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Mortgage PPI
I have taken out a mortgage on my right to buy property with Havering Council in the early nineties. I am sure I have been mis sold PPI and have tried contacting and writing to the council with no response. I have also looked into companies assisting me with this but no one will contest against the council. Has anyone else…
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Rrp cover
I have been going through my old paperwork from my car finance and on their it states.....36mth rrp cover at a cost of £249....does anybody know what this is please...many thanks
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Timeshare Reclaiming
Hi, I was hoping someone might be able to help me here, I have already been scammed into buying a timeshare and 8 years on I dont fancy being stung again with this. I have been in touch with a company called '' timeshare advice centre.co.uk'' they have said that i could get all my money back for my mis-sold timeshare.…
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Council tax band challenge
I have checked all my neibouring houses and their all in the same c/tax band as my property. I live in a two bed terraced amonght properties that are 2,3,4 and 5 bedroom. I have made a search of my properties value in 1991in two different regions (wasn't sure which I fell into) and on both occasions fell into a band lower…
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Mortgage Exit Fees successes and failures
This discussion is to report success and failures stories for Mortgage Exit Fee claims in relation to the Mortgage Fees Article To report your stories click reply
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Terms of business, can claim company use old terms on current claim
Hello all, 4 years ago I contracted with a claims company working on my behalf. Successfully completed and I happily paid the Invoice for services performed. Towards the end of last year they contacted me by a flier to make me aware that it may be possible to investigate a catalogue account. This was NEVER part of any…
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Council tax rebanding - making a case?
Hello all, My partner owns a two bedroom flat in the Midlands and I was shocked to learn that it's in Band D. I did some digging and all of the flats in the block are in Band D or C, majority Band D. The flats were built after 1991, but the flat next door sold last year for 110,000 so a valuation of between 68,000 and…
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Council tax band and bedroom number reduction
Hi, The house I am about to buy is currently in band D, however the improvement indicator has been placed on it due to double storey extension build 12 years ago. Current sale, as I understand, may result in property being banded as E. If we reduce the number of bedrooms from 4 to 3 i.e by converting smallest bedroom into…
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Fraud police receive 100+ reports of new council tax scam - what to look out for - MSE News
Fraudsters are trying to trick victims into handing over their financial details by claiming they're owed a council tax refund - here's what to watch out for...Read the full story: 'Fraud police receive 100+ reports of new council tax scam - what to look out for' Click reply below to discuss. If you haven’t already, join…
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Home Worker
Hi All I work from home for a large company, on average 3 days a week. My bills have shot up since I have been in this role, does anyone know how to calculate the work area I can claim back for? I have a small desk area in a large open plan room which can get cold in the winter so takes a lot to heat. Do I measure the room…
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Britannia Building Soc
Hi Do you have Britannia Bulding Soc address please for a PPI claim, I cannot see it listed. Thank you Elaine
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Council tax man asked to visit our home
Hello My wife is currently disabled and recently went onto PIP so I checked online and applied for our council tax band to be reduced by one due to her disability We are band C and according to everything I've checked online we should qualify to go onto a band B Anyway the man from the council just rang me this morning and…
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Nissan Finance PPI
Can anyone say why it is impossible to make a PPI claim for a car finance loan without an agreement number? My partner has all the other details ie name, address, finance company, vehicle reg. garage of purchase, make, model, date of registration etc. Try as we might we can not find any documentation showing the agreement…
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claim for misold mortgage
Hi. I've been thinking for sometime and not sure where to start. I started work in early 80's and I automatically paid into a works pension. Then back in the 90's the government allowed people the option to 'opt out' and set up their own private pension. I did this on the advice of a financial adviser for a number of…
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Council Tax Musical Chairs
Over 10 years ago I successfully challenged my local council tax banding and it was changed for F to E and I received a rebate. End of the matter I thought. I have now received a letter from The Listing Officer at Council Tax South in Croydon stating that they have reviewed by banding and it has been changed to F, Not only…
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building insurance attached to mortgage
Can I reclaim a building insurance which was attached to an old mortgage from 1999. I didn't know that we were paying this. It was cancelled when we did.
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Resolver query
Does - using "Resolver" to reclaim money, cost the business that you are claiming from - any money ? If so - how much ?
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Council changing their mind about charges and fees
Hi I really hope someone can help me. I am from the EU and I was studying in the United Kingdom. I was except from council tax as I was a student. Once I graduated I left the United to Kingdom to return home as I did not have a job and did not want to go on benefits. My ex roommate put me on the council tax bill which was…
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"Duty & Tax Invoice" on a return from USA repaired item
Evening, We went to USA a couple years ago and bought a pair of earrings. A couple weeks ago they broke a bit, and we sent them back for repair. We have just had a "Duty & Tax Invoice" from Fedex for £30. Since it wasn't a purchase but a repair, I assumed we wouldn't have been charged (oops). Is there a way we can pay and…
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Council tax banding challenge with an unsuccessful tribunal previously
Hi - after some advice I purchased my home for £150k in Apr 2011 (NW England), and has always been a band D for council tax purposes. I had always thought D seems excessive, however the previous owner said he had challenged in the past, and was decided that it should be a band D. Even though the valuation check backs me…