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Whats your thoughts? Broker got back
Hi all. The broker finally got back to me last week. I originally had a post asking if statutory reports are enough for a broker to work her magic. Answer is like you all said ...no. Now the reason I asked this was because there was no trace of my PDLs I had back in 2012. For the purpose of new readers...I have a CCJ…
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Faulty Sky Box - Charges Reclaim
Hi, Apologies if this is in the wrong section, or covered elsewhere, (I did search but couldn't find it) This is born out of an experience that I've had, and would like to help others. My sky box is 2 years old, and has developed a fault. Speaking to sky they tell me that an engineer visit is required. At a cost of £65…
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Council tax summons
Hi I got home from work today to a court summons from Sandwell council. This was because I missed two payments from October and November, I was not aware of this until early January. I have just phoned the council and arranged a repayment plan over the next two months to clear outstanding balance. The questions I have are:…
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Mobile phone insurance - can it be reclaimed?
Hi there, I have been looking through the forum and also the Phones and Insurance tabs for some guidance regarding reimbursement of mobile phone insurance, but nothing is jumping out at me. I have a Halifax Ultimate Rewards Current Account which includes mobile phone cover. My mobile network provider is o2 and at the start…
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Council tax rebanding query
Hope I am posting this in the right place. I'm looking at seeing if my home can be rebanded.Currently is the same band as neighbour's house which was identical at the time of being built in 1980. Both houses were semi-detached with attached garages and banded as C. The previous owner had 'my' garage knocked down and a…
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Bizarre Council Tax Bill
My council tax is In the region of £1150. Minus a single occupancy discount that puts me at a little under £900 (for ease let's say 890). My end of Jan payment covered the last of my outstanding amount. Recently I've stopped becoming eligible for the single occupancy discount, so I filled in a change of circumstance form…
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Help needed regards property maintainance company
Hi there, First of all apologies as im not sure which thread/forum this particular issue belongs. Please move accordingly... I have a property in the UK, which has a ground maintenance fees. Problem is i live abroad at the moment and by the time the bi-annual statement comes to me, the window to pay has expired. Resulting…
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How long can council fob me off about banding?
I moved into my house 18 years ago and after about 5 years a neighbour pointed out that about a third of the houses in the street were in the lower band, and my house should be too. My house is original to the build in the 1930s ( no attic or garage conversion, no extension) and has one of the smallest gardens. We bought…
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Boiler nearly killed us can we claim ?
Hi i'll keep it as short as i can :- Sorry.. Live in council house baxi back boiler and fire was fitted just before i moved in 12yrs ago. Serviced every year although this yr it did struggle to get threw the smoke bomb test and young engineer lad got on phone to office, he then did something to boiler then passed it. Few…
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Help council tax on empty property increasing to 150%
omg letter from the council this morning saying they have increased the council tax on unfurnished empty properties by 50% from april thats going to be £220 a month for a house I cant live in! Im not a builder or any one going to make any money from doing this and this is just crazy! I purchased a bungalow to renovate and…
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Claim for miss sold buildings insurance on a flat
Hi, I'm pretty sure that I've been miss sold 'buildings insurance' on a flat/apartment by Halifax. When we were applying to get a mortgage back in 2007, the lady dealing with us told us we needed buildings and contents insurance, so being first time buyers and having to get the mortgage sorted on that afternoon to secure…
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Court Summon Fees - Lambeth Council
Hiall, Quickone from me – has anyone ever recovered court summon fees from their council? Shortstory is that we received a letter saying we had been summoned to court havingreceived no previous letters and were ordered to pay £130 court fees. Isthis lawful? Thanks
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Personal Injury Claim
Hi all, Please can someone give me advice with regards to the following as we are just a bit puzzled? My husband had an accident at work in 2010 and then shortly after started to pursue a personal injury claim with a no win no fee specialist injury lawyer company. They have had some fairly positive testimonials and…
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Northern Rock - DPA request
I need to send a DPA request regarding a secured personal loan dating back to circa 2005. Who do I send the request to now is it Virgin or NRAM?
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Council Tax Rebanding: 2006/7 new build
Am looking into a house purchase, of an apartment which is in the region of £75k at the moment. It was a new build a the peak time of 2006-2007 where, when new, these were sold new for in the region of £115k, so theres been enormous depreciation. These are all band 'B' properties based on that valuation and a 1991 era…
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Trying to get a Refund on a cheque
Hi, First of all I would like to apologies if this is in the wrong section. I paid a company £xxx.xx for a red care alarm service for the year by cheque but the company are saying they have never received the cheque and that the have cancelled the service as we haven't paid for it. I have checked with my bank and the check…
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PHI policy
Please can someone tell me if this is the same sort of thing as a PPI? as i was sold it back in the 90's telling i need it just incase i came out of work with sickness.
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27 years of direct debits
This is probably a non starter, but... I am executor for my late father's estate. Whilst going through his papers I found a credit agreement dated 1987 for the purchase of a water softener. The agreement was for 36 months of £17.42 payed by direct debit, giving a total of £627.12. According to his bank statements this…
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Anyone used Claim and Gain Ltd? Scam?
I was contacted today by a company who told me that I was able to claim for mis-sold mortage fees. At first I thought it was PPI but it not that. Claim and Gain Ltd are on the Justice website as bonefide claim agents. But I have never heard of this type of claim. They also claim to be able to get credit card fees to. I was…
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Help! Council tax rebanding issue.
Hello, Recently, our property has had a council tax rebanding from band C to band B, as directed by the VOA. Bradford council have overcharged us from 1993 to present day, and we are seeking to get a refund of the overpayments we made. Bradford council have told us that they are only liable to pay us for the last 6 years,…
