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High mortgage fees
Hi, my mortgage arrears fees seem excessively high, up to £280. Is this normal? From what I've seen on other threads it's usually £30-40? Thanks
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Abbey National PPI claim rejected...
I had a mortgate with Abbey National just before the Dotcom bust. I'm pretty sure I had some form of PPI on the mortgage, but I remember whatever I had being useless and I lost my home when I lost my job. Now Santander own Abbey National and I've done a PPI check request with them via resolver and they've simpy come back…
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Could Plevin-type rules apply to endowment mortgages?
My wife and I took out an endowment mortgage when we bought our first home in 1994. Some years later, due to warnings that endowments were underperforming, we dug deep into our finances, made a lot of sacrifices and converted to a repayment mortgage. We filed a claim for mis-selling with the Financial Ombudsman and…
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Expired single person discount (council tax)
We signed up for a council tax discount when my partner started uni. After graduation a couple of years ago they never put it back up. If I tell them now, will they ask for the graduation date and charge us what we've been under posting this whole time? I want to do the right thing but can't afford a big bill.
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Splitting a mortgage over multiple prividers
We are considering a house move but due to poor credit, our current provider will only allow us to port our existing balance. This means we either have to pay a hefty early redemption fee and borrow in full from another lender or, due to the size of the fee, look to borrow the remainder we require from another lender. We…
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Appeal council tax band
Hi I'm debating whether to appeal the council tax band of the house I've been renting for the last year. It's a two-bed terraced house and it's in band C. All but a couple of houses on my street are also band C, but some of these are much bigger than my house, e.g. three or four bedrooms. I used the calculator on the site…
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Overpaid council tax and moving house
Hi all, I haven't been paying council tax for long (as I was a student until a couple years ago) so I don't have much experience with it and the council's opening times (9-5) just happen to be exactly the same as my working hours, so I cannot go ask in person without taking a day's holiday :( Anyways, so thanks for…
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Council tax claim after years?
Hello all, Apologies if this has been answered previously but I have been unable to locate a correct thread. My query is in regard to a property I rented from 1998 to 2006. I have checked the banding for my property and the neighbour's property and there was (1991) and still is a huge difference. The properties both have…
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Council Tax advice please
Hi everyone I live with a friend, and we moved into a house in January, 2017. Upon moving in, we needed to pay off council tax owed on the previous house, which we did. Letters were sent to our current address with our names on, and we paid monthly. Since then, we haven't received any council tax letters. That is until a…
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Reclaim Repossion fees
Hi All, In April 2017 I came home from work to find my house had been repossessed by Santander and the locks had been changed. I made an application to the court to have it set aside and was granted a hearing in June 2017 which I subsequently won. I finally moved back in early July. It has now been a year since that…
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Missold Insurance/Endowment Policy
I am currently claiming against an insurance company for mis-selling me an endowment policy that was non-qualifying for tax purposes thus I am faced with a tax bill upon maturity. The policy was taken out in joint names but was later transferred to my single name 20 years ago. The financial ombudsman have said that the…
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Mis sold timeshares now on band waggon !!
Not sure if this is for real or just scammers jumping on the "mis sold" bandwaggon. I clicked on a link today cancelourtimeshare (yes all one word) as I have heard from other members that cases are being heard for mis selling of timeshares and maintainance fees. This company claims no win no fee, however will take a…
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Welcome Finance PPI
Sorry if this has been asked before, but has anyone reclaimed PPI from Welcome Finance? I had two loans with them around 1998 and was informed if I didn't take PPI, even though I didn't need it, I couldn't have the loan. I have no paperwork. Is there any chance of getting it back?
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Missold loan underage - Advice
Hi - first time posting. Looking for some views and any advice please. I’m now in my mid 30’s but at the age of 17 I was given a £17k loan from the bank. The bank manager told me “not to worry” about my age and falsified documents to change my date of birth. I was not in full time employment and have spent nearly the last…
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LPA partial refunds available
The government are now offering partial refunds to people who paid for Lasting Power of Attorney between 2013 and the price reduction of 2017. https://www.gov.uk/power-of-attorney-refund It only takes a few minutes to apply online. This deserves to be more widely publicised, but there doesn't seem to be a way of flagging…
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Bright House Redress
Hi there this is my first post. Not really sure if I am in the right place. I was a customer of Bright House for several years, I paid £625 for a tablet and then could not keep up payments so I returned it. I still had another £800 to pay and I was told the amount would be cancelled and that would be it I was pretty…
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Please can someone advice me
My partner drives a lot of miles in his own car per week to work and his employer only pays 22p per mile when I’m aware that you are entitled to 45p per mile up to 10,000 miles and 25p per mile for more than 10,000 miles. Does anyone know how we go about claiming back the remaining 23p or 3p per mile that he is entitled…
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Month End Money complaint
Hi, I'm looking for help in locating a payday loan company called Month End Money. I had several loans with them from 2008 - 2011. I also had loans from Wonga, QuickQuid and Payday U.K. Those 3 were easy to find and send complaints to, however Month End Money are more elusive. I don't know if they're out of business now.…
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Successful Reclaim of Mis-sold Building Insurance from 2001
<div>Hi,</div><div><br></div><div>I thought that I would share the story of my successful reclaim of mis-sold insurance from 2001.</div><div><br></div><div>In 2001 I purchased a flat which was my first property with a mortgage from Halifax.<br><br>I was told that as a condition of the mortgage, I had to take out buildings…
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Successful Reclaim of Mis-sold Building Insurance from 2001
<div>Hi,</div><div><br></div><div>I thought that I would share the story of my successful reclaim of mis-sold insurance from 2001.</div><div><br></div><div>In 2001 I purchased a flat which was my first property with a mortgage from Halifax.<br><br>I was told that as a condition of the mortgage, I had to take out buildings…
