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Help council tax on empty property increasing to 150%
omg letter from the council this morning saying they have increased the council tax on unfurnished empty properties by 50% from april thats going to be £220 a month for a house I cant live in! Im not a builder or any one going to make any money from doing this and this is just crazy! I purchased a bungalow to renovate and…
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Claim for miss sold buildings insurance on a flat
Hi, I'm pretty sure that I've been miss sold 'buildings insurance' on a flat/apartment by Halifax. When we were applying to get a mortgage back in 2007, the lady dealing with us told us we needed buildings and contents insurance, so being first time buyers and having to get the mortgage sorted on that afternoon to secure…
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Court Summon Fees - Lambeth Council
Hiall, Quickone from me – has anyone ever recovered court summon fees from their council? Shortstory is that we received a letter saying we had been summoned to court havingreceived no previous letters and were ordered to pay £130 court fees. Isthis lawful? Thanks
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Personal Injury Claim
Hi all, Please can someone give me advice with regards to the following as we are just a bit puzzled? My husband had an accident at work in 2010 and then shortly after started to pursue a personal injury claim with a no win no fee specialist injury lawyer company. They have had some fairly positive testimonials and…
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Northern Rock - DPA request
I need to send a DPA request regarding a secured personal loan dating back to circa 2005. Who do I send the request to now is it Virgin or NRAM?
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Council Tax Rebanding: 2006/7 new build
Am looking into a house purchase, of an apartment which is in the region of £75k at the moment. It was a new build a the peak time of 2006-2007 where, when new, these were sold new for in the region of £115k, so theres been enormous depreciation. These are all band 'B' properties based on that valuation and a 1991 era…
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Trying to get a Refund on a cheque
Hi, First of all I would like to apologies if this is in the wrong section. I paid a company £xxx.xx for a red care alarm service for the year by cheque but the company are saying they have never received the cheque and that the have cancelled the service as we haven't paid for it. I have checked with my bank and the check…
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PHI policy
Please can someone tell me if this is the same sort of thing as a PPI? as i was sold it back in the 90's telling i need it just incase i came out of work with sickness.
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27 years of direct debits
This is probably a non starter, but... I am executor for my late father's estate. Whilst going through his papers I found a credit agreement dated 1987 for the purchase of a water softener. The agreement was for 36 months of £17.42 payed by direct debit, giving a total of £627.12. According to his bank statements this…
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Anyone used Claim and Gain Ltd? Scam?
I was contacted today by a company who told me that I was able to claim for mis-sold mortage fees. At first I thought it was PPI but it not that. Claim and Gain Ltd are on the Justice website as bonefide claim agents. But I have never heard of this type of claim. They also claim to be able to get credit card fees to. I was…
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Help! Council tax rebanding issue.
Hello, Recently, our property has had a council tax rebanding from band C to band B, as directed by the VOA. Bradford council have overcharged us from 1993 to present day, and we are seeking to get a refund of the overpayments we made. Bradford council have told us that they are only liable to pay us for the last 6 years,…
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Serps ppi ??
SERPS I have seen lots of companies advertising PPI reclaiming for anyone who opted out. Has anyone ever reclaimed and if so what was the outcome please. My husband opted out but is now retired so the money would come in very handy. Thank you if you can help. :money::j
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Council tax banding advice needed please
We purchased our house in July 1993 at a cost of £58,500 and were put into band D (68,001-88k). I found out years later that we were in a higher band than our neighbours, but didn't think much of it as our house is an end terrace that had been extended some time back in the late 70's/early 80s & was a 3 bedroom while most…
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Challenging missed dental appointment charges and refusal of treatment
hi all I’m not sure if this is the right board for this so apologies if it’s on the wrong one. Anyway to my question are there are any grounds under which I can challenge missed appointment charges from my NHS dentist ? at present I live in Scotland I’m unemployed and on job seekers so I get free treatment however I rely…
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Council Tax - valuation tribunal hearing
hi I have a date for a council tax valuation tribunal hearing, I was hoping someone had been through the same process and could offer some advice. I challenged my council tax banding as both neighbours on either side had different banding one an E the other an F (their houses are the same, mine is slightly different) the…
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flight delay
In july 2007 I was delayed on a Thomson flight for 25hrs . But I don't have any flight details,how can I obtain these details.
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Claim for missold house insurance ?
Hi, I'm new to posting but hope there is someone who can answer this question as I've tried googling it with no success. When we took out our first mortgage with Alliance and Leicester, we were told that we had to take their recommended house insurance in order to qualify for the mortgage. I'm sure this is now regarded as…
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kensighton mortgages
my payment to kensighton mortgages should be £289 but I pay £401 my originally loan was for 30,000 and got into diffuicult I am in arrears of 12 grand that's why I pay this amount to bring it down it doesn't I am only paying about £11 off the arrears as they put interest on my loan and interest on my arrears does any one…
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Rentsmart help/Advice
Hi all, First time poster so please be gentle. I am confused at my WHOLE rentsmart agreement so i would provide everyone with all the details so sorry if its long, but there is an amusing story at the end that completely f**ked PCW for a month so please read through and bearwith. I went into my local PCW to buy an iMac on…
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halifax mortgage
Hi guys. Ive recently seen advertisements for people to make a claim against any mis sold PPI relating to their Halifax mortgage. I have a current Halifax mortgage and Im unsure as to what to do to enquire about this. Im afraid to go to any of these companys that advertise or indeed those that ring your home every evening.…
