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Are the Halifax dragging this out too long??
Hello folks! I had a mortgage with the Halifax Building Society a while back now , (from 1983 till about 1996) which did include PPI , ultimately I sold the house and paid of the mortgage and mostly forgot all about it. Recently though I used the online 'Resolver' tool to try and claim something back ... The Halifax got…
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Unknown Mortgage Provider
Hi all Does anyone know how I can find out my mortgage provider for two mortgages I had back in the 1990's, and early 2000?:rotfl: I have looked at my credit report and it doesn't show anything only my current mortgage with my husband. I am no longer in contact with the person I had the mortgage with so not able to contact…
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Reclaiming after free trial...
Hi, can anyone help? My wife signed up for a free 14 day trial with a legal database called VLEX. Having looked over our bank statements I have recently noticed that this was never cancelled and a whopping £60 per month has been taken out over the last 3 months. On spotting this it's been instantly cancelled. The account…
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PPI Reclaim fro Mortgage Protection
We were sold mortgage protection in the event that one of the policy holder dies the full sum of the protected amount is paid out. We have been paying for this on a monthly basis for nearly 10 years. we have cleared off our mortgage and looked at reclaiming it as PPI. But the insurer is saying that the protection we took…
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Comparing property for council tax reclaim
Can anyone answer this one? My house was built 1995 and is band E. A mile down the road, (in the same town) are identical houses built 2 years earlier by the same builder. They are band D. I have been told that I cannot use them as a comparison for my request to check my band. I have been given no reason why they cannot be…
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Chased for council tax on property don't own
Hiya, sorry if this is in the wrong forum, please move if needed. A enforcement agent turned up at my parents house this morning to reclaim £700 council tax for a house in London. My parents have never lived on London and don't own property other than the house they live in. The guy made a call and said the address was a…
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Council Tax Reduction
I read through the article that shows the steps needed to see whether the house I'm living in is in the wrong band and here's what I found: I don't own the house, so we pay rent every month. The house is in Band D and both adjacent houses are in Band D as well, however all the houses next to my house are all band A; These…
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p87 form
what is a reasonable amount to claim on p87 form for washing and ironing of tunic and trousers every day for 5 days each week?
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Resold Mortgage
I had my original mortgage with Northern Rock then NRAM when RBS & banks caused the financial crisis early 2000s and the government brought Northern Rock out. I found about a year or so ago that my mortgage had been sold on to another company, no warning! When I queried this with the new company they said I should have…
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Mis-sold PPI Pre-2005
Is it correct the likes of VW can duck out of refunding mis-sold PPI when the agreement commenced pre-2005? This is the response I have received from VW and Financial Ombudsman. Any help would be very much appreciated.
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Claiming of mortgage interest
I had a wee successful claim through Claims Direct on an insurance element on my mortgage. Not sure how they did it as it was stopped and reimbursed only a couple of months or so after our mortgage started due to us pointing it out. Anyway they are now pushing me complete forms so they can claim back on the interest rate…
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HELP! Mis sold account fees
Hi I think we were mis sold an account fee at lloyds back in 2012. Me and my husband got married in 2012 and had cheques given to us as mr and mrs as we did not have a joint account lloyds told us we would need to make an appointment to open a joint account to bank the cheques. At the appointment we were only offered two…
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HELP! Mis sold account fees
Hi I think we were mis sold an account fee at lloyds back in 2012. Me and my husband got married in 2012 and had cheques given to us as mr and mrs as we did not have a joint account lloyds told us we would need to make an appointment to open a joint account to bank the cheques. At the appointment we were only offered two…
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Has anyone actually been taken to court for not paying NHS Penalty fines?
I face a massive fine I can't pay because I ticked the box on my prescription saying I was eligible for free prescriptions. This is because I am on working tax credit and a very low income, and I asked the chemist if this meant I got free prescriptions (I was on benefits years ago, i forgot how it works with…
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council tax exemption
I emailed the council because my Mum was diagnosed with Vascular Dementia in 2015, got a garbled email back saying that it wouldn't make any difference to the council tax. I was told different by Carers UK in December 2016 contacted the council again and was sent a form. She is now exempt for Council Tax. I told them that…
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Challenging a council tax band that changed band in 2010.
I am in the process of purchasing a house and one thing that I have always found strange is how it is a band E yet the houses I was looking at in the same price bracket and size within the same area were all a band D. I decided to buy it because it's the most suitable available dispite my disappointment with the band. I…
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Can We Reclaim MPPI on this?
We had a 9 year mortgage with Nationwide. This started in 2006 and was paid off early in May 2013. For the duration of the mortgage we paid Mortgage Payment Protection. When we had our mortgage interview with the Nationwide we were advised to take out MPPI. At the time we stated that my husband was self-employed but were…
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Council Tax Rebates
Should a rebate include inflation?
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Unfair/Excessive Mortgage ERC?
Hi, I’m looking for some advice about whether a Mortgage Early Repayment Charge can be classed as unfair due to the severity of the charge. Basically my bf and his ex signed up to a 2.99% fixed rate deal 2 years ago, without realising that it had a 5 year tie in @ 5% of amount repaid (so £5k on their £100k mortgage).…
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Halifax Mortgage PPI
Hi, I have claimed for a mis- sold PPI policy on my Halifax (originally Leeds) mortgage back in 1992. They phoned me explaining the policy was only in my name, not joint with my wife. I explained i did not know i even had PPI sold to me & answered all the questions asked. I resieved a letter saying my claim was rejected…
