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Mortgage interest rate reclaims
Hi all - I am sure some of you have seen the recent adverts on the TV regarding being possibly able to claim for overpayments made to mortgages due to the miscalculation of interest rates by the provider and some other situations possibly arising from re-mortgaging etc. I was wondering if anyone had any experience of this…
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Reclaiming stamp duty
I am hoping someone out there can help me with this dilemma as I have read various things online, my solicitor hasn't been able to give a clear answer and neither could HMRC when I rang them. They then advised me to send my query in a letter but I have not had a response. I bought a house as my primary residence in 2013.…
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Claims Management Company - Payday refund
Hello, new to these forums so not sure if this is the right place for this post: For the past 6 months I have been using a claims management company to deal with me trying to get a refund from my previous payday loans. Overall I have received compensation from 4 of my previous lenders. I have been happy with the claims…
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Annexe council tax
Hi - we techincally have an annexe on our property. The property is band F, annexe band A. I phoned the council a few years ago and said that we werent using it as an annexe, so they reduced it by 50%, so we now pay about £50/month for it. The 'annexe' is joined on to the kitchen, comprises of a toilet (with bath which we…
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Please can you advise me re my dads mortgage
Hi there, My dad took out his mortgage with Abbey National in 1984 and it was paid off when my mum died in 2000 (it was an endowment mortgage and part of the plan was for it to get paid automatically when one of them died). He’s now 76 and struggling to cope with all the outgoings and he has asked me to look into whether…
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refunded by mistake
Not sure where to put this thread so choose this one. I wanted to know where i stand legally with this. In March time last year 2018 i was receiving quotes to purchase a product from a company. I decided not to go ahead with the purchase (£900 of goods) i then received an email a few days later to say when i would like the…
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Mis-sold Packaged Bank Account
10 years ago I obtained a packaged bank account which offered travel insurance. I was diagnosed with a medical condition prior to that. I am fairly sure that they didn't ask me about that medical condition. Moneysavingexpert's article suggests I am able to reclaim fees. I may have the complete records of opening the…
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Barclays additions account
Hi, I had a packaged account with Barclays for 15 years. I switched to a fee free account in 2013 but at the time I did not realise that there may be grounds for complaint about the potential mis selling of this account. I was not told that it was optional to switch to a packaged account at the time. In terms of the cover…
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Mortgage Protection Insurance
Hi, looking for some help and advice. We foolishly accepted a 125% mortgage with Northern Rock in 2001. In 2004 after having our Daughter I had post natal depression (although I didn't know I had it at the time). I couldn't go back to work when I had planned to and ultimately the house was repossessed in August 2005. We…
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Council tax direct debit
Hi, Hope i can get an answer here. Sorry if ive posted in the wrong place.. Today i received a letter from my council telling me a was due them almost £600.00 in council tax! I normally pay £133.00 pm. I instantly looked at my online banking as i was sure i set up a direct debit. I had set it up and this was confirmed when…
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Camp Bestival Refund
Due to bad weather the final day of Camp Bestival at Lulworth Castle on the 29th July 2018 was cancelled. Following the cancellation promises of a refund were posted on their website, which kept getting updated as they were waiting for their insurance company to pay out. Since then they have gone into administration then…
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Kensington Mortgages - claiming arrears and other charges and also PPI
Hi I'm in the process of a complaint with Kensington mortgages re an old mortgage account that is now closed since when I remortgaged in 2007. I was struggling financially single mum with 2 children after my husband left me and the arrears accumulated over the months. Kensington charged me £50 a month even when I had a…
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Council tax band
I appealed my council tax band in 2009 and was rejected as invalid because it was lodged too late. Has the law changed and would it be worthwhile trying again. cd70
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Challenging Council Tax Band After Moved
I'd be really interested if anyone else has been in this situation and how they got around it...On moving out of our property (New build in 2003) in September, we realised that all ourt neighbours in the same house type were in a Council Tax band lower than us. We have no extensions of improvements and sold prices of all…
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Just had a big lump sum of council tax debited to pay up to March
I was receiving council tax discount. Thus ended a few weeks ago. Now they have adjusted my amount and taken all of the council tax amount to cover me up until march. This is over 400. Why would they take one lump sum and not spread out the cost? I've got way less money than I expected to have for this month. Is this…
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experian charges
hello has anyone had any problems with stopping the monthly payment to experian they have been taking out £14.99 a month from my credit card for 3 years + they do not ask to renew it thye just take the money , but i have had no service for this they do not email with updates nothing at all and the service seems to be free…
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Reclaim council tax on flat I'm about to move out of
I'm about to move out of my rented flat, but I've recently realised the council tax band might be too high. This is based on looking at similar properties in the area, which are much nicer and yet in the same band or just one higher. If I get the ball rolling now, I'll probably have moved out by the time the appeal is…
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Kensington
I am trying to gain info regarding my application of mortgage with Kensington it was 12 years ago .After several letters even signed for have been ignored I am at a brick wall . Is it a case of a SAR will be happy to do this if so ?
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Complaint of mis-sold PPI refused by British Gas... Any advice??
I have recently made a complaint with British Gas for mis sold PPI on a loan which was taken out in 2003 for a new boiler and installation. The loan was setup through British Gas (as the broker) but the loan was provided by GE Money. Unfortunately I did not still hold the paperwork but as the loan was for 60 months I made…
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HMRC added value to my imported package
Hey every one, Recently I've imported goods from china into the UK. Total paid was 67.57£ . As I want to set up a business (fashion super cheap jewelry) and wanted to do everything by the book I've declared the exact correct amount paid. But then DHL informed me that I need to pay 32.48£ fees. Charges breakdown: Supplier's…
