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Application fees refund - what are my options
Hello everybody, Yesterday I applied for a Chelsea mortgage, I am remortgaging and paid a non refundable application charge of £130 When I applied for the mortgage I was not aware that I had to hire solicitors for this remortgage. I received an email on the same day I paid application fees asking for solicitors details and…
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CCS review - stop the scam
Hello all, I stupidly fell for these people, I have been through a month of hell trying to get the money back, I was told this morning it would be Friday after I caught them out by filling in an online firm in an assumed name of a company they said was unconnected with them and they called me back lol! I'll believe it when…
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Was I miss-sold life insurance
Hi, my partner and I got our first mortgage back in June 2006. Being young and inexperienced in such matters, we pretty much signed up for everything Northern Rock threw at us. We have already successfully claimed back the PPI insurance that was sold alongside the mortgage but now I'm wondering about our life insurance…
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Council Tax - Rented Accommodation for Work
I started a new job in Durham some while back and have been renting a property here. The agents advised the council of the change of let and I'd assumed that they had told them that the property was rented as a single occupancy, they say that was communicated. I'd assumed that I was levied a 25% discount, I'd neglected to…
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Reclaim Council Tax
We purchased a house in 1987 and sold the house in 2001. Can we reclaim Council Tax from 2003 until selling the house in October 2001. If we can how do we go about it? When we bought the house it was sharing its rear entrance with a working Wharehouse, so it was on a low rateable value. This was lower than other local…
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Halifax mortgage late payment fees
Hi everyone. Was hoping for some advice. In 2011 my mum and dad received a refund of PPI on their Total Mortgage Protection from this bank. The refund was no where near the correct amount. I returned the cheque with further old statements to show the refund was wrong. Along with the letter I asked that all the late payment…
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MSE News: Regulator rejects our calls to reopen CPP redress scheme
The FCA has disappointingly rejected MoneySavingExpert.com's calls to re-open the CPP redress scheme... Read the full story: Regulator rejects our calls to reopen CPP redress scheme Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum?…
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Catalogue charges
Can't seem to find anything recent on here regarding claiming catalogue charges. Has anyone a link? Is it possible to claim back charges? I've read through the reclaim £1,000 thread but it's all about ppi and doesn't mention catalogues.
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Mortgage ended, ppi still running?
I took out a mortgage with my now ex husband in 1990. This mortgage ended in 1997 when we moved house and took up another mortgage. I have been paying a small payment of £3.22 (currently) for what I thought was some life insurance thing, not really knowing where it came from ever since november 1990. It has suddenly dawned…
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PPI -12 Mortgages -6 Credit Cards & 5 Banks
Hi, I am now in my 13 Home , I have had 13 mortgages over the years, 6 credit cards as far as I can remember but maybe more and at least 5 banks have been used ! As the years pass my memory fails me a little and I am finding it hard to remember who I had all these credit agreements with ! How do I make a PPI claim without…
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claim back ppi on debt management programme
Hi everyone, i have been hearing that you can actually claim back PPI from debt management companies. I had a debt management programme with Churchwood Finance, running over 5 years in which they got £47 per month which works out at £2,820 to them, on top of what was being paid back to the creditors. Do i have any hope of…
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Insurance company added a claim against my policy without my knowledge
hi all, i found out recently when going through my bank statement that my home insurance premium had gone up significantly and and called barclays and they said that this can be due to various factors and they will see if they can make an offer. as i was talking to them, it was mentioned that i had made a claim in sep 2013…
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Please help
Hi all First post so if I've posted in wrong area forgive me. I am trying to claim back an overpayment from liverpool City council of council tax. I owned the house and paid council tax continuously for 12 yrs from 2001 to 2013 My neighbours had received letters from council stating banding had been incorrect nd they…
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entitled to keep half ppi?
we recently had a successful claim for ppi, however they decided that as we still owed almost half of it for a bank loan we had previously held they could deduct this from what they owed us, the only issue I have is that we are in a debt management plan with them and others and that as such all proceeds should have been…
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Possible overpaid Council Tax - Refund Possible?
Hi there, I’m not sure if I am posting in the correct forum, so apologies in advance if this is the case. I have a quick question regarding overpayments (anda possible refund) of Council Tax. It would be much appreciated if anyone couldassist. Background: The background to my situation is as follows. · My wife and I are…
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How to fill in a N349 (Third party debt order)
Hi all, I am in the process of getting my money back from a cowboy plumber..I have a judgement in my favour and his bank details so I want to fill and file in a N349.. I have printed in the form and have been looking around for a guidance sheet on how I should fill in the form... Would any one know where I can find one or…
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Council tax rebanding do i have to claim repayment?
Thanks to MSE I have successfully challenged my banding :j My query is whether I need to contact the council about a refund since 1993 or if this is done automatically. Also there has been restructuring in Cornwall from 6 district to one county council, will this affect things?
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Reclaiming bank charges
I have sent a letter with the help of this sites template, I am trying to reclaim £2650 which I have been charged over the past 6 years. I have just today received a call from Barclays saying that due to the courts ruling in Banks favour they would not be able to refund the £2650 but would as a good will gesture refund the…
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stolen identity on council tax
Greetings .... about 5 years ago I moved to london from bristol for work. After two weeks of sleeping on a friends floor I moved into a shared flat. The owners had a guy who met me ,took my deposit and rent. No contract. There were 5 other people in this apartment and although it was rough and smelly it did me for 2…
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Forced to sell in negative equity
I'm looking for some advice. When I met my future wife, she owned a flat in Kingston and I had a house in Wiltshire. We lived together in her flat and I rented my house out to long term tenants. After we married, we wanted to move out of Kingston and put her flat up for sale but when we applied for a mortgage, the Halifax…
