Mortgage PPI claim with or without my Ex?

Pigletntrekky

Hi All,

Looking for a bit advise please . I applied for a mortgage back in 1995? right to buy with Lambert Building Society who no longer trade. I understand it was then Portman and now Nationwide. When my ex and I applied for the mortgage, they said because he was working for a care agency his work was not classed as permanent and the mortgage application was out through in just my name. I added him on to the mortgage there and then but the main application was in my name. We took PPI as a no choice option, they said being just myself on the mortgage we needed protection in case I lost my job and being the main applicant. If i recall the mortgage was about 75%. Anyhow we tried to make a claim when the care agency he worked for closed and he was made unemployed. When we tried to claim they said it didn't cover temporary employment status and they didn't assist with the payments. Since then we split around 2005, and sold the property and moved our separate ways, I understand he now lives in Australia. I want to make a claim for PPI mis sold as I wasn't told it was an option but also when we tried to use it we were told it wasn't applicable for his job status. Do I need to put his name on the application? Is he actually legally responsible for that mortgage even though my name was the main applicant and he was just added to the mortgage? Can I make a claim in my own name and not have to list him?

Any feedback would be a great help

thanks

Clare