Should I challenge my council?

edited 30 November -1 at 1:00AM in Reclaiming Mortgage Fees, Council Tax, etc
3 replies 621 views
LeftynessLeftyness Forumite
15 Posts
Tenth Anniversary 10 Posts Combo Breaker
Hi all,

I have a bit of a dilemma. I live in a block of flats and my flat is band D like most of my neighbours. However some of them are on band C and I know that some of the flats in my "post code" are slightly smaller (1 bed room instead of 2 bedroom).

I used the valuation checker and the result is that I should be on band C and some of my neighbours' band should be changed as well.

So my question is do you think it is worthwhile for me to challenge?

Thanks for your advice

L

Replies

  • lincroft1710lincroft1710 Forumite
    15.1K Posts
    Part of the Furniture 10,000 Posts Name Dropper
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    In England and Wales CT banding is carried out by the Valuation Office Agency (an agency of HMRC) and in Scotland by the Assessor.

    Valuation checkers and house price indices can at best give approximate values, at worst be completely inaccurate. So just because the checker or HPI shows Band C doesn't definitely mean Band D is incorrect.

    It is up to you if you think it is worthwhile. As you give no figures for your purchase price or the HPI calculated 1991 price cannot really give an opinion.
  • LeftynessLeftyness Forumite
    15 Posts
    Tenth Anniversary 10 Posts Combo Breaker
    In England and Wales CT banding is carried out by the Valuation Office Agency (an agency of HMRC) and in Scotland by the Assessor.

    Valuation checkers and house price indices can at best give approximate values, at worst be completely inaccurate. So just because the checker or HPI shows Band C doesn't definitely mean Band D is incorrect.

    It is up to you if you think it is worthwhile. As you give no figures for your purchase price or the HPI calculated 1991 price cannot really give an opinion.

    Thanks for the reply, a bit more info.

    The house was purchased in 1997 with value of £79,000 and using the calculator on the MSE website, it gave me a value of £65,432 which is band C instead of D.
  • lincroft1710lincroft1710 Forumite
    15.1K Posts
    Part of the Furniture 10,000 Posts Name Dropper
    ✭✭✭✭✭
    I think Band D is correct. By 1997 house prices in many areas were back up to 1991 levels. I bought my house in 1998 for £78K and am also in Band D.
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