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Mis-sold Packaged Bank Account
10 years ago I obtained a packaged bank account which offered travel insurance. I was diagnosed with a medical condition prior to that. I am fairly sure that they didn't ask me about that medical condition. Moneysavingexpert's article suggests I am able to reclaim fees. I may have the complete records of opening the…
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Barclays additions account
Hi, I had a packaged account with Barclays for 15 years. I switched to a fee free account in 2013 but at the time I did not realise that there may be grounds for complaint about the potential mis selling of this account. I was not told that it was optional to switch to a packaged account at the time. In terms of the cover…
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Mortgage Protection Insurance
Hi, looking for some help and advice. We foolishly accepted a 125% mortgage with Northern Rock in 2001. In 2004 after having our Daughter I had post natal depression (although I didn't know I had it at the time). I couldn't go back to work when I had planned to and ultimately the house was repossessed in August 2005. We…
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Council tax direct debit
Hi, Hope i can get an answer here. Sorry if ive posted in the wrong place.. Today i received a letter from my council telling me a was due them almost £600.00 in council tax! I normally pay £133.00 pm. I instantly looked at my online banking as i was sure i set up a direct debit. I had set it up and this was confirmed when…
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Camp Bestival Refund
Due to bad weather the final day of Camp Bestival at Lulworth Castle on the 29th July 2018 was cancelled. Following the cancellation promises of a refund were posted on their website, which kept getting updated as they were waiting for their insurance company to pay out. Since then they have gone into administration then…
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Kensington Mortgages - claiming arrears and other charges and also PPI
Hi I'm in the process of a complaint with Kensington mortgages re an old mortgage account that is now closed since when I remortgaged in 2007. I was struggling financially single mum with 2 children after my husband left me and the arrears accumulated over the months. Kensington charged me £50 a month even when I had a…
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Council tax band
I appealed my council tax band in 2009 and was rejected as invalid because it was lodged too late. Has the law changed and would it be worthwhile trying again. cd70
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Challenging Council Tax Band After Moved
I'd be really interested if anyone else has been in this situation and how they got around it...On moving out of our property (New build in 2003) in September, we realised that all ourt neighbours in the same house type were in a Council Tax band lower than us. We have no extensions of improvements and sold prices of all…
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Just had a big lump sum of council tax debited to pay up to March
I was receiving council tax discount. Thus ended a few weeks ago. Now they have adjusted my amount and taken all of the council tax amount to cover me up until march. This is over 400. Why would they take one lump sum and not spread out the cost? I've got way less money than I expected to have for this month. Is this…
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experian charges
hello has anyone had any problems with stopping the monthly payment to experian they have been taking out £14.99 a month from my credit card for 3 years + they do not ask to renew it thye just take the money , but i have had no service for this they do not email with updates nothing at all and the service seems to be free…
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Reclaim council tax on flat I'm about to move out of
I'm about to move out of my rented flat, but I've recently realised the council tax band might be too high. This is based on looking at similar properties in the area, which are much nicer and yet in the same band or just one higher. If I get the ball rolling now, I'll probably have moved out by the time the appeal is…
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Kensington
I am trying to gain info regarding my application of mortgage with Kensington it was 12 years ago .After several letters even signed for have been ignored I am at a brick wall . Is it a case of a SAR will be happy to do this if so ?
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Complaint of mis-sold PPI refused by British Gas... Any advice??
I have recently made a complaint with British Gas for mis sold PPI on a loan which was taken out in 2003 for a new boiler and installation. The loan was setup through British Gas (as the broker) but the loan was provided by GE Money. Unfortunately I did not still hold the paperwork but as the loan was for 60 months I made…
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HMRC added value to my imported package
Hey every one, Recently I've imported goods from china into the UK. Total paid was 67.57£ . As I want to set up a business (fashion super cheap jewelry) and wanted to do everything by the book I've declared the exact correct amount paid. But then DHL informed me that I need to pay 32.48£ fees. Charges breakdown: Supplier's…
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Need help with a mortgage ppi claim
Hello , I had a mortgage with Alliance & Leicester for about 10 years ,this house was my marital home with my ex wife up until about 3and a half years ago . and it had ppi on it ... I got a claim company to try a reclaim , to which I had to get back in touch with my ex wife , as both of us were on the mortgage .. Any way…
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Council Tax Rebanding Refund
2008 successfully went from band E to D, backdated to 2006. Now, having lost a bedroom (demolished unsound seventies first floor side bathroom extension and made tiny bedroom into bathroom) am reapplying to go down a further band (as fewer bedrooms) having looked at 1991 values, neighbours banding, etc. On researching, I…
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Aviva Life Assurance Mis Sold?
26 Years ago I took out a life policy from Norwich Union, now Aviva for a guaranteed £50,000 death benefit. In 2007 Aviva reviewed the policy and lowered the death benefit to £23,281. Aviva say they wrote to me, but as I didn't reply assumed I was in agreement. Only recently I found out that the benefit had been reduced.…
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Northern Rock PPI 1993
Hi Im wondering if its possible to claim back any PPI that i may be due. I got married in 1994 and to out a morgage through a broker that was on site when we bought a new build started house. I remember taken out a bundled deal to protect our selves if things went financially wrong. I have moved house 10 years later and…
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Business loan / mortgage life insurance
Hi, When we were buying our business , a farm in 1995 Clydesdale Bank made us take out life insurance we have tried to claim this back but have been told that we had a choice, borrow the money and take out life insurance or don't borrow the money, fair point, but should we not have been allowed to make it our decision as…
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MPPI from nationwide BS
Looking for some advice. Just received a rejection letter from nationwide re a MPPI policy taken out by my husband in 1997 with Dunfermline BS in which he was told he had to take out otherwise the mortgage would not be approved. It was his first mortgage and was not in any financial state to turn down the loan as his…
