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Reclaiming PPI
I send a letter to the Halifax at the beginning of June 2014 to reclaim my PPI dating back to 1992 as no longer have the mortgage in the UK and now liv in New Zealand. They sent me a form to complete which needed to be returned within two weeks. It took 3 weeks to arrive here and I posted it back on 17th July. Funny that…
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AXA life insurance complaints
Sadly my mother passed away in 2012 and I claimed her policy off AXA life insurance. I got a measly couple of hundred 221 pounds to be precise. However when I looked at my mothers bank statements she'd been paying around 80 pounds a month on previouslife insurance policies to them for years. When I questioned them about…
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Pc world / currys rentsmart
Hello, I took out a laptop 5 days ago with pc world/ currys and only discovered today that the lease is through rent smart and everything I can find on them is for business' only, which I don't have. Are they just a business lease company? Or do they do private (consumer) leases too? I've seen many horror stories plus I…
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Council Tax debt from 13 years ago.
I'm being pursued by the council for non-payment of council tax 13 years ago. I've started paying off the debt, £900, but have about 2 years to go. But this morning, they want a further sum of money, £100, for a liability order sent 13 years ago. I cannot pay any more money to the council just yet as it will cause me…
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Last minute mortgage lender switch
Hi, I'm in the process of buying a house, and after almost 4 months we're now only a couple may be three weeks aways from signing papers. I have a mortgage lender, they have approved the loan amount and their surveyor has approved the property is worth the asking price. However, I've been keeping an eye out for better…
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CCS - cold calling scam
I just received a cold call (on my TPS registered number) from someone at CCS telling me that my mortgage had been mis-sold. He went into the spiel about all these reasons why it had been missold (none of which were actually truthful - such as brokers being required to give the best mortgage available - they are not…
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Private Medical Costs - Can I get NHS to pay?
After 6 weeks in pain my wife had seen 2 doctors and a nurse practitioner as well as having two "telephone consultations" resulting in 3 different failed "painkillers", a tube of Voltorol and a future appointment for physiotherapy while her pain continued. I took her to nearest Spire. The doctor has brought her back into…
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Mortgage company owes us money but wont pay out
Our Mortgage company owes us money for charges from 2008 to 2013 that they overcharged us, since then we have accrued some arrears that we have made arrangement to pay over and above the recommended amount as we want to clear it asap. The Mortgage company are saying that they want to take the money owed to us and pay it…
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PPI Mortgage information pls
Hi After putting it off for more then a year ,I would like to try and put a reclaim for PPI on my mortgage with ( Birmingham midshires ) I have couple of questions if someone could please help me. Do I put a claim for PPI OR on the exit fee on the mortgage ? ( as I have just cleared my mortgage recently ) Also which form…
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Equifax identity watch REFUND !
I’ve seen lots here for Credit-expert , my issue was with Equifax. Here’s how i claimed money back. I noticed £2.99 coming out of my account every month.... Further investigation I noticed it was Equifax. I had used this company to check my credit file and then cancelled. Apparently I "singed up" to something called…
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Will I get my money back? C.Tax
Copy pasted my conversation from another forum, found what I was looking for there. Thanks
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Council tax - summons costs
A few months ago, I tried to set up my direct debit online in Lambeth's council tax system. The system said that a pin is needed and therefore they will send me one. A couple of weeks later, I receive the pin, tried to put it online but the system erred. Therefore it prompted me to request a new pin. I didn't receive a new…
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Student Council Tax Discount - Forgot to Claim
Dear all Sorry if this has been covered elsewhere /posted in the wrong area. Mods, please feel free to close this thread/refer me to others. My husband and I moved into a private let in December (2014) and since then, I have been flat out trying to finish my PhD. I just realised that I forgot to claim our council tax…
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Payment Reimbursment
Re: Reimbursement of the Payment – the structure and service renderednot matching description of the agreement. Hello, I would like to explain the reasons for reimbursement of mypayment of poor workmanship rendered. At the end of May 2014, we signed an agreement for 13 treadssolid oak staircase. The full quote for…
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reclaiming ppi on endowment mortgage no longer active
is it possible to claim for mis-sold ppi on an endowment mortgage with alliance and leicester that i had in the 90's.i changed to a repayment mortgage 2001.is it too late to claim?
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Mis-sold endowment mortgage
Hi, In 1982, my wife and I took out a 15 year term endowment mortgage that the guy at Lloyds Bank enthused about. It was only for £25,000, but he insisted that we would probably get a return of about £32,000. Within about 7 years, I paid off the mortgage and 8 years after that policy paid out a grand total of £22,500. We…
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Capital Allowances for Buy to Let landlords
Has anyone come across Hedge Tax Mitigation who claim to be able to reclaim part of the purchase price of a buy to let property by claiming capital allowances?
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Provident Error letter
Hey all! Really sorry, this is my first time posting to this site, so please bear with me. Six years ago I stupidly took out some a provident loan. When I couldn't repay or wasn't on when agent came, debt rolled up and low and behold I got a ccj. I went to court to tell the judge I had tried to contact them and all the…
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Car finance from 2002 PPI
Hi I am looking for a bit of advice, my husband bought a car on finance when he was 21 , he was mis sold ppi as he was told he would only get the finance if he took the ppi, well a few months later he lost his job, he tried to claim on the insurance but our lawyer told us he couldn't, the car Got repossessed and sold and…
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Challenge Alteration of Council Tax Banding?
Hi, I moved into a house on 5th December and had a notice on the 9th February saying that our banding was being altered from a 'C' to a 'D' (UK). Checked online and every other house in our street is a 'C', it is a terraced house and although our house is extended every other house on the street has the same or larger…
