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Mortgage protection insurance
Hi everyone. This is my first time using this forum. So please forgive me if I don't get it right. I've seen a lot of adds lately about mortgage protection insurance that has been miss sold. Has anyone tried to make such a claim and if so how difficult was it to do. Companies keep contacting me and saying they will search…
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My Bank has destroyed my credit rating
Hello all Sorry if I am doing this wrong, I have never used this forum before. I was wondering if anyone had any advice for me. I went into my bank (Natwest) about 3 years ago and was sold a consolidation loan for £10,000 (credit cards/overdraft plus a bit tacked on for some home improvements). My credit rating has always…
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mortgage life insurance PPI
I bought Mortgage life insurance through an Independent adviser/broker in 2005 and afterwards discovered that they get a large amount of commission. Would this fall under Plevin considering it was an independent adviser/broker that I used - I paid them for their services and then discovered they also get commission. The…
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Act now on mis-sold endowments: new article
Please use this thread to discuss the new mis-sold endowments article. This is a continution of the old endowments discussion both here and here.
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Ppi
Hi all a few years ago I tried to reclaim ppi on my mortgage and they replied with , that because it stated in small print I could of cancelled, even tho their agent said I’d have better chance of mortgage with it , so I left it at that , but now I’ve gone back to use a company and and the cooperative said I’ve never had…
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Can i claim ppi i had bankruptcies?
I had a joint mortgage with my brothers in 2003 from abbey national and after a year we took a secured loan from GE money for house improvement, in 2008 my brothers lost the job and i was paying the mortgage and couldnot pay the secured loan then our house was repossessed by the bank in 2008. In 2010 i was bankcurrumpt, i…
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Reclaiming Council Tax
I believe I am in the right place for this discussion, so my upmost apologies if I am in the wrong part of the forum. I have been attempting to help my parents with their Council Tax. After seeing Martin's piece online we thought it was worth investigating. We followed his advice and first checked out which band they are…
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Challenging council tax banding
Hi, Does anyone know how it is possible to challenge a banding (in England) when all other houses in the street or estate are in the same band so I can’t fulfil that part of the criteria? We have moved into a tiny one bedroom bungalow with a very small garden. It’s sheltered housing so is owned by a Housing Association.…
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Will miselling of interest only mortgages be the next PPI misell phenomenon
Will miselling of interest only mortgages be the next PPI misell phenomenon? Just wondering anyone’s thoughts on borrowers claiming misold interest only mortgages and whether it will have the same attention as PPI has? I believe there are valid cases from pre crisis times of 07-08, be it a lender not ensuring an…
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Nearly all councils planning to raise council tax - see if you can cut yours - MSE News
Almost all English local authorities plan to increase council tax in 2019-20, according to a survey...Read the full story: 'Nearly all councils planning to raise council tax - see if you can cut yours' Click reply below to discuss. If you haven’t already, join the forum to reply.
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Mortgage product fee and arrangement charges
Hi all Can you reclaim mortgage Product fee, arrangement fee and insurance premium tax? Had lots of different types of insurances and all of them had insurance premium tax. Thanking you kindly.
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Mortgage PPI claim refused.
My 65 year old parents have tried to claim for PPI on their mortgage that they had, from Bank of Scotland/halifax. Used a claims company, who have now said it's been refused by ombudsman. Said there was always PPI during full term of mortgage, but there's not enough evidence it was mis sold. They had been told that they…
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Mortgage Reclaim
I received an email from Mortgage.claims about claiming if you had an interest only mortgage from 2004 and a company called Quanta Law are doing the pursuing of claims - is this a Legitimate company? thanks
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How to remove name from mortgage
Somebody please help I am in a pickle. Me and my husband are first time buyers. We initially qualified for the help to buy scheme. After sending all relevant paperwork over to the agents they noticed I was a home owner on my credit report. As far as I'm aware this is my dad's house and he pays the mortgage but I am the…
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can I claim ppi from staffordshire building society?
we had endowment mortgage in the 80's with Staffordshire building society ,can we put in claim for ppi? if so who with as Staffordshire building society was taken over by someone else.
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Money Claims at Justice Gov
Hi guys, I'm claiming money online through HM Courts & Tribunals Service. The last their message was from 10th October: "Please find the defendant’s defence was struck out as no Directions Questionnaire was filed so you are at liberty to enter judgment and I have attached the form for your information." There was an N225…
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huge help required
Have inherited a lifetime mortgage from my late mother bless her totaling £163,507.76 so far am in the middle of selling my house to pay this massive bill didn't know about the ins and outs of mortgages and was also my mums carer for four years have accrued £12,235.76 in extra interest am struggling on universal credit…
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Mortgage insurance
Hi all, when I took out my mortgage in 2000 I was advised to take out an insurance policy that ran along side the mortgage, as I was a single mother with 2 children at the time I thought perhaps it was a good idea as if anything happened to me it would pay off any remaining mortgage. It would also pay out if I had a…
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Rift Refunds - Military Travel Claims
Hi all. The military do not pay the 45p per mile travel expenses that the Govt. sets, and this sees a lot of people using RIFT RFUNDS to claim the extra. It consists of sending them pay slips and travel details if you have been at a posting for less than a certsin amount of time. This is money people are entitled to, yet…
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Reclaiming Council tax on a property I sold.
Hi I believe I may have been on the incorrect council tax band on a house I sold and moved out of a year ago. Can I challange the banding even though I don't stay there anymore? Thanks James
