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PPI -12 Mortgages -6 Credit Cards & 5 Banks
Hi, I am now in my 13 Home , I have had 13 mortgages over the years, 6 credit cards as far as I can remember but maybe more and at least 5 banks have been used ! As the years pass my memory fails me a little and I am finding it hard to remember who I had all these credit agreements with ! How do I make a PPI claim without…
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claim back ppi on debt management programme
Hi everyone, i have been hearing that you can actually claim back PPI from debt management companies. I had a debt management programme with Churchwood Finance, running over 5 years in which they got £47 per month which works out at £2,820 to them, on top of what was being paid back to the creditors. Do i have any hope of…
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Insurance company added a claim against my policy without my knowledge
hi all, i found out recently when going through my bank statement that my home insurance premium had gone up significantly and and called barclays and they said that this can be due to various factors and they will see if they can make an offer. as i was talking to them, it was mentioned that i had made a claim in sep 2013…
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Please help
Hi all First post so if I've posted in wrong area forgive me. I am trying to claim back an overpayment from liverpool City council of council tax. I owned the house and paid council tax continuously for 12 yrs from 2001 to 2013 My neighbours had received letters from council stating banding had been incorrect nd they…
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entitled to keep half ppi?
we recently had a successful claim for ppi, however they decided that as we still owed almost half of it for a bank loan we had previously held they could deduct this from what they owed us, the only issue I have is that we are in a debt management plan with them and others and that as such all proceeds should have been…
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Possible overpaid Council Tax - Refund Possible?
Hi there, I’m not sure if I am posting in the correct forum, so apologies in advance if this is the case. I have a quick question regarding overpayments (anda possible refund) of Council Tax. It would be much appreciated if anyone couldassist. Background: The background to my situation is as follows. · My wife and I are…
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How to fill in a N349 (Third party debt order)
Hi all, I am in the process of getting my money back from a cowboy plumber..I have a judgement in my favour and his bank details so I want to fill and file in a N349.. I have printed in the form and have been looking around for a guidance sheet on how I should fill in the form... Would any one know where I can find one or…
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Council tax rebanding do i have to claim repayment?
Thanks to MSE I have successfully challenged my banding :j My query is whether I need to contact the council about a refund since 1993 or if this is done automatically. Also there has been restructuring in Cornwall from 6 district to one county council, will this affect things?
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Reclaiming bank charges
I have sent a letter with the help of this sites template, I am trying to reclaim £2650 which I have been charged over the past 6 years. I have just today received a call from Barclays saying that due to the courts ruling in Banks favour they would not be able to refund the £2650 but would as a good will gesture refund the…
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stolen identity on council tax
Greetings .... about 5 years ago I moved to london from bristol for work. After two weeks of sleeping on a friends floor I moved into a shared flat. The owners had a guy who met me ,took my deposit and rent. No contract. There were 5 other people in this apartment and although it was rough and smelly it did me for 2…
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Forced to sell in negative equity
I'm looking for some advice. When I met my future wife, she owned a flat in Kingston and I had a house in Wiltshire. We lived together in her flat and I rented my house out to long term tenants. After we married, we wanted to move out of Kingston and put her flat up for sale but when we applied for a mortgage, the Halifax…
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Any experience with platform remortgages?
Does anyone on here have any experience with doing a remortgage with Platform? Thanks
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Insurance PPI question
I have just received a letter from my life insurance company. This critical insurance was set up by Lloyds bank to run alongside my mortgage. I assumed it was for critical illness only until I received the letter stating I was paying a premium on this insurance for sickness which meant if I was off work sick I could could…
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Mortgage arrangement fees - claim and gain
Hi I've just had a call from the company claim and gain saying that I am entitled to claim back all the interest that has been added to my mortgage for arrangement fees. Can't seem to find if this is true and now I am worried as the took my credit card details and said they will add £3200 onto my card and if I don't have a…
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Mis sold MPPI in 2001 by Bradford and Bingley- help
Hi When we took out our first mortgage in March/April 2001 we went to a financial adviser at Bradford and Bingley who settled us with Santander. We discussed PPI but as we were both self-employed we refused it. I have a copy of the letter we received from the FI stating he discussed it with us but that we “ did not wish to…
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Mis-sold mortgage claims
Hi Everyone This is my first time posting, I've read lots of posts but never done one myself. I had a phone call from a company saying that because I have taken out a mortgage via a mortgage broker/adviser I may be eligible to claim for the mis-selling of this mortgage because we were advised to self-certify and also take…
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Reclaiming Mortgage PPI
My husband took out a mortgage in 1995 (before we were married). He was self employed at the time and still is. The mortgage is still running and as we are thinking of selling the property, he mentioned that he had been sold PPI. He was told he had to have the PPI if he wanted the mortgage. We are going to have a look at…
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How do I claim back on an income protection plan
We are trying to find information on claiming back on a income protection policy that was sold when its was not necessary as the person who was sold the policy was a director and the salary was always guaranteed. Where can I find advice on this?? Thanks in advance
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Council Tax rebanding- off to tribunal
Hi all, can anyone out there help with this:- We bought a new build which was advertised and sold as a band C property. After a few months the council raised it to a band D. After several letters and e-mails, there is still no satisfactory outcome ( they refuse to reduce, we refuse to accept their excuses) so we are off to…
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bank charges reclaimed from Barclays
I had a Barclay's Additions account, wasn't aware of charges until I queried them in 2007, immediately changed account with no charges, after reading article on this site wrotevto Barclay's to complain refunded charges back to 1996 plus 8% interest over £1700 minus tax, as part of complaint also complained about overdraft…
