Claiming for deceased father
CGORST
Posts: 58 Forumite
Hello all!
My dad had a mortgage with the Halifax which was taken out in the 70s. When my dad died in 1999 my mum paid off the remainder of the mortgage. Unfortunately my mum disposed of any letters relating to the mortgage but I did manage to find the account number in the deeds for the house.
My dad was self employed and we were really strapped for cash almost all of the time. My mum told me that he used to complain about having to pay extra for insurance that would never pay out for someone like him so I'm almost certain that he had PPI. Unfortunately my mum has died too so I have no concrete information. However I did put a claim in to the building society including the account number but they say there is no evidence my dad had PPI and they have closed the case.
Is it worth complaining to the ombudsman given that I have no paperwork? Also how would I go about this - can I use the tool on this site or is that only for personal claims, not for relatives of deceased customers?
My dad had a mortgage with the Halifax which was taken out in the 70s. When my dad died in 1999 my mum paid off the remainder of the mortgage. Unfortunately my mum disposed of any letters relating to the mortgage but I did manage to find the account number in the deeds for the house.
My dad was self employed and we were really strapped for cash almost all of the time. My mum told me that he used to complain about having to pay extra for insurance that would never pay out for someone like him so I'm almost certain that he had PPI. Unfortunately my mum has died too so I have no concrete information. However I did put a claim in to the building society including the account number but they say there is no evidence my dad had PPI and they have closed the case.
Is it worth complaining to the ombudsman given that I have no paperwork? Also how would I go about this - can I use the tool on this site or is that only for personal claims, not for relatives of deceased customers?
0
Comments
-
If neither you nor they have any evidence of PPI, there's no point in going to FOS. They won't have anything.0
-
My dad had a mortgage with the Halifax which was taken out in the 70s.When my dad died in 1999my mum paid off the remainder of the mortgage.Unfortunately my mum disposed of any letters relating to the mortgageMy mum told me that he used to complain about having to pay extra for insurance that would never pay out for someone like himI did put a claim in to the building society including the account number but they say there is no evidence my dad had PPI and they have closed the case.Is it worth complaining to the ombudsman
Don't be too despondent, though, the majority of mortgage PPI complaints are rejected anyway. Certainly MPPI covers the self-employed and it is still being retailed today.0 -
Thanks all! That's put my mind at rest - if the likelihood is that he didn't have it, I can relax now and leave it be!0
This discussion has been closed.
Categories
- All Categories
- 343.1K Banking & Borrowing
- 250.1K Reduce Debt & Boost Income
- 449.6K Spending & Discounts
- 235.2K Work, Benefits & Business
- 607.8K Mortgages, Homes & Bills
- 173K Life & Family
- 247.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 15.9K Discuss & Feedback
- 15.1K Coronavirus Support Boards