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experian charges

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hello
has anyone had any problems with stopping the monthly payment to experian they have been taking out £14.99 a month from my credit card for 3 years + they do not ask to renew it thye just take the money , but i have had no service for this they do not email with updates nothing at all and the service seems to be free now as my wife signed up for free this year .
i would like a refund of my payments if the service is free as they should not be charging £14.99 a month , also how do i stop the money , ive tried to email and they have not responded.
any help much appreciated
thankyou

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Although you can get your credit reports for free, the service you signed up for is chargeable.

    Contact them again if they have not yet responded. If it is only a monthly contract, you could also cancel with your bank.
  • Nasqueron
    Nasqueron Posts: 10,771 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    You are paying for the "improvement" service where you pay the company who gives you a score to help you improve the score that they control. You can ask for a refund but given they are providing the service you paid them for, there is no reason they have to.

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

This discussion has been closed.
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