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Mis-sold ISA
Hi - I hope that this is the right forum in which to post this. I have a query regarding an ISA which I took out in 2000, at the age of 23. At the time I was fortunate to have some significant savings, and having seen this when I went to the bank to pay something in the lady bank clerk suggested I make an appointment to…
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Mortgage PPI Reclaim Rejection
Help, I recently put in a claim for PPI linked to my mortgage, this was taken out in 1993 through Abbey National which was taken over by Santander. Today I have received a letter of rejection from Santander stating they cannot find any record, this is despite me sending a copy of the original agreement to them & the fact…
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Train ticket refund?
If a railway season ticket is accidentally left at home, so I have to buy a day return, am I entitled to a refund of the day return cost on production of the season ticket?
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Halifax Home Insurance Reclaim?
When we took our mortgage with the Halifax in 2007 we were told we had to take our home insurance through them too and the payment was combined into our monthly mortgage payment. This ran until at least 2011. Looking back at paperwork it Looks like I already had building and contents insurance with Aviva for part of the…
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Who is responsible for not receiving Court Summons
Hi, I am hoping that someone on these forums has any advice about being fined by a local council for not attending a court summons that I didn't receive? Basically they have added £83 to my council tax bill for court fees because they said I didn't attend a court summons for not paying council tax (long story, but…
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Council tax assistance please
Hi people, looking at trying to see whether l am in the wrong band, well l assume l am. Trouble is that the houses around me are all different sizes, detached and semi detached etc. There are also only several buildings in my stretch of properties. This is making my direction difficult.I have checked the web sites for…
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Money Claim Online
Hi All, I was sold a phone on Gumtree that turned out to be fake! I picked up the phone from a residential address and she refused to refund never answered the door. I opened a claim online to which she never replied to. I now have the option to Issue a Warrant. Due to the £75 charge, would you advise it is worth me doing…
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How to claim missold broadband monthly fee
Hello everybody Few years ago when i bought my first 3 mobile n contract ive been told i have to buy a dongle with 2 years contract as well because thats the "insurance" for the company with new costumers. Because i was new in England i didnt know thats not true. My question is- is there any way to claim back that monthly…
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Question about Council Tax Banding
Hi everyone, I've a question around Council Tax Banding (yes, thanks you Jeremy Vine) I've followed the guide here on the site and found that houses on my road are split between band B and Band C - All are 3 bed Semis built in 1938 in Birmingham and the only discernible difference between the houses is that some have a…
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Mortgage PPI - Possible claim?
Hi all, Sorry, another one! Personally I don't think this will hold much water but one of the guys at work suggested I go for it after I explained how we obtained our current mortgage, so, nothing ventured..... It goes like this: We needed to re-mortgage in '02 and an independent financial advisor set it up for us with…
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Council Tax for New Property
Hi All Hope I am in the right section. I am shortly moving and currently live in a Band D property which we pay monthly by Direct Debit x 10 months. On the date we move I calculate we will have over paid about 200.00 for the time we will have lived here for this financial year from 1st April to 2nd November. Because it is…
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The Woolwich
Does anyone know what company took over the Woolwich? I'm sure I have Mortgage PPI with them but they were took over by someone else years ago but not sure who! thanks :-)
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Am I the first to get a payout
AI Scheme £235.36:T
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Yorkshire Bank
Can anyone advise me please?? I banked with HSBC for a long while until they refused me a mortgage. Yorkshire Bank then offered me a private account with a manger providing I got a mortgage through them. I needed a mortage and it was proving difficult due to the nature of my job so I accepted. My house move unfortunately…
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Santander Premier current account
Hi - has anyone tried to reclaim the monthly fee for the now defunct Santander Premier account?
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Sentinel Al reclaim
Have been reading through paperwork from A1. Do I need to prove that I had cover in the Form statement? Unfortunately due to a move a lot of stuff has been destroyed and have only really kept 7 years worth (legally the normal limit) but do have letter in 2008 thanking me for renewal which takes me to 2005 as I took out 3…
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Old Endowment Mortgage
Many years ago I had an endowment mortgage and was missold it. We had a letter from the company one day asking us to complete a questionnaire, they agreed we were missold and we received a cheque . This was about 10 years ago and before it broke out in the news about endowment mortgages. However, knowing what I do now, I…
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Trouble with Sodexo childcare vouchers - Sodexo have got £2000 of our money!
I'd really appreciate some help from anyone who's got any ideas of how to handle this situation. We have been signed up to the Sodexo childcare voucher scheme through my and my husband's work, and have been paying in for around seven years. We had a significant balance (over £2,000) which we hadn't been able to use while…
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A1 Sentinal
Same question really as others have asked. What do I do if I can't remember which product ie £100.000 cover or £5.000? Also I don't have original paperwork going back to approx 1995 when I initially took this policy out. can I still apply to back date before 2005? Thanks
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Creditexpert (Experian) Reclaim Can I claim again?
Just after some advice. Months ago after reading the artical on replaiming from Credit Expert (Experian) I sent my letter off to them and recieved a refund of myover payments. Without checking I've not realised that they have continued to take £14.99 out of my account. Can I claim again? Many thanks in advance