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Council Tax Rebanding help! VOA say there is no claim but I believe there is.
I have spoken to the VOA today regarding my council tax band which is for a block of 10 flats. 9 flats are in Band C and the last is Band D (as it is one bedroom bigger) I have seen on Rightmove and the likes that these properties were selling for sub £40,000 as late as 1996/7 and have a sold price in '95 for £35,000.…
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Packaged Bank Account Success
Whilst on holiday last week, I was reading through MSE and thought I would send a letter to Lloyds using the Resolver. I am absolutely delighted to tell you that Lloyds bank took only three days to come back to me with a decision and deposited £2,388.16 into my account for a very old unused packaged bank account. Go on, do…
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Sean
Dear All I'm just about to start investigating to see i) if I actually paid PPI and ii) if I can claim it back. This relates to an endowment mortgage and a repayment mortgage and various policies that emerged from them (the insurance companies kept changing/being taken over). As the mortgages - now paid off - were taken…
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council tax rebanding help please
Hi I had a letter today saying my council tax band was band B as decided in 1991, however I am now classed as Band A. The effective date of alteration as stated on the letter is April 1993. I've paid band B council tax on this property since 2004 will i be refunded anything? I did ask for a rebanding 10 years ago and was…
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Applied for council tax rebanding-a hearing by the Valuation Appeal Committee set
I applied for Council tax rebanding. After over a year now, I received a letter inviting me to a hearing by the Valuation Appeal Committee! Anyone been to one of these? What happens? I guess I need to present my case? Any advice welcome!!
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Natwest Silver packaged bank account
I have a joint Natwest Silver account with my husband, We have had it since 2012. It includes European travel insurance. I have just found out this only covers the account holders, and not any children (we have two). This means I'd have to take out a separate policy for the kids. unfortunately I can't seem to find any…
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HALIFAX Packaged Bank Account
I placed a claim with regards to the above and earlier today I had a missed call off a private number. I just happened to check my account and there has been two transfers into it from RP(list of numbers). Has anyone else had a refund off the Halifax that can confirm who the transfer was from? I don't want to spend this…
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Mortgage arrears/admin charges
Hi I have tried searching board for answer to my query, but cannot seem to locate one I took out a mortgage with my ex in 1996 with Halifax, and shortly after taking it out i separated from ex hubby. I kept house and although his name was still used on mortgage he was released from any financial ties to it by courts as…
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PPI On Mortgage through MMS
We had an endowment already arranged with Wintherton life. An independent adviser called and talked us out of using this company and using Sun Life of Canada. When the endowment matured this policy lost thousands. At the same time he talked us into (Well badgered us into) taking out Mortgage PPI. The company who contacted…
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Packaged Bank Account.
hi all, i recently put in a claim against Barclay's for the fees my wife and i had been paying on a packaged account going back to 2000. we believe the packaged account was mis-sold as we were told we had to take it out in order to get an increase on an overdraft.. the total amount claimed for was 6018 GBP. The packaged…
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Possible mis-sold mortgage
Some years ago My wife approached our bank requesting a business loan to purchase an existing business. The bank persuaded us to borrow more on our mortgage, rather than take out a business loan, on the basis that this would be cheaper. Fast forward several years and the business went bust, we have a joint IVA and a large…
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Change in legislation? pre 2005 mortgage PPI with Mortgage Matters
I have spent time reading but cant find the answer to my query!? so I hope its ok to post for advice? please. I am new to forums.:A We took a mortgage out in 2003 through a broker 'Mortgage Matters' which are still trading under a different name. We were sold Accident, Sickness & Unemployment insurance at a cost of a £3750…
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Reclaiming council tax for attendance allowance
I discovered on Moneysavingexpert.com that if you are caring for a person with dementia in your own home, you can claim back some council tax and can backdate claims to 1993. However on submitting my claim for my mother in law who died in 2008, the council in York are requiring written evidence of her entitlement to…
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Claiming back PPI sold by Financial Advisor
In 1992 took out a Loan to cover the cost of transfering my mortgage from the local council to Bradford & Bingley BS. along with enough money to modernise my house, total £15,000. At the time of taking out this loan i was just transfered by consultant to long term sick afer being made redundant. as a wheelchair user i…
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Disability CT Reduction -Possible Reassessment?
I am aware that properties that have been modified for those living with disabilities are eligible for a reduction in council tax (usually 1 band I think). I was wondering, if a property has been extended, partly to install facilities for said disabled person, is there a risk that the council reassess the property at the…
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PPI on Mortgages
I'm afraid I'm new to this and I don't understand the system. Please may I ask a question regarding how the PPI on a mortgage is calculated. Does the Building Society base it on the amount borrowed and the length of time over which the borrower is going to repay it? If the borrower repays early, are they due a refund on…
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Mortgage PPI reclaim - shall i cancel my premium?
Hi I've noticed I've had a premium coming out of my account to Royal London Mutual Insurance Society for years. I'm sure it's for Mortgage payment protection form years ago originally Abbey National. I'm going through the reclaim process as stated in MSE. When should I stop the direct debit? I'm worried that until my…
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lynn1954
I have looked and looked for the first template letters of which I claimed 4000 pounds off my halifax account, when I use the resolver template letter it comes back stating the email address you are using is masking the complaint to companies I've written to. can anyone tell me what I'm doing wrong please?
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Claiming PPI
I had a mortgage in 1985-2005 with an attached PPI but I have'nt any paperwork due to a move abroad in 2006. Can I claim this money back as it's so long ago?
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Claiming PPI
I had a mortgage in 1985-2005 with an attached PPI but I have'nt any paperwork due to a move abroad in 2006. Can I claim this money back as it's so long ago?
