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Mortgage & MPI Taken Through Broker
My wife and I took out a mortgage in 2002 through a mortgage broker. At the same time they also arranged our MPPI, critical illness cover and term assurance with their preferred provider Legal & General, (they had L&G certificates on the walls of their office). During the arrangement process we were told we would need all…
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Compensation for delayed DBS check
Does anyone know how or where to claim compensation for delayed DBS check.I am waiting for my husband DBS for three months now ,I`m not able to start my job,claim benefits or even take any other temporary job.I even will loose my right to get government grant for new business start if his DBS not gonna arrive in next few…
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switching mortgages
iam new to this site.. so sorry if iam posting in the wrong forum. currently in mortgage arrears would like to swich companies is there any mortgage companies that offer their services while in arrears theres no equity in the property eiether any advice would be hugly appreciated
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Faulty ATM
Hi everyone, I received a letter from my bank a few days ago informing me that Nationwide bank has asked them to refund me £30 plus £5 interest for their ATM machine not either give me the money or did not dispense the whole amount I request although my bank account was debited. I was not aware of this as I usually don't…
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Success! £340 in our pocket!!
My husband found old paperwork relating to an old loan with Black Horse for some beds bought in 2003 which showed PPI that he was missold as he was disabled and not working, so couldn't have claimed anyway. We used the MSE guide to put a claim in and today got a letter from them. He is being repaid £194 for the payments…
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Paypal: Taking money from wrong source - video
Hi, On January 26th I noticed that my Paypal transaction the day before was taken direct from my bank instead of from my card. On the 27th when I put my next transaction through I put it under a microscope, again it took from my bank instead of my card. I done a quick search, quickly found exact same cases going back to…
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Personal Injury Claim after coming off bicycle on cobbles
Hello I cycled over TfL maintained cobblestones on pedestrian crossing that the are at a junction, as I did I came off my bicycle because the cobblestones did not have any grip, and were wet. I have some grazes and bruises, and a painful elbow one month on, and my back and knee still hurts. My bike was scratched and so was…
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claimin PPI on debt management payments
Hi Folks, I've been helping my partner out for the last few years with a debt left by her previous partner. To ease the stress and worries she set up payments with a debt management company. I helped by ensuring the payments were paid and because she had no bank account or easy way to pay. A recent letter from them says…
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Passport fee reclaiming
I renewed my passport and paid for it in full online: £72.50. I had to download the form and send it in with photos and old passport. I had 3 months to do this, and I had a reminder from Passport Office in October, telling me to send it in. I did this in early December, although I was a little concerned about Christmas…
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Santander/Abbey national
Santander say they cannot find my old mortgage which I had with Abbey National 1985-1999. I know there was PPI on it. I have no paperwork. They say without a mortgage account number they can do nothing more. The bank (NatWest) say they need a court order to release old bank statements. What are my options?
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Mppi with nationwide. Two old accounts - closed. Joint names, but divorced now
Hi Many questions in this I'm afraid but bear with me: Back in 2002 my ex husband and I took out a Mortgage with Nationwide and feel sure I was missold ppi as presumed it was compulsory. I have bank statements of payments still from back then and have listed each monthly payment in a spreadsheet. I also have paperwork with…
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Sainsbury's PPI reclaim
Hey.....haven't been on the forums for quite a few years. Moved abroad but am still servicing one debt in the UK :mad: I have now received a letter from Bank of Scotland regarding 2 old (and settled) Sainsbury's loans asking me to claim PPI. I successfully claimed PPI a few years ago (using the templates on here) but…
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Council tax banding help!!!!!!!
Good afternoon everybody, new to this site so please bare with me!! Me and my partner bought our first home in April 15 for 225k!!! (Saved very hard)!! But prior to this we lived in a property no more than 250 meters across the road from our new house. Both are new builds and the house across the street we lived in as part…
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Carrington Carr Miss-sold Mortgage
Hi all Im hoping someone can give me some advice on the below! I recieved a letter yesterday off the solicitor who completed all the legalities when we remortgaged, saying that they have been alerted that some of their clients may have been miss sold their mortgage by Carrington Carr. (we took ours out via them in nov…
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Have I been mis sold
I used to have a limited company and banked with Barclays. I also had a commercial mortgage with Barclays in joint names with my daughter. (Deposit, renovation work paid for out of personal funds, this was to be our pension. i.e. rental). In 2006 I put the company into voluntary liquidation. To my surprise, Barclays said…
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Forgot to stop Direct Debit for Life Insurance
I had my life insurance policy renewed and the process involved creating a new policy with a separate d/d. The old policy was cancelled beginning of 2015. However I never cancelled the d/d and only now, a year later, realised that it's been going out of my account. The insurance company said they will only refund the past…
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Halifax MPPI
Hello All, I took my mortgage out in Nov 1995 with the Halifax. My last payment was in Oct 2015. Whilst going through some old statements I have noticed that there has been an 'Insurance Premium' of £18.18 included in with my mortgage payments each month. Is this what is called MPPI? and if so can I claim it back? (I was…
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Royal Bank of Scotland royalties gold bank account
Hi I'm first time forum user and need some advice. My mother will be 75 next week and around 15 years ago she had a bank account that you had to keep a certain amount of money as if she went overdrawn she would be charged I think. She was in the bank and the teller said she would benefit from having a RBS ROYALTIES GOLD…
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Personal Accident Insurance missold by Swinton?
Hi all, Firstly, apologies if this is not the right place, It is my first time! ;) Today I was sorting out stuff and I came across the paperwork for my car insurance with Swindon from 03/01/12, payed by a monthly Direct Debit of £44.41 I was going to destroy the paperwork as it is quite old when I noticed an envelope…
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Mortgage Payment Protection reclaim?? (or not as the case may be)
Hi, I'm hoping someone can shed some light on this as I am very confused and not sure where to start let alone if there's even a case to answer! When purchasing the property I currently live in back in 2007 I was in full time employment at a company paying sick pay for 6 months. I remember the conversation about mortgage…
