-
Reclaim tax (rebate) from more than 4 years ago
In the 08/09 tax year, I’d been paying tax at my full time job up until November when I totally ceased earning (my husband is in the military and we were sent out of the country last minute). I believe I should have been due a tax rebate at the end of that tax year as I’d been paying tax/NI at a rate presuming that I’d…
-
water rates & local councils
does anyone know anything about councils that are making refunds to council tenants over water rates?
-
Old loans - no paperwork
Hi, New to this site - looking for advice. My husband recently passed away. He dealt with all our finances (not very well in some cases!!) I know we had a car from Yes Car Credit and some loans with Welcome Finance. I do not have any paperwork (don't know where to start looking if we did) how do I go about this. I know the…
-
Plevin
Following today's newsletter I've submitted a plevin claim using the resolver service. There are two bank accounts associated with the claim. However, where the form asked me for the final 4 digits of the account/card there was only space for me to write the last 4 digits of one account only. No space for the second…
-
Mortgage Arrears Fees - Is it possible to reclaim
I had a mortgage with Santander. During a particularly stressful period in my life I was charged a succession of late payment fees at £40 a time totalling around £700. Are these reclaimable in any way now that I no longer have a mortgage with them ? If they are what would be best course of action?
-
Reclaiming premiums for drain cover
Hopefully someone can help! We had insurance for our drains for a couple of years. We finally needed to use it for an emergency (drains completely blocked, waste all over the path and couldn't use sinks or toilets during half term!). We called on a Sunday and they said they'd get someone out to us that night - they…
-
Stocks and Shares ISA Product Miss Sold
Hi, LLoyds TSB recently got in touch with me to do an independent check to see if they thought they miss sold me a Stocks and Shares ISA Product. They told me that when LLoyds TSB offered my a Stocks and Shares ISA Product which was managed by Scottish Widow that LLoyds TSB had taken a fee for this product. I was not aware…
-
HMRC taxed Ex Gratia payment
Hello everyone, On the 31st October 2012, my father passed away from sepsis while on business in India. The company he worked for as a goodwill gesture gave my Mother his future commission and equal to 6 months salary which we were most grateful for, but as the company was based in the USA they sent the money via payroll…
-
Payday loans
Hi guys, I’ve read that you can claim for excessive charges and other things re payday loans. In my mis spent youth I took out a few of these. I can’t remember who with. Is there a company that could sort this out for me please?
-
mortgage ppi
Does anybody know where I can send a ppi form for Northern Rock. My partner and I took a mortgage out with them in 2004. Then they went belly up and Virgin money took over our mortgage. I want to see if I can claim ppi from Northern Rock but I don't know where to send the form to. Anybody know? Thanks
-
Reclaiming of sorts....
Hi, This relates to the equal pay claim going on at Asda. Tesco staff are now bringing a similar claim. I was just wondering that if the people win who are bringing the claim against Asda, can we put in a claim to Asda ourselves rather then going through the union or solicitors?. I did my own PPI claim and and guessing…
-
Reclaim Standing Orders payments
Has anyone got advice on claiming money from a company where I had a Standing Order. I put my membership of this company 'on hold' and confirmed this by email. I did however, forget to cancel my SO to them. My bank paid out 7 months of SO to them. When I looked at their T's and C's it states '.... no refunds will be made…
-
Halifax Endowment Mortgage
Hi, I took out a Halfax endowment mortgage in the early 1980's. I found I had practically paid the mortgage but also found there was no shortfall. I was sold the mortgage via an agent who visited my house. Halifax say they have no records, yet due to finding myself in the position of not having a shortfall I was left to…
-
Nationwide Mortgage possible ppi claim
We took out a mortgage with nationwide in 1983 and it was paid off in 20 years. I had one of those companies phone me the other day that made me wonder if we may have had ppi on the mortgage. I was tempted to let them investigate for me, but thought I'd ask on here first if I could do this myself. I think I can probably…
-
Mortgage with PPI
Hi, I have been reading through the threads and not found the answer to my query so I thought I would start a new thread. In July 1997 I had a 25 year endowment mortgage with an additional insurance policy. The insurance policy was there for providing payment to cover the cost of the mortgage if I was unable to work. This…
-
Household Insurance on Mortgage
Hi! A bit of background. We took a out a fixed mortgage out 5 years ago (it's just finished). The market wasn't offering ANYTHING at the time for 5% apart from 2 miserable products (at least for us). The percentages as we are all aware back then were poor. They gave us the an option to reduce the percentage rate slightly…
-
Plevin & life insurance/critical illness
Please can someone advise, does a Plevin claim apply to Life Insurance policy and Critical illness Policy or is it just PPI. These policies were taken out to support an endowment mortgage.
-
Charges / PPI / Payday Loans
Hi, I am wondering if anyone could give me some advice on claiming back chargers on unauthorised overdrafts, PPI and interest/charges for Payday Loans, having finally got my self virtually debt free I feel its time for me to try and get back as much as I can. over a 10 year period I estimate that I have paid interest on…
-
mis sold mortgage
Hi has anyone got money back from being sold an intrest only mortgage from the site that is all over face book ? Thanks
-
Decreasing Mortgage Plan - can I claim?
I am going through my numerous credit cards, mortgages and loans to see if I can reclaim anything missold. What a huge job given I have no paperwork for any of it seeing as the majority of them were taken out in the 90s. Any suggestions on how to find out. Anyway, I have come across an old email to my then bank manager as…
