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Any experience with platform remortgages?
Does anyone on here have any experience with doing a remortgage with Platform? Thanks
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Insurance PPI question
I have just received a letter from my life insurance company. This critical insurance was set up by Lloyds bank to run alongside my mortgage. I assumed it was for critical illness only until I received the letter stating I was paying a premium on this insurance for sickness which meant if I was off work sick I could could…
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Mortgage arrangement fees - claim and gain
Hi I've just had a call from the company claim and gain saying that I am entitled to claim back all the interest that has been added to my mortgage for arrangement fees. Can't seem to find if this is true and now I am worried as the took my credit card details and said they will add £3200 onto my card and if I don't have a…
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Mis sold MPPI in 2001 by Bradford and Bingley- help
Hi When we took out our first mortgage in March/April 2001 we went to a financial adviser at Bradford and Bingley who settled us with Santander. We discussed PPI but as we were both self-employed we refused it. I have a copy of the letter we received from the FI stating he discussed it with us but that we “ did not wish to…
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Mis-sold mortgage claims
Hi Everyone This is my first time posting, I've read lots of posts but never done one myself. I had a phone call from a company saying that because I have taken out a mortgage via a mortgage broker/adviser I may be eligible to claim for the mis-selling of this mortgage because we were advised to self-certify and also take…
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Reclaiming Mortgage PPI
My husband took out a mortgage in 1995 (before we were married). He was self employed at the time and still is. The mortgage is still running and as we are thinking of selling the property, he mentioned that he had been sold PPI. He was told he had to have the PPI if he wanted the mortgage. We are going to have a look at…
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How do I claim back on an income protection plan
We are trying to find information on claiming back on a income protection policy that was sold when its was not necessary as the person who was sold the policy was a director and the salary was always guaranteed. Where can I find advice on this?? Thanks in advance
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Council Tax rebanding- off to tribunal
Hi all, can anyone out there help with this:- We bought a new build which was advertised and sold as a band C property. After a few months the council raised it to a band D. After several letters and e-mails, there is still no satisfactory outcome ( they refuse to reduce, we refuse to accept their excuses) so we are off to…
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bank charges reclaimed from Barclays
I had a Barclay's Additions account, wasn't aware of charges until I queried them in 2007, immediately changed account with no charges, after reading article on this site wrotevto Barclay's to complain refunded charges back to 1996 plus 8% interest over £1700 minus tax, as part of complaint also complained about overdraft…
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Council Tax appeal – Scotland - HELP
Hey Everyone. I have lived in my property for the last 3 years and it has now come to my attention that all my neighbours (With the same property) are paying a lower Council tax band than my block. I live in a 2 bed room 4 in a Block cottage Flat and my street is a Mix of these and 3 Bedroom Simi-detached houses. I have…
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Mortgage Indemnity payment Mis-sold????
Can anyone advise me please as to whether this was wrong. I had to pay mortgage indemnity on my mortgage, which I was told at the time was basically an insurance for the building society which I had to pay for them in order to get my mortgage and that it was a one off payment (it was just under £700) and was to protected…
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Mortgage PPI
I need a bit of help in regards to a mortgage PPI. I think that when we went through our mortgage in 2008, PPI was automatically added on by our mortgage adviser. I am in a joint mortgage with 2 other people who equally own the house 3 ways. I am certain that PPI would not cover this situation, and I believe that we are…
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Council Tax Annexe Discount Problem
I have just received a bill for a self-contained flat within my property which I have now occupied after my parents left on 15th March 2014. I have just spoken to the Council Tax department trying to claim the Annexe Discount but was told that Calderdale do not offer this. I was under the impression that the government has…
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Claiming charges off logbook loans
I got a loan from logbook about 5 years ago and they added about £500 in charges will i be able to claim any of this back and if so how
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home shopping cataloge advice please
hi is it possible to reclaim charges or interest from catalogues?I have a studio24 and argos account which i am struggling to pay off as im now a single parent...i am on a dmp to help but both these companies refused to freeze the interest to help me pay them off.....i havent ordered from them for years but am getting…
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Virgin credit record on my file - offered £250 compensation
When I was a student I opened a Virgin media Internet account, this was in 2003. £128 was outstanding on the account and this is listed on my credit file. In 2008 they added a second account to my credit file with an outstanding balance of £174 in error (turns out the error occured when they migrated data from one database…
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MSE News: CPP reclaims: Cheques for big money being sent NOW
"Customers who've claimed for mis-sold card and identity theft policies from CPP are being sent cheques thick and fast..." Read the full story: CPP reclaims: Cheques for big money being sent NOW Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New…
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Mortgage Fees/Charges
Hi Does anyone know if the practice of attempting to regain fees charged (when a mortgage is taken out) an arrangement fee is available? I have been contacted by a finance company who say that they could get me back all arrangements fees and other fees paid on my mortgages. Having changed mortgage product a number of times…
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Natwest re-mortgaged on incorrect LTV & failed to suggest a survey
Experts I purchased a repossessed property [at a lower market value] in March 2010. Some mortgage timelines are as below before I explain my question. Lender - Natwest Application - first time Date - March 2010 Mortgage period - 2 years fixed LTV - 85% Now when the above deal expired I remortgaged with same lender. Lender…
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Blue Sky/Welcome Finance
Hi I wonder if anyone can help me with this. I took a large loan years ago with Welcome Finance and had major problems with the company. Threats, Men managing to pass my flat security to get to my door etc,fees, you name it I had it. Eventually I had to sell my home and move back with parents. My solicitor went to Welcome…
