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Complaint of mis-sold PPI refused by British Gas... Any advice??
I have recently made a complaint with British Gas for mis sold PPI on a loan which was taken out in 2003 for a new boiler and installation. The loan was setup through British Gas (as the broker) but the loan was provided by GE Money. Unfortunately I did not still hold the paperwork but as the loan was for 60 months I made…
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HMRC added value to my imported package
Hey every one, Recently I've imported goods from china into the UK. Total paid was 67.57£ . As I want to set up a business (fashion super cheap jewelry) and wanted to do everything by the book I've declared the exact correct amount paid. But then DHL informed me that I need to pay 32.48£ fees. Charges breakdown: Supplier's…
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Need help with a mortgage ppi claim
Hello , I had a mortgage with Alliance & Leicester for about 10 years ,this house was my marital home with my ex wife up until about 3and a half years ago . and it had ppi on it ... I got a claim company to try a reclaim , to which I had to get back in touch with my ex wife , as both of us were on the mortgage .. Any way…
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Council Tax Rebanding Refund
2008 successfully went from band E to D, backdated to 2006. Now, having lost a bedroom (demolished unsound seventies first floor side bathroom extension and made tiny bedroom into bathroom) am reapplying to go down a further band (as fewer bedrooms) having looked at 1991 values, neighbours banding, etc. On researching, I…
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Aviva Life Assurance Mis Sold?
26 Years ago I took out a life policy from Norwich Union, now Aviva for a guaranteed £50,000 death benefit. In 2007 Aviva reviewed the policy and lowered the death benefit to £23,281. Aviva say they wrote to me, but as I didn't reply assumed I was in agreement. Only recently I found out that the benefit had been reduced.…
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Northern Rock PPI 1993
Hi Im wondering if its possible to claim back any PPI that i may be due. I got married in 1994 and to out a morgage through a broker that was on site when we bought a new build started house. I remember taken out a bundled deal to protect our selves if things went financially wrong. I have moved house 10 years later and…
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Business loan / mortgage life insurance
Hi, When we were buying our business , a farm in 1995 Clydesdale Bank made us take out life insurance we have tried to claim this back but have been told that we had a choice, borrow the money and take out life insurance or don't borrow the money, fair point, but should we not have been allowed to make it our decision as…
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MPPI from nationwide BS
Looking for some advice. Just received a rejection letter from nationwide re a MPPI policy taken out by my husband in 1997 with Dunfermline BS in which he was told he had to take out otherwise the mortgage would not be approved. It was his first mortgage and was not in any financial state to turn down the loan as his…
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reclaiming mortgage payment protection insurance
Whilst looking at some old documents we have discovered we had income protection insurance policy on a mortgage with the Leeds Building Society when both husband and i were employed in jobs that would have been see as pretty secure ( NHS and civil service in the 1980,s ) and we were in good health in our 20's. Given recent…
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Historic mortgage check service
Hi, I have just cleared my mortgage and would like to engage a private company to thoroughly check my full mortgage history with a view to finding errors and getting a refund/rebate/penalty fee. I heard many years ago that this was possible but cannot find anything online. Does anyone know af any such service? Thanks,…
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Friend signed a no win no fee agreement for a mortgage claim, help needed.
I was talking to a friend who mentioned they filled in something online for a mortgage overpayment claim with a company called Mortgage Audit Bureau. Did a little research and I really don't like the sound of any of it. I've asked my friend how far along they are with it all and that it sounds like a scam, they signed the…
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Paymentshield mppi
Hi, i bought mppi with paymentshield after i was told by my mortgage company i needed to. I had paymentshield recomended through a broker. I also already had critical illness insurance cover with coop. Ii wanted this company also as i am a carer and this was covered in the policy. In Jun 18 i was made redundant after…
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Mortgage arrears fees
I've just joined this site and am keen to start the process of reclaiming bank chares, PPI but wonder if Mortgage Arrears Fees of £40 a time can be reclaimed. Had a bad period a few years ago and many months @£40 plus interest etc mounts up. Anybody got any experience in this please let me know. Thanks Mike.
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Halifax overpayment interest £20
Rang the Halix today regarding the MSE Iinfo concerning interest charged on overpayments of mortgages between 2010-2012. Three different people had absolutely no idea of what I was talking about. Because I finished my mortgage with them in April/May if 2011 apparently they can’t trace my account - even though I still had…
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Water bill reclaim
Afternoon all. We had a water meter fitted in July and have just received our first bill, it is much lower than our previous bills, We first requested a water meter 3 years ago and the chap came out and said he could not fit one. Clearly this was wrong as they managed to fit one. Does the panel think I would have a case to…
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Nationwide Loan PPI
Hi, After submitting the initial Nationwide online PPI form I received a letter confirming PPI was attached to a personal loan agreement taken out in 2005. My question is what is the best way to move forward with my complaint. Nationwide offer an online PPI complaint form. do I just go through and answer their questions in…
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Council Tax Exemption: Family Illness
Hi all I bought my first house 2 months ago but have been unable to move in due to my dad's illness: he was hospitalised with sepsis for a month so I have stayed at his house as I've had no time to furnish or sort anything for the new house and it currently lies empty. After month he came home but was still very unstable.…
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VW Emissions Claim
My car was effected by the VW emissions scandal, I believe that you can now claim against VW but there is a deadline of the 26th October, a company called Slater and Gordon are offering a no win no fee basis, but I'm not sure if it is 100% legit, I was just wondering if anyone could shed some light on this please?
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Reclaiming bank cherges
I’ve just read the article about trying to reclaim bank charges even if bank account is closed. When it guest cane abuut i wrote to my bank and they said I could be entitled to £2.300 due to unfaur charges. At the time I was in financial hardship. I was on benefits as becoming a parent at the time. I’d like to try again to…
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Purchased goods by cheque, scammed
A charity purchased 100 items with the agreement they would be sent out over the period a year. It was paid by cheque as the charity has a trustee business account which doesn’t have a credit card and has 2 signortories. We had purchased goods from this person with no issues in the past and had no reason to think the same…
