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Month End Money complaint
Hi, I'm looking for help in locating a payday loan company called Month End Money. I had several loans with them from 2008 - 2011. I also had loans from Wonga, QuickQuid and Payday U.K. Those 3 were easy to find and send complaints to, however Month End Money are more elusive. I don't know if they're out of business now.…
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Successful Reclaim of Mis-sold Building Insurance from 2001
<div>Hi,</div><div><br></div><div>I thought that I would share the story of my successful reclaim of mis-sold insurance from 2001.</div><div><br></div><div>In 2001 I purchased a flat which was my first property with a mortgage from Halifax.<br><br>I was told that as a condition of the mortgage, I had to take out buildings…
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Successful Reclaim of Mis-sold Building Insurance from 2001
<div>Hi,</div><div><br></div><div>I thought that I would share the story of my successful reclaim of mis-sold insurance from 2001.</div><div><br></div><div>In 2001 I purchased a flat which was my first property with a mortgage from Halifax.<br><br>I was told that as a condition of the mortgage, I had to take out buildings…
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Mortgage Audit Bureau
Anybody had any dealings with Mortgage audit bureau, claim they can identify where you've been overcharged when you've had arrears etc. Would be grateful of any feedback (not looking for opinions thx)
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Can you reclaim for wrong council tax band if you no longer own the house?!
I hope you someone can help!! I bought my house from my mother in law 2 years ago, having heard martin Lewis talk about council tax bands I checked ours as soon as we moved in and found that we were the only house on our road that was on band E, the other were all band D! We managed to successfully appeal, have had our…
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MSE News: Lost money to a scam via a Western Union transfer? You can claim a refund
Fraud victims who paid money to scammers via Western Union wire transfers over a 13-year period can now try for refunds...Read the full story: 'Lost money to a scam involving a Western Union wire transfer? You can now claim a refund from the US' Click reply below to discuss. If you haven’t already, join the forum to reply.
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Just fab I made a mistake
In November 2017 I bought myself some boots but carefully tried to ensure this was a one of purchase as I was aware that just fab charge u on a monthly basis. Well this is now occurring in being charged £35 a month i have phoned to cancel in which they said they would refund me but unfortunately haven't and I'm still being…
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Fixtures and Fittings in Council Tax Valuation
I suspect my house should be in a lower Council Tax band. The current Banding is based on a house sale in 1991, but I suspect the price paid included fixtures and fittings which do not count against the Banding price. How can I find out if an element of the Sale price was for Fixtures and Fittings?
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Refused MPPI by the Halifax as I did not go to ombudsmen within 6 months of letter refusing
Hi I hope someone can give me some advise. I claimed for PPI in 2014 through a company but was told I have been refused. Since watching Martin on tv and being contacted by another company about PPI i decided to try and claim again. Well I recently had a letter from Halifax saying that I claimed in 2014 and they sent me a…
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Marriage Tax Allowance
Hi, My wife was a non taxpayer for a year in 2017 after mat leave ended, she has now returned to work and is a taxpayer again, are we entitled to claim the allowance for the previous tax year? or is it just backdated to the start of the current tax year in which case we are too late for a claim. Thanks in advance
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Single person discount council tax
I stopped claiming 25% single person discount when my son & his wife came to live with me whilst saving for their own home. They are now in the process of buying their home, once they become the legal owners on completion, they will be liable for full council tax on that property as our local authority (all?) no longer…
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council tax reclaim
Hi I bought my house in December 1990 for £112,000. three bed detached and placed in band F .(If i had the known the rules as Martin Lewis has pointed out I would have checked earlier)I have asked VOA for a reassessment that has been denied, the argument stating the economy at the time and other houses in the locality went…
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Reclaiming bank mortgage exit fees
I have had a number of mortgages over the years and was wanting advice on reclaiming mortgage exit fees; The first one I looked at is my previous mortgage because I had the account number for that, I queried with The Woolwich and they said that they couldn't tell me what is was without me phoning but said there chart…
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Mis sold car service plan- any advice?
Hello, Two years ago I brought a new VW Polo on a finance agreement. When I brought it I was offered a service plan for £124 for 2 services, which I accepted. Before the end of the first year I was in a car accident and the car was written off. It was replaced by the insurer on exactly the same finance agreement. Now a…
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council tax student at home
Our son who lives at home with parents is a full time student with mental health problems including ASD.Can we insist he pays the council tax at least and put the council tax bill in his name? As a student is he entitled to an exemption?
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Legal & General mortgage PPI
Hi, I am going through the process of sorting out my finances, and spurred on by family members I've been looking at whether or not I've had PPI, etc... Amongst all my paperwork, is some information relation to the initial mortgage my partner and I took out on this property, which was with Legal & General. This mortgage…
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Council Tax Rebanding - can I do it?
My house is banded the same as the other, pretty much identical houses on the street. But the thing is, our garden is much smaller - we're a corner house and ours is tiny! Other houses on the street have huge back gardens. This is reflected in the price - our house is valued at significantly less than other houses on the…
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Early repayment charge stand off
First post on here so apologies if in the wrong place, but any help is greatly appreciated. Had an offer accepted on a house Feb in the knowledge that my mortgage ended 1/6/18 so far away that I was prepared to pay the erc of 3,700. Due to delays with my buyer we are now ready to exchange with my seller insistent on…
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'Very Catalogue' charges - Help Needed
Hi all, As you have always helped me in the past, I hope you can advise me again. I have been called by the Very Arrears Department as I have paid a few days late on a couple of occasions (literally forgotten to pay!). I pay using the 'Take 3' option which means that you pay for the items in 3 instalments and that way you…
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Possible Mortgage Claim
hi all. New to forums. Ive just returned from seeing an independant mortgage advisor whos setting me up a new mortgage deal after a 10 year fixed rate!!! Since coming home its only really just sunk in. With the interest rate ive being paing over 10 years ive paid in roughly £75000 but only have around £10000 in equity. I…
