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halifax mortgage

Hi guys. Ive recently seen advertisements for people to make a claim against any mis sold PPI relating to their Halifax mortgage.

I have a current Halifax mortgage and Im unsure as to what to do to enquire about this. Im afraid to go to any of these companys that advertise or indeed those that ring your home every evening.

Can any one make any suggestions on how to move forward on this?

THanks

worried but curious

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Comments

  • Nasqueron
    Nasqueron Posts: 10,799 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    You can put in a complaint about the PPI element of your mortgage protection from Halifax you just need proper complaint reasons (such as having cover elsewhere or if it would not cover you) and then fill in either the FOS form or a Halifax complaint form (probably one on their website).

    They do apparently roll-over quite easily on the PPI element of the cover, not on the other elements (e.g. critical illness)

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • dunstonh
    dunstonh Posts: 119,822 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Ive recently seen advertisements for people to make a claim against any mis sold PPI relating to their Halifax mortgage.

    That is very poor advertising if they are specifically mentioning Halifax and their product.
    Can any one make any suggestions on how to move forward on this?

    its easy. You make your complaint giving the reasons why you have a complaint. However, do remember that that you are alleging a wrongdoing. So, you first have to think if there has been any.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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