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Can anyone help with this one please
I bought my house in 1994 at the it was work £26000 I was put in band Bbut after doing a check I should have been in band A because it was under £4000 , now the thing is the year after I bought it I had my loft turned into a bedroom without any extensions and it was then classed as 4 bedrooms instead of 3bedrooms , I an…
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Should I challenge my council?
Hi all, I have a bit of a dilemma. I live in a block of flats and my flat is band D like most of my neighbours. However some of them are on band C and I know that some of the flats in my "post code" are slightly smaller (1 bed room instead of 2 bedroom). I used the valuation checker and the result is that I should be on…
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Reclaiming Council tax
Hello, I was a student living in a shared house for the last two years, our council tax was included in our rent due to the rest of my housemates being professionals. Is there anyway of claiming back for the council tax I paid? Any help would be appreciated!
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VOA EVIDENCE Similar properties/immediate vicinity
Hi there, I’ve recently enquired with the VOA about being in the wrong council tax band (currently e) and the evidence requested also includes that comparable property’s should be in the “immediate vicinity”. Our property dates back to 1830 and is a one of a kind very small 2 bed detached cottage amongst some very large…
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Reclaim council tax - shared ownership?
Hi - does anybody know how this applies to shared ownership properties? We own 40% of our house so do we value it at its full 100% to work out what our band should be or the % we owe. In case it's relevant, our local council owe the remaining 60%
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P.P.I claim, joint mortgage with now deceased exhusband.
Hi, I had several mortgages with my husband in the 90's and 2000's over 15 years starting in 1990. I've just started looking into claiming any PPI missold to us. My ex-husband and I divorced in 2012 and he sadly passed away in June 2015. He died in intestate and our children inherited his entire estate as he had no…
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Charged Council Tax For 2 Rented Properties At The
Hi... Having problems with my local council regarding the Council Tax. Long and short of the situation is that we moved property last year, end of September, into our new property - both rented. I had thought that the letting agency had sorted out the change in address but was, much to my surprise, threatened with legal…
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Do I pay double Council Tax?
Hi All I am really confused and getting contradictory info from my Council can anybody assist? I bought a house in Oct 2017 that I planned to move into until the weather improved. We bought the house to knock down and rebuild - right area wrong house. However the house was so bad when we moved that we ended up living in a…
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Reclaim tax (rebate) from more than 4 years ago
In the 08/09 tax year, I’d been paying tax at my full time job up until November when I totally ceased earning (my husband is in the military and we were sent out of the country last minute). I believe I should have been due a tax rebate at the end of that tax year as I’d been paying tax/NI at a rate presuming that I’d…
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water rates & local councils
does anyone know anything about councils that are making refunds to council tenants over water rates?
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Old loans - no paperwork
Hi, New to this site - looking for advice. My husband recently passed away. He dealt with all our finances (not very well in some cases!!) I know we had a car from Yes Car Credit and some loans with Welcome Finance. I do not have any paperwork (don't know where to start looking if we did) how do I go about this. I know the…
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Plevin
Following today's newsletter I've submitted a plevin claim using the resolver service. There are two bank accounts associated with the claim. However, where the form asked me for the final 4 digits of the account/card there was only space for me to write the last 4 digits of one account only. No space for the second…
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Mortgage Arrears Fees - Is it possible to reclaim
I had a mortgage with Santander. During a particularly stressful period in my life I was charged a succession of late payment fees at £40 a time totalling around £700. Are these reclaimable in any way now that I no longer have a mortgage with them ? If they are what would be best course of action?
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Reclaiming premiums for drain cover
Hopefully someone can help! We had insurance for our drains for a couple of years. We finally needed to use it for an emergency (drains completely blocked, waste all over the path and couldn't use sinks or toilets during half term!). We called on a Sunday and they said they'd get someone out to us that night - they…
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Stocks and Shares ISA Product Miss Sold
Hi, LLoyds TSB recently got in touch with me to do an independent check to see if they thought they miss sold me a Stocks and Shares ISA Product. They told me that when LLoyds TSB offered my a Stocks and Shares ISA Product which was managed by Scottish Widow that LLoyds TSB had taken a fee for this product. I was not aware…
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HMRC taxed Ex Gratia payment
Hello everyone, On the 31st October 2012, my father passed away from sepsis while on business in India. The company he worked for as a goodwill gesture gave my Mother his future commission and equal to 6 months salary which we were most grateful for, but as the company was based in the USA they sent the money via payroll…
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Payday loans
Hi guys, I’ve read that you can claim for excessive charges and other things re payday loans. In my mis spent youth I took out a few of these. I can’t remember who with. Is there a company that could sort this out for me please?
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mortgage ppi
Does anybody know where I can send a ppi form for Northern Rock. My partner and I took a mortgage out with them in 2004. Then they went belly up and Virgin money took over our mortgage. I want to see if I can claim ppi from Northern Rock but I don't know where to send the form to. Anybody know? Thanks
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Reclaiming of sorts....
Hi, This relates to the equal pay claim going on at Asda. Tesco staff are now bringing a similar claim. I was just wondering that if the people win who are bringing the claim against Asda, can we put in a claim to Asda ourselves rather then going through the union or solicitors?. I did my own PPI claim and and guessing…
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Reclaim Standing Orders payments
Has anyone got advice on claiming money from a company where I had a Standing Order. I put my membership of this company 'on hold' and confirmed this by email. I did however, forget to cancel my SO to them. My bank paid out 7 months of SO to them. When I looked at their T's and C's it states '.... no refunds will be made…
