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How to remove name from mortgage
Somebody please help I am in a pickle. Me and my husband are first time buyers. We initially qualified for the help to buy scheme. After sending all relevant paperwork over to the agents they noticed I was a home owner on my credit report. As far as I'm aware this is my dad's house and he pays the mortgage but I am the…
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can I claim ppi from staffordshire building society?
we had endowment mortgage in the 80's with Staffordshire building society ,can we put in claim for ppi? if so who with as Staffordshire building society was taken over by someone else.
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Money Claims at Justice Gov
Hi guys, I'm claiming money online through HM Courts & Tribunals Service. The last their message was from 10th October: "Please find the defendant’s defence was struck out as no Directions Questionnaire was filed so you are at liberty to enter judgment and I have attached the form for your information." There was an N225…
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huge help required
Have inherited a lifetime mortgage from my late mother bless her totaling £163,507.76 so far am in the middle of selling my house to pay this massive bill didn't know about the ins and outs of mortgages and was also my mums carer for four years have accrued £12,235.76 in extra interest am struggling on universal credit…
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Mortgage insurance
Hi all, when I took out my mortgage in 2000 I was advised to take out an insurance policy that ran along side the mortgage, as I was a single mother with 2 children at the time I thought perhaps it was a good idea as if anything happened to me it would pay off any remaining mortgage. It would also pay out if I had a…
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Rift Refunds - Military Travel Claims
Hi all. The military do not pay the 45p per mile travel expenses that the Govt. sets, and this sees a lot of people using RIFT RFUNDS to claim the extra. It consists of sending them pay slips and travel details if you have been at a posting for less than a certsin amount of time. This is money people are entitled to, yet…
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Reclaiming Council tax on a property I sold.
Hi I believe I may have been on the incorrect council tax band on a house I sold and moved out of a year ago. Can I challange the banding even though I don't stay there anymore? Thanks James
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Scottish power debt collector charges
I have debt with Scottish power. It was £300. I couldn't pay so it was sent to a debt collector. I set up a payment plan of £1 a Month but the debt was requested back by Scottish power. They have done this so many times with a £50 charge each time that it now stands at £650!!! I'm not sure if I can challenge this as each…
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Mortgage interest rate reclaims
Hi all - I am sure some of you have seen the recent adverts on the TV regarding being possibly able to claim for overpayments made to mortgages due to the miscalculation of interest rates by the provider and some other situations possibly arising from re-mortgaging etc. I was wondering if anyone had any experience of this…
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Reclaiming stamp duty
I am hoping someone out there can help me with this dilemma as I have read various things online, my solicitor hasn't been able to give a clear answer and neither could HMRC when I rang them. They then advised me to send my query in a letter but I have not had a response. I bought a house as my primary residence in 2013.…
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Claims Management Company - Payday refund
Hello, new to these forums so not sure if this is the right place for this post: For the past 6 months I have been using a claims management company to deal with me trying to get a refund from my previous payday loans. Overall I have received compensation from 4 of my previous lenders. I have been happy with the claims…
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Annexe council tax
Hi - we techincally have an annexe on our property. The property is band F, annexe band A. I phoned the council a few years ago and said that we werent using it as an annexe, so they reduced it by 50%, so we now pay about £50/month for it. The 'annexe' is joined on to the kitchen, comprises of a toilet (with bath which we…
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Please can you advise me re my dads mortgage
Hi there, My dad took out his mortgage with Abbey National in 1984 and it was paid off when my mum died in 2000 (it was an endowment mortgage and part of the plan was for it to get paid automatically when one of them died). He’s now 76 and struggling to cope with all the outgoings and he has asked me to look into whether…
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refunded by mistake
Not sure where to put this thread so choose this one. I wanted to know where i stand legally with this. In March time last year 2018 i was receiving quotes to purchase a product from a company. I decided not to go ahead with the purchase (£900 of goods) i then received an email a few days later to say when i would like the…
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Mis-sold Packaged Bank Account
10 years ago I obtained a packaged bank account which offered travel insurance. I was diagnosed with a medical condition prior to that. I am fairly sure that they didn't ask me about that medical condition. Moneysavingexpert's article suggests I am able to reclaim fees. I may have the complete records of opening the…
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Barclays additions account
Hi, I had a packaged account with Barclays for 15 years. I switched to a fee free account in 2013 but at the time I did not realise that there may be grounds for complaint about the potential mis selling of this account. I was not told that it was optional to switch to a packaged account at the time. In terms of the cover…
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Mortgage Protection Insurance
Hi, looking for some help and advice. We foolishly accepted a 125% mortgage with Northern Rock in 2001. In 2004 after having our Daughter I had post natal depression (although I didn't know I had it at the time). I couldn't go back to work when I had planned to and ultimately the house was repossessed in August 2005. We…
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Council tax direct debit
Hi, Hope i can get an answer here. Sorry if ive posted in the wrong place.. Today i received a letter from my council telling me a was due them almost £600.00 in council tax! I normally pay £133.00 pm. I instantly looked at my online banking as i was sure i set up a direct debit. I had set it up and this was confirmed when…
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Camp Bestival Refund
Due to bad weather the final day of Camp Bestival at Lulworth Castle on the 29th July 2018 was cancelled. Following the cancellation promises of a refund were posted on their website, which kept getting updated as they were waiting for their insurance company to pay out. Since then they have gone into administration then…
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Kensington Mortgages - claiming arrears and other charges and also PPI
Hi I'm in the process of a complaint with Kensington mortgages re an old mortgage account that is now closed since when I remortgaged in 2007. I was struggling financially single mum with 2 children after my husband left me and the arrears accumulated over the months. Kensington charged me £50 a month even when I had a…
