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Council Tax 50% annexe discount + 25% single occupancy discount
Very simply: does anyone here have experience or knowledge of how councils are meant to combine the new (April 2014) 50% annexe discount (where you are related to the occupants of the main building) with the long-standing 25% single occupier discount? My reading of the situation is that it should be a straight 75% combined…
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council tax banding pls help
Hi guys, I have been looking into the council tax rebanding, anyway im charged for band c, when i went onto the nationwide page it states i should be on b band, the neighbours are all different with a lot in my street being b band, my property isn't the same size as there's , it has a two storey side extension, that the…
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Agency threatening friend over council tax
Hi guys, Already made a post here but my friend has come to me with a similar problem, through the same agency. Her landlord has paid council tax on the property, now the agents are demanding £600 for council tax. She lives in a house with 3 other people, they each have individual contracts which based on what I've learned…
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Do I actually need PPI on my mortgage?
I have paid PPI on my mortgage for over 14 years which covers against accident, unemployment, long term sick etc. However I have separate critical illness cover, would receive full pay for 12mth if sick & have life insurance. As I have these separate policies do I need to pay for PPI on my mortgage?
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Landlord threatening Debt collection over Council Tax
Hi, I live in a shared house with my friends. Three of us are full time students, one is working but does receive housing benefit, the other is on Disability Living Allowance, ESA and housing benefit. At the beginning of the year our estate agent told us we all need to sort out our Council Tax individually, after much back…
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Tax quandry
Hello there, :j I was hoping some of you lovely people could give me some advice/ steer me in the right direction..:D Basically, I was working PT as a teacher and to fill the rest of my time the school directed me to a supply agency that they used. I now had 2 jobs, so two different tax codes, which was correct. My school…
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Do I stand a chance?
Money saving expert.
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Bank account charges lloyds tsb
I've had a Premier Account with Lloyds TSB for 8 years and use all the benefits. After learning about the miss-selling of bank accounts I decided to delve deeper! I phoned up and told the advisor I was unhappy that I was told I could only increase my overdraft limit by taking out a Premier Account. Apparently this was not…
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Company offering to get Council tax reduced.
Out of the blue today we had a phone call from a company called Dalton and Dalton, tax consultants. During the call they said that our house was wrongly banded and that they could get us a reduction. the figure they are talking about is in the region of £3,000 (total added up over 19 years). when asked why they had…
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Mortgage £9,000 additional interest charges
Hi, I wondered if anyone could help me? I seperated from my husband in October last year and we could not pay the mortgage on the marital home from Feb 2014, it was on the market for sale and the lender was informed. The figure to settle the mortgage in full was obtained in Feb 2014 but by the time the sale of the property…
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Reclaiming discount on council tax bills
A couple of questions; I'm on a mission trying to get all my paperwork sorted - will take a while - believe me !!! Anyone know how you go about reclaiming and how far back you can go to reclaim the discount as being the only person living in the house? and I take it they will need some kind of proof you have been the only…
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Council Tax Summons - Help!
Hey first time poster on this site. Just looking for advice because I have just got home and found court summons for unpaid council tax. However, I no longer live in that property. The Summons arrived today, 2nd July, but on the 28th May I emailed them and asked if there was anything outstanding. The council replied back…
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Council Tax not billing me as someone else registered at address.
I hadnt been billed by the council tax for some time, around 5 months. When i enquired i was told that on their records they had someone else there which they were billing. I confirmed that i hadnt left the property in that time and now they have billed me for several months. I have never once said i have moved. Is it not…
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My son's girlfriends council tax final
Hi all, my son's girlfriend has moved into our house with him, which we are buying. A little stressfull but we get on ok. Last weekend they went to a concert for the weekend so we decided to clean their room for them and came across a letter addressed to her sent to our address, the letter was a final final reminder from…
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Apprentice Disregard Reclaim
Hello everyone, I'm an apprentice and have lived alone for about 2 years now, I moved from my old place to a new one and when I was organising council tax with my new council they informed me I was entitled to a 25% disregard discount as I was an apprentice, so I thought it would be a good idea to speak to my old council…
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PPI on Mortgage payments
I pay for Mortgage Payment Protection Insurance and have done since 1996. I don't fully understand about PPI and CCP . Is the PPI that I pay for anything to do with this money back for PPI? :A
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Anyone heard of a claim management company called ifonic?
I've received a cold called from a company called ifonic. Apparently for a £495 fee (which would be charged on to my credit card) they could get me a minimum of £5400! But they wanted my card details first. All this because they believed my mortgage advisor received a bonus from my mortgage lender for arranging the…
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blemain finance
Hi, Hubby and myself took a loan out with these and since then hubby has died so paid off the loan in full. i then received a break down of all charges now they have charged for phone calls, letter and being in arrears can any one tell me if i can reclaim these back. As hubby said he was going to once we cleared the loan i…
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Endowment policy ppi
Hello and thanks for any help My parents were sold a endowment policy in the nineties there mortgage is now at the end my father stop paying into the endowment policy about 10 years ago he has been offered a figure which he has agreed to can he claim ppi on this ?
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Council tax reduction and change of circumstance (for the better)
Apologies this is confusing to explain. Does anyone know how council tax reduction works? Especially when your circumstances change to no longer qualify for the discount? I am confused. Below is my latest council tax letter which takes into account between 1-April and 15-June I was unemployed and therefore on council tax…