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PPI claim won ages ago yet to claim still
Hi all, to cut a long story short I have yet to sign the form for a successful PPI claim. I have received an offer that includes interest up to October 2015. I have spoken to the bank who have said they will still pay out the claim even this far on (Dec 2016) Surely the bank still needs to pay me interest for the period…
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Council tax
Hi, I was paying my council tax with single resident discount in 2014 then my partner moved with me after few months. I forgot to call the council to remove my single resident discount. Can I call them now and pay them retroactively? From December 2014 to date? Do I just owe them the remaining amount without single…
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Awaiting Tax Refund from Taxrebate
HMRC has sent my refund cheque to an agency with no contacts...HELP! The Entitlements Agency St James' House, 14 Moody Street Congleton CW12 4AP
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Tax rebate company taken 40% can I claim back??
Hi in September I received an e mail that I thought was from HMRC in that it had hmrc tax rebate in the from section of the e mail and it used the green HMRC logo. It said to claim my rebate I should follow the link and complete the form. I realise now that I have authorised a company to claim on my behalf and the have…
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Removing Council Tax Charge from Flat ?
Hi I have a business with a flat above it. Approximately 4 years ago I moved out of the flat due to illness and the rooms used as storage for the business. One of the rooms is now an office. The staff use the kitchen as a staff room and the bathroom as a toilet. The Valuation Office have finally agreed to come and visit…
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Council Tax Rebanding
Hello, I have gone through the MSE guide to changing our council tax band. I have today (03/11/2016) received a letter from the VOA. I purchased my property in December 2014 but have since found out that I should be in Council Tax Band D and not in Band E as I am currently. The letter states that they do not believe our…
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Hsbc
Hi, any advice much appreciated ! I put in a claim for missold PPI last year and received a letter back saying they would be upholding my complaint without admission of liability. They confirm that the legal agreement confirms that the account included the benefit of PPI. However they are requesting documentation to…
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Mortgage with insurance
PPI has never crossed my mind as I have only ever had a mortgage ihowever, in the nineties I had a fixed rate mortgage with Abbey which required taking their house insurance. Is this covered by PPI?
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Mortgage accounts
Hi everyone I have recently been contacted by a cmc company about a ppi I was not aware we had on a previous mortgage account . As you can imagine they were giving nothing away with there details apart from it was with the mortgage advice centre in Derby . My questions is how do I find out the mortgage details on my…
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Mortgage penalties
Hi, I'm in process of moving house and this should happen either December or January. I have a mortgage deal with my current lender and I am looking to change lenders. The deal with my current lender finishes on the 31st December but my last payment on this deal is the 1st December. My lender has advised that if move…
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Mortgage arrears' customers get redress
www.bbc.co.uk/news/business-37702182 FCA orders lenders to see how many of the 750,000 affected will receive compensation.
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Energy Company
I have used Utility Warehouse for electricity & gas since 2005. It was originally termed as Utility Warehouse Club and charged £1.50 for the privilege. That rose in cost and in 2015 I cancelled the charge. It transpires that this is an insurance for accident, illness and redundancy something I was never aware of. With a…
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5,100 to receive Bus lane fine refunds
www.bbc.co.uk/news/uk-england-tyne-37653598
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Reclaiming council tax child with autism?
Hi all. I have just read this article on reclaiming council tax and obtaining a discount on future amounts owed. I'm a bit under the weather at the moment and struggling to read (big headache), but I wonder whether we qualify. My child has been diagnosed with autism and we receive the higher rate care component for…
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Kensington interest charges - how far back?
Hello there, We had a mortgage with the dreaded 'Kensington Mortgages' over a decade ago We took it out in 2002 then switched to the RBS in 2004. I've been going through some old files and happened upon the final statement which shows an astronomical Redemption Interest AND interest fee totalling almost ten grand. I'm not…
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reclaim home care fees
In Dec2012 my mum was diagnosed with dementia and I was advised to find a care home for her. To date I have paid £106k from the sale of her flat towards her fees. She currently has £29k left in savings and I am looking for advice about whether any of the fees may be reclaimable. Mum has been in care for nearly 4 years and…
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Would you use if doing it yourself failed?
So a few years ago I unsuccessfully tried to get our council tax band lowered as everyone else in the street is on D and we are E. We have evidence of house prices at the time they introduced council tax that says we should be D etc, plus a few niehgbours successfully lowered theirs to that. We tried... with the same…
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Advice on reclaiming overpaid rent
We recently moved out of our rented property to go travelling with a view to emigration. It was a very fraught time, trying to get rid of our furniture and car, quitting jobs, trying to arrange job leads abroad etc. We were great tenants and had a good relationship with our landlord who lived next door. He requested we…
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Opening a case with FSCS.
I`m after advice please. I am looking to start a claim against a property investment company as I lost a lot of money in 2007. The company would "Secure" deals with builders for a reduced value of an off plan property, they would then take a finders fee from the clients and introduce you to mortgage brokers to help with a…
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reclaiming PPI on old SPML SPPL accounts
Hi all, in April 2004 we sold our house and paid off loans with Southern Pacific Mortgages Limited and Southern Pacific Personal Loans. We emigrated later that year and in that process lost all paperwork relating to these accounts. I would like to know if it is possible to pursue PPI claims against SPML and SPPL even…
