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Mortgage penalties
Hi, I'm in process of moving house and this should happen either December or January. I have a mortgage deal with my current lender and I am looking to change lenders. The deal with my current lender finishes on the 31st December but my last payment on this deal is the 1st December. My lender has advised that if move…
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Mortgage arrears' customers get redress
www.bbc.co.uk/news/business-37702182 FCA orders lenders to see how many of the 750,000 affected will receive compensation.
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Energy Company
I have used Utility Warehouse for electricity & gas since 2005. It was originally termed as Utility Warehouse Club and charged £1.50 for the privilege. That rose in cost and in 2015 I cancelled the charge. It transpires that this is an insurance for accident, illness and redundancy something I was never aware of. With a…
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5,100 to receive Bus lane fine refunds
www.bbc.co.uk/news/uk-england-tyne-37653598
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Reclaiming council tax child with autism?
Hi all. I have just read this article on reclaiming council tax and obtaining a discount on future amounts owed. I'm a bit under the weather at the moment and struggling to read (big headache), but I wonder whether we qualify. My child has been diagnosed with autism and we receive the higher rate care component for…
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Kensington interest charges - how far back?
Hello there, We had a mortgage with the dreaded 'Kensington Mortgages' over a decade ago We took it out in 2002 then switched to the RBS in 2004. I've been going through some old files and happened upon the final statement which shows an astronomical Redemption Interest AND interest fee totalling almost ten grand. I'm not…
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reclaim home care fees
In Dec2012 my mum was diagnosed with dementia and I was advised to find a care home for her. To date I have paid £106k from the sale of her flat towards her fees. She currently has £29k left in savings and I am looking for advice about whether any of the fees may be reclaimable. Mum has been in care for nearly 4 years and…
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Would you use if doing it yourself failed?
So a few years ago I unsuccessfully tried to get our council tax band lowered as everyone else in the street is on D and we are E. We have evidence of house prices at the time they introduced council tax that says we should be D etc, plus a few niehgbours successfully lowered theirs to that. We tried... with the same…
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Advice on reclaiming overpaid rent
We recently moved out of our rented property to go travelling with a view to emigration. It was a very fraught time, trying to get rid of our furniture and car, quitting jobs, trying to arrange job leads abroad etc. We were great tenants and had a good relationship with our landlord who lived next door. He requested we…
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Opening a case with FSCS.
I`m after advice please. I am looking to start a claim against a property investment company as I lost a lot of money in 2007. The company would "Secure" deals with builders for a reduced value of an off plan property, they would then take a finders fee from the clients and introduce you to mortgage brokers to help with a…
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reclaiming PPI on old SPML SPPL accounts
Hi all, in April 2004 we sold our house and paid off loans with Southern Pacific Mortgages Limited and Southern Pacific Personal Loans. We emigrated later that year and in that process lost all paperwork relating to these accounts. I would like to know if it is possible to pursue PPI claims against SPML and SPPL even…
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Shows it's worth pursuing reclaims
Sadly little surprises me re the errors and incompetence of some Govt agencies (although in this case the Telegraph is being generous to the third party fraudster): http://www.telegraph.co.uk/money/jessica-investigates/how-did-someone-else-claim-my-civil-service-pension/
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Reclaiming Council tax back
Can anyone give me a little advice? I've just successfully had my elderly mothers house rebanded from D to C. I am just awaiting the final confirmation letter regarding this but have been told by the VOA that my appeal was successfully. My question is - My parents have lived in the property since 1975 and I believe I have…
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Bank account charge reclaim
Hi could someone help please , I have been turned down by Lloyds bank because they said I used the AA and had a loan under the preferential rate that went with the account , but the reason I did this is because when I discovered I was paying for the account I was advised to keep it for status and told it would look good…
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Fixed term investment
I have received a letter from santander about a fixed term investment which was a guaranteed growth plan That matured in feb 2016 they have offered me an extra £218.83 as a redress as the FCA have challenged them about concerns they have received about the way they gave investment advice and the information they provided…
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24Studio and other catalogues- has anyone claimed back admin charges?
Hi, This is my first post on here although I've been using the site for years and I'm not sure if I've posted this in the right section. I've put in claims for everything like PPI, bank charges and credit card charges and I now want to take things a step further and claim back the admin charges and late payment fees from…
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Council tax rebate
Good afternoon I've managed after a bit of a struggle to get my elderly mothers house rebanded from a D to a C. I now know the local council are going to offer a rebate back to 1993 but my question is - Does anyone know how I can find previous years council tax charges (as far back as possible) to determine if the amount…
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Reclaiming ppi paid on mortgage
Hellooo I am trying to reclaim PPI that my mum had on her mortgage repayments that she was unaware of. Has anyone got advice on this. I have downloaded a form from Cheltenham and Gloucester. Is PPI a pre-requisite when you have a mortgage??? Any help or guidance would be most appreciated. My mum paid 300 pound to…
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Council tax single discount - arrears
Hi, I have claimed single person discount of 25% for over 2 years but for the last 18months my partner has been living at my home. We had split up and he was living in rented accommodation and I was on my own, hence claiming the discount. But 18 months ago he was taken very ill and was in hospital. On his discharge, it was…
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Diamond Legal and Blemain Finance
Hi, has anyone had any experience with Diamond Legal? They say that they are a firm of solicitors who have been appointed to reclaim undisclosed commission fees that were charged to customers of Blemain Finance, who passed these fees as backhander payments to brokers in order to gain secured loans, regardless of whether…
