-
Wessx Group Payment Protection Policy
5 years ago my husband and I bought our house through Connell's estate agent. When organising the purchase, (we were first time buyers and didn't really have a clue) we signed up to a mortgage with Nationwide along with Payment Protection Policy with Wessex Group. Last year I cancelled the payments as I did not feel we…
-
Can I claim against Halifax for mis selling of my buildings and contents insurance?
I am so cross!!! In 1994 we bought our fist house with the Halifax and took out our buildings and contents insurance with them. I can clearly remember them saying we couldn't have the mortgage without a policy in place and them offering us theirs. Never had any problems but it has steadily risen to £1085 pa. Every year I…
-
How much will my council tax be?
Hi, could someone please advise as to how the council tax (Monthly cost) is calculated? I think it's something like this... The yearly total is £997 and I will be living on my own. Is it £997 divided by 10, minus 25% single persons allowance = monthly figure. Or am I way off?
-
Sia licence charges
What are our rights us in the security industry of paying this stealth tax just to be able to work. As we are one of the lowest paid industries i think this is an unfair tax and must be stopped immediatly also refund what we have paid in the past since 2006
-
got PPI from 24 years ago
Just to encourage others to claim. My husband had a mortgage with the Halifax from 1992 for 4 years, we where a bit vague on dates but thought we would give it a go. Guess what? Received £2,346 in a matter of weeks. Thank you so much.
-
mortgage ppi issues with halifax
Hi, I have recently discovered that on my halifax mortgage that i have mrc, we were unaware that we had this, this element is in my ex partners name, we seperated and we were not in a financial postion for only one name on the mortgage so we continued to pay the mortgage and all details stayed the same, as its his name on…
-
denplan
I believe I was miss sold Denplan by my dentist that was at the time for my children at the age of 4 and have paid it monthly till last month when I stopped the plan. The kids are now 8 and 11 and I took one of them yesterday to the dentist and there was no charge as its free for under 12s! so I have been paying a monthly…
-
Council Tax Valuation Tribunal - Am I biting off more than i can chew?
Hi All BEWARE MONSTER POST I'm looking for support from anyone who has been through a Tribunal and/or anyone with experience looking into evidence supplied to support a request to change a tax band. The reason I ask if i'm biting off too much is essentially i'm questioning the banding of approximately 100 flats by…
-
Council tax rebanded after I left property
I lived at a property from 2007-2014, I appealed the D banding and gave examples of other properties that were B and bigger. I got fobbed off twice and told it was banded correctly I left the property in September and told the landlord it was overvalued but they wouldn't change it. He has managed to get it changed to B and…
-
Whats your thoughts? Broker got back
Hi all. The broker finally got back to me last week. I originally had a post asking if statutory reports are enough for a broker to work her magic. Answer is like you all said ...no. Now the reason I asked this was because there was no trace of my PDLs I had back in 2012. For the purpose of new readers...I have a CCJ…
-
Faulty Sky Box - Charges Reclaim
Hi, Apologies if this is in the wrong section, or covered elsewhere, (I did search but couldn't find it) This is born out of an experience that I've had, and would like to help others. My sky box is 2 years old, and has developed a fault. Speaking to sky they tell me that an engineer visit is required. At a cost of £65…
-
Council tax summons
Hi I got home from work today to a court summons from Sandwell council. This was because I missed two payments from October and November, I was not aware of this until early January. I have just phoned the council and arranged a repayment plan over the next two months to clear outstanding balance. The questions I have are:…
-
Mobile phone insurance - can it be reclaimed?
Hi there, I have been looking through the forum and also the Phones and Insurance tabs for some guidance regarding reimbursement of mobile phone insurance, but nothing is jumping out at me. I have a Halifax Ultimate Rewards Current Account which includes mobile phone cover. My mobile network provider is o2 and at the start…
-
Council tax rebanding query
Hope I am posting this in the right place. I'm looking at seeing if my home can be rebanded.Currently is the same band as neighbour's house which was identical at the time of being built in 1980. Both houses were semi-detached with attached garages and banded as C. The previous owner had 'my' garage knocked down and a…
-
Bizarre Council Tax Bill
My council tax is In the region of £1150. Minus a single occupancy discount that puts me at a little under £900 (for ease let's say 890). My end of Jan payment covered the last of my outstanding amount. Recently I've stopped becoming eligible for the single occupancy discount, so I filled in a change of circumstance form…
-
Help needed regards property maintainance company
Hi there, First of all apologies as im not sure which thread/forum this particular issue belongs. Please move accordingly... I have a property in the UK, which has a ground maintenance fees. Problem is i live abroad at the moment and by the time the bi-annual statement comes to me, the window to pay has expired. Resulting…
-
How long can council fob me off about banding?
I moved into my house 18 years ago and after about 5 years a neighbour pointed out that about a third of the houses in the street were in the lower band, and my house should be too. My house is original to the build in the 1930s ( no attic or garage conversion, no extension) and has one of the smallest gardens. We bought…
-
Boiler nearly killed us can we claim ?
Hi i'll keep it as short as i can :- Sorry.. Live in council house baxi back boiler and fire was fitted just before i moved in 12yrs ago. Serviced every year although this yr it did struggle to get threw the smoke bomb test and young engineer lad got on phone to office, he then did something to boiler then passed it. Few…
-
Help council tax on empty property increasing to 150%
omg letter from the council this morning saying they have increased the council tax on unfurnished empty properties by 50% from april thats going to be £220 a month for a house I cant live in! Im not a builder or any one going to make any money from doing this and this is just crazy! I purchased a bungalow to renovate and…
-
Claim for miss sold buildings insurance on a flat
Hi, I'm pretty sure that I've been miss sold 'buildings insurance' on a flat/apartment by Halifax. When we were applying to get a mortgage back in 2007, the lady dealing with us told us we needed buildings and contents insurance, so being first time buyers and having to get the mortgage sorted on that afternoon to secure…
