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Received cheque from old mortgage account, don't know why.
I received a cheque from the company I had a mortgage with a few years ago. They say they made a mistake with my first payment and have sent the cheque including 8% extra for compensation. I wonder if this is to prevent me from making a claim for miss selling maybe. I'm a bit puzzled as to why they find this out years…
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Unauthorised cancellation of policy
Hello, I would like your expert views on an issue. My husband had a mortgage protection policy with Abbey (now Santander). Back in 2012 he switched banks from Coop to HSBC. We received a letter from HSBC confirming all direct debits had been successfully transferred so we thought all was OK. However, when he was made in…
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Abbey Masterplan Premium
Can somebody clarify please, on my annual Abbey BC loan statements their is a charge for 'Life Insurance ' shown on payment history as 'Masterplan Premium', can these payments form part of PPI miss selling claims, PPI is shown as a separate additional cost on the statements. thanks in anticipation.
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paid into wrong account
My son opened a new account. He transfered £6700 online banking and he put two digits the wrong way round. The money has gone into someone else's account not his own. He has contacted the bank and the haven't been very helpful and said he has to wait 20 days. Has anyone got any suggestions.
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HMRC compensation
I have been fighting with HMRC for the last 12 months to reclaim tax that I have payed. I have been going round in circles being sent back to the same old departments that don't do anything. I have been told about 20 times that I will be called back but only once has this happened. I have made a complaint about this and…
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Re-claimed Mortgage exit fee's
Just wanted to post after coming across the article while looking for something else. we wrote to our old lender (Abbey National) and told them we had only just been made aware of the mortgage exit fee's charged to us in 2006 and today we have recieved a cheque for £225.00 So thank you we havent had loans etc so arent…
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Re-claimed Mortgage exit fee's
Just wanted to post after coming across the article while looking for something else. we wrote to our old lender (Abbey National) and told them we had only just been made aware of the mortgage exit fee's charged to us in 2006 and today we have recieved a cheque for £225.00 So thank you we havent had loans etc so arent…
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Reclaiming Auto renewal insurance sent to wrong address for 10 years
Hi, I'm a 1st time poster, so forgive any lapse in etiquette please. I was checking my DDs on my current account and had one from direct line for £18.85. I phoned them and it turns out it was for breakdown on a car I bought in 2005 and sold in 2008. And the paperwork had all gone to an address I left in 2004, despite the…
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Council tax liability order - magistrates court -does it impact credit agency rating?
Hi, I have had a Council tax liability order issued to me via a magistrates court for a property I don't own but I am dealing with as part of a will as Executor of the estate. The council have since said this council tax bill was a mistake and the property should be exempt from tax as the owner is dead and probate hasn't…
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Council tax for extensions
My parents are disabled, to be closer to them and take care of them I recently built a extension onto my parents house. I was added to the land registry and was able to remortgage the house. I am now trying to figure out what I need to do with regards to council tax. I understand that extensions are flagged to be…
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council tax banding
Hi MY son lives in a house containing two flats with a shared hall but own front doors. According to the council tax bill he is paying the same as if the house was one house and one house occupency. Should the council tax be split between the two flats??? or should each pay the full amount. I spoke to the council who were…
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GMAC Mortages - how do I contact them
Hello I had a GMAC mortgage and various Credit Cards/store cards over the years. How do I go about getting in touch with GMAC mortgages, they seem to have dissapeared......... Can anyone help?:j
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Seeking help with reclaim Lloyd bank charges
After reading the section about reclaim unfair bank charges, I decided i would contact my bank as I felt I have a strong case. Here's a summary of what I put to them. In a nutshell, since Nov 11 I've been in my overdraft (4 figure sum) I've paid total in excess of 1700 in od usage fees and interest alone. Unpaid fees only…
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Turned down at full application - anyone has any advice for this situation
Hi Hoping someone can help me to think straight and work out what to do next. Please can I ask though for no judgement about our financial mistakes. I know what they are and I will be seeing to it that they are fixed for the future. My mum gave me some money for a deposit just after Christmas. We applied to the Halifax for…
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Help With Council Tax Advice
Hi Guys, I would like some advice please. I received a council tax final notice on 11th Match 2015 asking for payment of £64.42 before the 25th March 2015 to avoid being issued with a summons. I paid that amount on 14/03/2015. However today I received a bill for £180.00 plus summons cost of £120.00. The summons date is…
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Bradford & Bingley PPI misale?
I have just discovered a file of old documents regarding our Remortgage with B&B in August 1996 thru to July 2005 when we remortaged with Darlington Building Society (and subsequently Paid off in 2011 - hurrah!) a document from B&B dated 7 August 1996 says "please find enclosed your PPI certificate"... and "As explained…
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Taking Post Office to Small Claims court
Hi! I sell online and on Monday 9th February the Post Office stamped a LOT of my mail wrong! They sent over 70 Valentines cards first class instead of first class large. They have admitted to this, as I use a system called Drop and Go and I have all the receipts its impossible for them not to be responsible. This mess up…
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recovering monies
Wondering if anyone has had a similar problem... We were owed around £800 by someone we know who lived in a flat of ours, applied to the court for a judgement. The person admitted he owed the money and offered to pay £75 a month which we accepted and now 4 months on, still not a penny has been paid. Must we continue in…
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Halifax TMPP
hi there, just wondering whether there has been any success in reclaiming the above? We took out the mortgage end of 2009. at the time I worked for the fire service and my husband was in the royal navy (he had full sickpay, redundancy and life cover with his job) we were told at the time we needed to have life cover to get…
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Reclaiming from Skills Train
Hi, I know this has been covered in the past but I cannot find any recent threads...My partner signed up for a web design course with Skills Train around 4 or 5 years ago but the finance agreement was in my own name. We didn't pay for a while due to the course being nonsense and the 'debt' was signed over to Cabot finance.…
