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Plevin & life insurance/critical illness
Please can someone advise, does a Plevin claim apply to Life Insurance policy and Critical illness Policy or is it just PPI. These policies were taken out to support an endowment mortgage.
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Charges / PPI / Payday Loans
Hi, I am wondering if anyone could give me some advice on claiming back chargers on unauthorised overdrafts, PPI and interest/charges for Payday Loans, having finally got my self virtually debt free I feel its time for me to try and get back as much as I can. over a 10 year period I estimate that I have paid interest on…
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mis sold mortgage
Hi has anyone got money back from being sold an intrest only mortgage from the site that is all over face book ? Thanks
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Decreasing Mortgage Plan - can I claim?
I am going through my numerous credit cards, mortgages and loans to see if I can reclaim anything missold. What a huge job given I have no paperwork for any of it seeing as the majority of them were taken out in the 90s. Any suggestions on how to find out. Anyway, I have come across an old email to my then bank manager as…
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Council Tax Question
Hi I have my own flat where i live and pay council tax. Due to family reasons i have found a job closer to my family. I will be staying with my mum during the week and then going back to my flat on the weekends. Where do i pay council tax?
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Council tax empty property surcharge
Has anyone had any experience of challenging 50% council tax surcharge on an empty property? It has taken me 2 years to sell my empty tiny terraced property, and there has been a £600+ surcharge on my CT bill. Plus they won't give me a single occupancy reduction. I'd be very grateful to know whether anyone has challenged…
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Home insurance claim after flooding... Help
Hi, I am new to this forum so any help would be highly appreciated. I was unfortunately flooded recently and i have to move out whilst renovation is taking place. The insurance have put me up in rented accommodation for six months. My question is does the insurance help with gas, electricity and council tax bills? As I am…
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Where to begin?
Wondering if anyone can help / has experience of this. My old mortgage company and a second mortgage company have both written to me, independently of each other, and both are offering me refunds for certain fees I shouldn't have been charged for, etc. Does anyone know anything about mortgage companies and loan companies…
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Mortgage arrears refund from HBOS
So a while ago I read about HBOS looking into the way they had charged customers in difficulty. My personal circumstances of arrears related to being bullied out of a job (nasty boss), lead to depression and a truly awful time. However, I found that HBOS were always helpful to the situation and I always made full payments…
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Rebanding Council Tax in apartment blocks
Hi. A neighbour mentioned that I may be eligible for a council tax rebanding as I'm the only one bedroom apartment in a block of 12. The other 11 apartments all have two bedrooms yet we're all on the same band - C. Looking at properties close by on my road, I'm again in the same banding as other two bedroom flats (band C)…
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Kensington Loan Not Mortgage
Hi everyone! I need some advice please. We consulted an independent financial advisor for our current Kensington mortgage and received a letter from them recently to say that the "loan" we had with them would now be referred to as a mortgage?We've had the mortgage/loan over 20 year and as far as we were concerned it has…
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Did my old mortgage have ppi?
Hi. My wife and I took out a Yorkshire Building Society mortgage in joint names in 1986. It has long since been payed off (by remortgage) but I was wondering if PPI was sold back then and, if so, might we have been sold a PPI policy.
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Writing Off Your Mortgage?
An advert came on the radio about writing off up to 70% off your mortgage. The company is called 'Ease Your Mortgage' so I looked online as was curious. Apparently some lenders sell on your mortgage to another investor and do not change the name legally on your title deed, therefore meaning you can write off some of what…
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Council Tax -Single occupancy discount
Dear users, My told my council that I did not live in my renting property for about 14 months and now they said I could not claim single occupancy discount for this period. I have to pay full rate instead. I find this very unreasonable. When I actually live in the property and use the council services, I pay a cheaper rate…
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Stanton fisher take 36perc off ppi
Please help , Stanton fisher did my first package bank account . I got £1700, they took £664 for doing it . Now they are saying I have ppi on an argos card , I just have to sign the statement . They have called many times , emails saying hurry and send it back . It’s like pure harassment so they can con me out of more…
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VOA Council Tax Band Change
Hi all, I'm looking into the past sales for my flat and also the other flats located within the original converted building. From the figures I can find it suggests that the property should be classed as Band A. There are six flats in total, currently only 1 is classed as Band A, the 5 others are classed as Band B. All…
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Ombudsman need ex wife signature
In 2004 I remortgaged with my ( then) wife but was told that i had to take out ppi or we would not get the mortgage ( Even though I had income protection insurance already in place which would have been more than adequate). The mortgage was in joint names. I was the only person insured under the ppi policy. I made all…
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Critical Illness Mis sold - Query ?
Can anyone help ? I was sold 'Critical Illness' cover on two of my mortgages. It was to cover mortgage payment if I ver had CI. The forms I signed indicated I was of good health and no illness now or in the future (non-smoker etc.). I was also in full employment which would have paid at least 3 times my salary which would…
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PPI on our mortgage
we had a mortgage with the Halifax from 1991 for 20 odd years and put a claim in for PPI. We had a letter today saying our complaint was now closed because their records don't show we took out a policy! We have no records to prove otherwise but the Halifax had made us pay for insurance despite me saying at the time, my…
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Council Tex xonfusion
Hi Until my partner moved in 26th August weekend I was claiming 25% single persons discount. I'm self employed so keen to ensure I'm always legal etc. Anyway, I informed the council he moved in and to remove my discount, only now it seems they've calculated the remaining payments as though I've never had the discount. My…
