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Challenging council tax banding
Hi, Does anyone know how it is possible to challenge a banding (in England) when all other houses in the street or estate are in the same band so I can’t fulfil that part of the criteria? We have moved into a tiny one bedroom bungalow with a very small garden. It’s sheltered housing so is owned by a Housing Association.…
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Will miselling of interest only mortgages be the next PPI misell phenomenon
Will miselling of interest only mortgages be the next PPI misell phenomenon? Just wondering anyone’s thoughts on borrowers claiming misold interest only mortgages and whether it will have the same attention as PPI has? I believe there are valid cases from pre crisis times of 07-08, be it a lender not ensuring an…
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Nearly all councils planning to raise council tax - see if you can cut yours - MSE News
Almost all English local authorities plan to increase council tax in 2019-20, according to a survey...Read the full story: 'Nearly all councils planning to raise council tax - see if you can cut yours' Click reply below to discuss. If you haven’t already, join the forum to reply.
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Mortgage product fee and arrangement charges
Hi all Can you reclaim mortgage Product fee, arrangement fee and insurance premium tax? Had lots of different types of insurances and all of them had insurance premium tax. Thanking you kindly.
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Mortgage PPI claim refused.
My 65 year old parents have tried to claim for PPI on their mortgage that they had, from Bank of Scotland/halifax. Used a claims company, who have now said it's been refused by ombudsman. Said there was always PPI during full term of mortgage, but there's not enough evidence it was mis sold. They had been told that they…
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Mortgage Reclaim
I received an email from Mortgage.claims about claiming if you had an interest only mortgage from 2004 and a company called Quanta Law are doing the pursuing of claims - is this a Legitimate company? thanks
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How to remove name from mortgage
Somebody please help I am in a pickle. Me and my husband are first time buyers. We initially qualified for the help to buy scheme. After sending all relevant paperwork over to the agents they noticed I was a home owner on my credit report. As far as I'm aware this is my dad's house and he pays the mortgage but I am the…
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can I claim ppi from staffordshire building society?
we had endowment mortgage in the 80's with Staffordshire building society ,can we put in claim for ppi? if so who with as Staffordshire building society was taken over by someone else.
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Money Claims at Justice Gov
Hi guys, I'm claiming money online through HM Courts & Tribunals Service. The last their message was from 10th October: "Please find the defendant’s defence was struck out as no Directions Questionnaire was filed so you are at liberty to enter judgment and I have attached the form for your information." There was an N225…
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huge help required
Have inherited a lifetime mortgage from my late mother bless her totaling £163,507.76 so far am in the middle of selling my house to pay this massive bill didn't know about the ins and outs of mortgages and was also my mums carer for four years have accrued £12,235.76 in extra interest am struggling on universal credit…
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Mortgage insurance
Hi all, when I took out my mortgage in 2000 I was advised to take out an insurance policy that ran along side the mortgage, as I was a single mother with 2 children at the time I thought perhaps it was a good idea as if anything happened to me it would pay off any remaining mortgage. It would also pay out if I had a…
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Rift Refunds - Military Travel Claims
Hi all. The military do not pay the 45p per mile travel expenses that the Govt. sets, and this sees a lot of people using RIFT RFUNDS to claim the extra. It consists of sending them pay slips and travel details if you have been at a posting for less than a certsin amount of time. This is money people are entitled to, yet…
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Reclaiming Council tax on a property I sold.
Hi I believe I may have been on the incorrect council tax band on a house I sold and moved out of a year ago. Can I challange the banding even though I don't stay there anymore? Thanks James
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Scottish power debt collector charges
I have debt with Scottish power. It was £300. I couldn't pay so it was sent to a debt collector. I set up a payment plan of £1 a Month but the debt was requested back by Scottish power. They have done this so many times with a £50 charge each time that it now stands at £650!!! I'm not sure if I can challenge this as each…
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Mortgage interest rate reclaims
Hi all - I am sure some of you have seen the recent adverts on the TV regarding being possibly able to claim for overpayments made to mortgages due to the miscalculation of interest rates by the provider and some other situations possibly arising from re-mortgaging etc. I was wondering if anyone had any experience of this…
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Reclaiming stamp duty
I am hoping someone out there can help me with this dilemma as I have read various things online, my solicitor hasn't been able to give a clear answer and neither could HMRC when I rang them. They then advised me to send my query in a letter but I have not had a response. I bought a house as my primary residence in 2013.…
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Claims Management Company - Payday refund
Hello, new to these forums so not sure if this is the right place for this post: For the past 6 months I have been using a claims management company to deal with me trying to get a refund from my previous payday loans. Overall I have received compensation from 4 of my previous lenders. I have been happy with the claims…
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Annexe council tax
Hi - we techincally have an annexe on our property. The property is band F, annexe band A. I phoned the council a few years ago and said that we werent using it as an annexe, so they reduced it by 50%, so we now pay about £50/month for it. The 'annexe' is joined on to the kitchen, comprises of a toilet (with bath which we…
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Please can you advise me re my dads mortgage
Hi there, My dad took out his mortgage with Abbey National in 1984 and it was paid off when my mum died in 2000 (it was an endowment mortgage and part of the plan was for it to get paid automatically when one of them died). He’s now 76 and struggling to cope with all the outgoings and he has asked me to look into whether…
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refunded by mistake
Not sure where to put this thread so choose this one. I wanted to know where i stand legally with this. In March time last year 2018 i was receiving quotes to purchase a product from a company. I decided not to go ahead with the purchase (£900 of goods) i then received an email a few days later to say when i would like the…
