-
Re-claimed Mortgage exit fee's
Just wanted to post after coming across the article while looking for something else. we wrote to our old lender (Abbey National) and told them we had only just been made aware of the mortgage exit fee's charged to us in 2006 and today we have recieved a cheque for £225.00 So thank you we havent had loans etc so arent…
-
Reclaiming Auto renewal insurance sent to wrong address for 10 years
Hi, I'm a 1st time poster, so forgive any lapse in etiquette please. I was checking my DDs on my current account and had one from direct line for £18.85. I phoned them and it turns out it was for breakdown on a car I bought in 2005 and sold in 2008. And the paperwork had all gone to an address I left in 2004, despite the…
-
Council tax liability order - magistrates court -does it impact credit agency rating?
Hi, I have had a Council tax liability order issued to me via a magistrates court for a property I don't own but I am dealing with as part of a will as Executor of the estate. The council have since said this council tax bill was a mistake and the property should be exempt from tax as the owner is dead and probate hasn't…
-
Council tax for extensions
My parents are disabled, to be closer to them and take care of them I recently built a extension onto my parents house. I was added to the land registry and was able to remortgage the house. I am now trying to figure out what I need to do with regards to council tax. I understand that extensions are flagged to be…
-
council tax banding
Hi MY son lives in a house containing two flats with a shared hall but own front doors. According to the council tax bill he is paying the same as if the house was one house and one house occupency. Should the council tax be split between the two flats??? or should each pay the full amount. I spoke to the council who were…
-
GMAC Mortages - how do I contact them
Hello I had a GMAC mortgage and various Credit Cards/store cards over the years. How do I go about getting in touch with GMAC mortgages, they seem to have dissapeared......... Can anyone help?:j
-
Seeking help with reclaim Lloyd bank charges
After reading the section about reclaim unfair bank charges, I decided i would contact my bank as I felt I have a strong case. Here's a summary of what I put to them. In a nutshell, since Nov 11 I've been in my overdraft (4 figure sum) I've paid total in excess of 1700 in od usage fees and interest alone. Unpaid fees only…
-
Turned down at full application - anyone has any advice for this situation
Hi Hoping someone can help me to think straight and work out what to do next. Please can I ask though for no judgement about our financial mistakes. I know what they are and I will be seeing to it that they are fixed for the future. My mum gave me some money for a deposit just after Christmas. We applied to the Halifax for…
-
Help With Council Tax Advice
Hi Guys, I would like some advice please. I received a council tax final notice on 11th Match 2015 asking for payment of £64.42 before the 25th March 2015 to avoid being issued with a summons. I paid that amount on 14/03/2015. However today I received a bill for £180.00 plus summons cost of £120.00. The summons date is…
-
Bradford & Bingley PPI misale?
I have just discovered a file of old documents regarding our Remortgage with B&B in August 1996 thru to July 2005 when we remortaged with Darlington Building Society (and subsequently Paid off in 2011 - hurrah!) a document from B&B dated 7 August 1996 says "please find enclosed your PPI certificate"... and "As explained…
-
Taking Post Office to Small Claims court
Hi! I sell online and on Monday 9th February the Post Office stamped a LOT of my mail wrong! They sent over 70 Valentines cards first class instead of first class large. They have admitted to this, as I use a system called Drop and Go and I have all the receipts its impossible for them not to be responsible. This mess up…
-
recovering monies
Wondering if anyone has had a similar problem... We were owed around £800 by someone we know who lived in a flat of ours, applied to the court for a judgement. The person admitted he owed the money and offered to pay £75 a month which we accepted and now 4 months on, still not a penny has been paid. Must we continue in…
-
Halifax TMPP
hi there, just wondering whether there has been any success in reclaiming the above? We took out the mortgage end of 2009. at the time I worked for the fire service and my husband was in the royal navy (he had full sickpay, redundancy and life cover with his job) we were told at the time we needed to have life cover to get…
-
Reclaiming from Skills Train
Hi, I know this has been covered in the past but I cannot find any recent threads...My partner signed up for a web design course with Skills Train around 4 or 5 years ago but the finance agreement was in my own name. We didn't pay for a while due to the course being nonsense and the 'debt' was signed over to Cabot finance.…
-
'Insurance' with EE/Orange: Please help if possible?
Hi. I have and issue with EE/Orange. Firstly, I recently remembered that around 2007/08 I was charged 'Orange Care' on my statements and never really knew what it was. I checked this out and found that it was some form of insurance that I had never asked for. I took a look in my attic and found that I only have two…
-
Legal & general ppi claim..old policy
Hi.. Can anybody advise me on a ppi claim, I am trying to get my old mortgage account number with l&g..but it was back in 1997 and I paid it through the natwest.. Natwest don't seem to be able to help..and the l&g. Said they can't do nothing without a account number.!!!!!!!!!!!!! ANY IDEAS.....THANKS
-
Council Tax rebranding for garage conversion etc.
Hi All, My first post so please be kind. We have recently bought a 3-4 bed semi-detached house in London (1930s). The previous owner had converted the attached garage into a room and has also done a small extension at the back of the garage into a small WC and a walk in larder/small room-ish/space for keeping…
-
flight delays
My son traveled with Jet2 3 years ago when he has tried to claim for long delay, they have advised he needs his booking reference number, how can he obtain this?? Jet2 refuse to help??
-
How can VOA overvalue individual house and increase tax band?
[FONT="]Hi We moved house last September to a detached very individual style property. The property had an Improvement marker on it which I was aware of. I did a lot of research before hand and found the last improvements had been done in 1992 and the mortgage valuation and same purchase price where comfortably…
-
Right to Buy Solicitors Error Claim!
Is anyone else going through this? I was approached about 3 years ago by a Solicitors saying my Right to Buy Morgage from 2002 the solicitors used made mistakes and I could claim from them, they didnt offer right advise etc. I was told the claim was worth anything from £4k to £8k. The trouble was, it hadnt been done before…
