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Council Tax Rebranding - Can you help me prepare my case?
Hi All, Am hoping you can help me. We bought a house last year that was branded band E. In my opinion, I feel this band is too high because of the location of the property. The house is in question is a 3 bed house, 2 bathrooms. Their valuation report said its 94m2, though I don't know how to verify this. This was…
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Council tax rebanding
Can anyone tell me how to get a valuation from 1991 when the records only seem to be from 1995
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Pre-2005 PPI Claim
Hello, I'm looking for a wee bit of advice on some mis-sold PPI. I've successfully claimed PPI back in the past with no issue, but I'm not sure where to turn in this case. I took out my first mortgage back in 2004. I was a student at the time and my parents acted as guarantors. The mortgage broker (recommended by my…
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1998 Barclays Statement: Can anyone help me?
Hi. My parents had an endowment policy (three separate) with Barclays from the early nineties. One of my parents' statements is below. I am having trouble working out what each of the direct debits are, and my parents aren't sure. Please can I ask if anybody can help offer any thoughts? Thank you in advance.
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Packaged Account
Hi all, I hope this is the correct section to place this query. if not, please feel free to advise. Today, my wife had a reply from Nat West detailing why they've refused her claim for a mis-sold packaged account (NAT West Advantage Gold). Among other reasons that we feel can be challenged via the Financial Ombudsman, they…
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secret commission payment from lender
I have been contacted by clear law solicitors saying I have a potential claim against ocwen or igroup for loans I had taken out between 1995 & 1998 they say they have successfully challenged these loans on the basis that the brokers who recommended the loans were tied to one lender and received a secret commission from the…
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Ppi reclaim from mortgage.
I'm just looking for some advice if I can claim ppi back off my mortgage which I have now finished paying Thanks
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Mortgage PPI and Police Officers
I understand from what I've read here that Mortgage PPI is covered by different rules than other PPI, but have a specific question regarding redundancy cover. My husband and I took out a mortgage in 2000. We were advised to take out the PPI by the mortgage company (Bradford and Bingley) to cover us for accident, sickness…
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Reclaiming MPI
Hi, I wonder if anyone can help. When I bought my first property I took out Mortgage Protection, however, I worked for my family business and It wouldn't of paid out anyway. This was back in 2001! but I've just found all the details and decided to contact them. They have come back to me saying that the Mortgage Broker is…
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Council tax advice on new builds needed
Hi, Last week I received a letter from the Valuation Office (VO) indicating the band for my flat. This was set at Band E. The property is located in London, SE16 and is a new build. I bought it from the developer for ca. £450k in October 2013 (completion was only October'15). I have strong case for believing that the…
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Natwest MPPI and mortgage moved to another bank
Hi I have submitted a PPI claim to Natwest based on mis-selling as I was told we would not get the £15k additional loan (attached to the mortgage) for debt consolidation if we did not take out a Mortgage PPI back in 2004. The monthly figure is £85 per month and the policy is still in place. However I dont need the MPPI as…
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Fastline Legal
Does anyone have any information or had dealings with Fastline Legal who operate from Spain offering to recover money lost to timeshare scams. Or anyone had success in recovering funds from these scams..Thank you...:)
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Council tax band appeal advice please
Can anyone please offer any advice on my case detailed below. I tried the Martin Lewis council tax band challenge and discovered that I ticked all the boxes to progress to a formal challenge. I live in Scotland and made a council tax band change proposal through the Scottish Assessors Association. This was subsequently…
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Repayment against arrears
Hi guys, may be chancing my arm a bit here, but I received a letter from 118 118 money saying they had broken CCA and charged interest in default sums over a period of time, I am on a DMP with Step Change, but got letter last week saying due refund of £390, now they are saying they will use for arrears despite being on…
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Compensation
Hi, I was hit by a vehicle today as a pedestrian that failed to stop. The police have been informed. I have only suffered bruising. Can I claim anything?
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NEWLYN are coming my home.....really scaring me
Hi all seniors and experts, Please really help me out I am really in hard time now. Please read my situation now and give me good response ASAP please. 2 Days ago I have received one letter from NEWLYN saying that I owe COUNCIL TAX £1100.00 more than 10 years ago. so now they want to come my home and remove the goods. its…
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reclaiming council tax, could this be instant success
Hello all, so always got great help here, and always found answers without having to make my own post, but this time i think it my be unique to my situation so I've done quite a bit of reading prior to calling the valuation office. then when i questioned my band which is a D and my next door neighbor is a C they told me i…
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Overhead Power cable compensation - Electrical act 1989 & Land Compensation act 1973
Hi, I have to meet with my mother today who has been dealing with Sherwill Forbes. She has 3 cables that run over the bottom of her garden about 80ft from the back of the house, her house is valued at 285k from Sherwill Forbes and they say they will get her £3500 and then charge her 10% for their fees. They have sent her a…
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Mortgage charges
Since hearing Martin's advice about keeping statements forever I decided to claim from my mortgage company for the excessive charges I incurred whilst I was struggling to maintain a mortgage after I divorced. Bottom line is the ombudsman has just informed me the BS has refused to look into it because I'm out of time. Is…
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Capita FriendsLife
Hi, I have received a letter and a form from Capita FriendsLife stating that I may have a policy with them. They have enclosed a Verification Form, for me to complete, asking for previous addresses/DOB/National Insurance Number. Does anyone know if this is genuine or a scam? I do not want to supply the information only to…
