for £10,000 (credit cards/overdraft plus a bit tacked on for some home improvements). My credit rating has always…
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mortgage life insurance PPI
I bought Mortgage life insurance through an Independent adviser/broker in 2005 and afterwards discovered that they get a large amount of commission. Would this fall under Plevin considering it was an independent adviser/broker that I used - I paid them for their services and then discovered they also get commission. The…
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Act now on mis-sold endowments: new article
Please use this thread to discuss the new mis-sold endowments article. This is a continution of the old endowments discussion both here and here.
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Ppi
Hi all a few years ago I tried to reclaim ppi on my mortgage and they replied with , that because it stated in small print I could of cancelled, even tho their agent said I’d have better chance of mortgage with it , so I left it at that , but now I’ve gone back to use a company and and the cooperative said I’ve never had…
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Can i claim ppi i had bankruptcies?
I had a joint mortgage with my brothers in 2003 from abbey national and after a year we took a secured loan from GE money for house improvement, in 2008 my brothers lost the job and i was paying the mortgage and couldnot pay the secured loan then our house was repossessed by the bank in 2008. In 2010 i was bankcurrumpt, i…
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Reclaiming Council Tax
I believe I am in the right place for this discussion, so my upmost apologies if I am in the wrong part of the forum. I have been attempting to help my parents with their Council Tax. After seeing Martin's piece online we thought it was worth investigating. We followed his advice and first checked out which band they are…
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Challenging council tax banding
Hi, Does anyone know how it is possible to challenge a banding (in England) when all other houses in the street or estate are in the same band so I can’t fulfil that part of the criteria? We have moved into a tiny one bedroom bungalow with a very small garden. It’s sheltered housing so is owned by a Housing Association.…
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Will miselling of interest only mortgages be the next PPI misell phenomenon
Will miselling of interest only mortgages be the next PPI misell phenomenon? Just wondering anyone’s thoughts on borrowers claiming misold interest only mortgages and whether it will have the same attention as PPI has? I believe there are valid cases from pre crisis times of 07-08, be it a lender not ensuring an…
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Nearly all councils planning to raise council tax - see if you can cut yours - MSE News
Almost all English local authorities plan to increase council tax in 2019-20, according to a survey...Read the full story: 'Nearly all councils planning to raise council tax - see if you can cut yours' Click reply below to discuss. If you haven’t already, join the forum to reply.
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Mortgage product fee and arrangement charges
Hi all Can you reclaim mortgage Product fee, arrangement fee and insurance premium tax? Had lots of different types of insurances and all of them had insurance premium tax. Thanking you kindly.
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Mortgage PPI claim refused.
My 65 year old parents have tried to claim for PPI on their mortgage that they had, from Bank of Scotland/halifax. Used a claims company, who have now said it's been refused by ombudsman. Said there was always PPI during full term of mortgage, but there's not enough evidence it was mis sold. They had been told that they…
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Mortgage Reclaim
I received an email from Mortgage.claims about claiming if you had an interest only mortgage from 2004 and a company called Quanta Law are doing the pursuing of claims - is this a Legitimate company? thanks
