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Reclaim VAT on New Build
I have been told on good authority that I can claim VAT back on a lot of the purchases I have made on my new build property. Can anyone shed some light on this and/or links to the correct procedure to take. I was told only certain items are eligible. These are some of the things I have bought and paid VAT on... American…
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Halifax Offer Review then reject.
Hi, Very quick question hope may be able to help with. Long story short submitted PPI claim for Halifax mortgage protection back in 2009/10 which was v.quickly rejected. in 2012 i submitted a separate claim (new ref no / case no etc) and this was upheld in 2012 with a refund payment made to me. Last month i received a…
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Mobile Phone Insurance
My friend has just realised he's been paying for mobile phone insurance for the last 18 months without realising. Can he claim it back? When he took out a new phone contract, he got one months insurance free, but then he cancelled it at the end and thought no more about it. He's was checking up on his phone bill and…
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Halifax card protection
My mum had Sentinel card protection for many years and at some point that was changed by Halifax to their own product automatically. Clearly we now know that this product was unnecessary. Has anyone had success in reclaiming? We wrote to Halifax but somehow they seem to think we are reclaiming PPI.
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ombudsman mortgage fees
I had a complaint running against a mortgage company over various actions they have taken with my mortgage account. I had found information on the site that Martin put up that more or less said that the FSA had a view on monthly mortgage fees that it wasn't acceptable for mortgage companies to charge extortionate arrears…
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Mis-sold ISA
Hi - I hope that this is the right forum in which to post this. I have a query regarding an ISA which I took out in 2000, at the age of 23. At the time I was fortunate to have some significant savings, and having seen this when I went to the bank to pay something in the lady bank clerk suggested I make an appointment to…
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Mortgage PPI Reclaim Rejection
Help, I recently put in a claim for PPI linked to my mortgage, this was taken out in 1993 through Abbey National which was taken over by Santander. Today I have received a letter of rejection from Santander stating they cannot find any record, this is despite me sending a copy of the original agreement to them & the fact…
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Train ticket refund?
If a railway season ticket is accidentally left at home, so I have to buy a day return, am I entitled to a refund of the day return cost on production of the season ticket?
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Halifax Home Insurance Reclaim?
When we took our mortgage with the Halifax in 2007 we were told we had to take our home insurance through them too and the payment was combined into our monthly mortgage payment. This ran until at least 2011. Looking back at paperwork it Looks like I already had building and contents insurance with Aviva for part of the…
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Who is responsible for not receiving Court Summons
Hi, I am hoping that someone on these forums has any advice about being fined by a local council for not attending a court summons that I didn't receive? Basically they have added £83 to my council tax bill for court fees because they said I didn't attend a court summons for not paying council tax (long story, but…
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Council tax assistance please
Hi people, looking at trying to see whether l am in the wrong band, well l assume l am. Trouble is that the houses around me are all different sizes, detached and semi detached etc. There are also only several buildings in my stretch of properties. This is making my direction difficult.I have checked the web sites for…
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Money Claim Online
Hi All, I was sold a phone on Gumtree that turned out to be fake! I picked up the phone from a residential address and she refused to refund never answered the door. I opened a claim online to which she never replied to. I now have the option to Issue a Warrant. Due to the £75 charge, would you advise it is worth me doing…
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How to claim missold broadband monthly fee
Hello everybody Few years ago when i bought my first 3 mobile n contract ive been told i have to buy a dongle with 2 years contract as well because thats the "insurance" for the company with new costumers. Because i was new in England i didnt know thats not true. My question is- is there any way to claim back that monthly…
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Question about Council Tax Banding
Hi everyone, I've a question around Council Tax Banding (yes, thanks you Jeremy Vine) I've followed the guide here on the site and found that houses on my road are split between band B and Band C - All are 3 bed Semis built in 1938 in Birmingham and the only discernible difference between the houses is that some have a…
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Mortgage PPI - Possible claim?
Hi all, Sorry, another one! Personally I don't think this will hold much water but one of the guys at work suggested I go for it after I explained how we obtained our current mortgage, so, nothing ventured..... It goes like this: We needed to re-mortgage in '02 and an independent financial advisor set it up for us with…
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Council Tax for New Property
Hi All Hope I am in the right section. I am shortly moving and currently live in a Band D property which we pay monthly by Direct Debit x 10 months. On the date we move I calculate we will have over paid about 200.00 for the time we will have lived here for this financial year from 1st April to 2nd November. Because it is…
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The Woolwich
Does anyone know what company took over the Woolwich? I'm sure I have Mortgage PPI with them but they were took over by someone else years ago but not sure who! thanks :-)
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Am I the first to get a payout
AI Scheme £235.36:T
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Yorkshire Bank
Can anyone advise me please?? I banked with HSBC for a long while until they refused me a mortgage. Yorkshire Bank then offered me a private account with a manger providing I got a mortgage through them. I needed a mortage and it was proving difficult due to the nature of my job so I accepted. My house move unfortunately…
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Santander Premier current account
Hi - has anyone tried to reclaim the monthly fee for the now defunct Santander Premier account?
