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council tax query
hi people, we moved house about 2 months ago (scotland) and of course knew that the council tax banding for our 4 bedroom detached bungalow is a band F now having looked up the SAA to see what our neighbours at either side of us are paying we found out they are on a band E. both are different styled detached bungalows…
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Packaged Account reclaiming LLoyds
I wrote a letter to lloyds as i have a packaged account for 13 years and tried to cancel it a few times at yearly meetings but felt pressured into keeping it but felt i wasnt getting any use out of it i have paid over £2000 in fees i got a letter back to say they are giving me £200 giving lots of reasons as i used it in…
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Company offering to get council tax refund
I had a call from a company called Hamnett Marketing informing me that I could be in the wrong council tax band and I could be owed ££. I checked with my neighbours and found out that my house is on a different band. How does this work, why am I paying more than others on my street?
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uniform tax rebates HELP WANTED
Hi I see on this site I can claim tax back on work clothing by filling out a p87 form, this is where I need a little guidance. I am an Openreach engineer involved in cabling and jointing fibre cables in the outside network, I cant see this profession on the form (I cant link to it as new user) so I guess I have to claim…
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Who is responsible for Council tax
I was renting a property and then bought a house. I paid rent for my entire 2 month notice period, but the landlord was going through a difficult time (separation from her husband) and requested that as the property was anyway empty would I have any objection if we did the checkout 2 weeks earlier so that she can move back…
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Accord Mortgage Administration Fees
Hi, hope this is the right place to post this question. Over the past few months I have been trying to sort out my horrendous credit record and with the help of this site am now on a DMP and on the (long) road hopefully to being debt free. My finances were so bad that my home was repossessed in 2010, I heard nothing from…
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woolwhich
Looking for advice.. i had a mortgage with the woolwhich from 92 to 1996 with an endowment policy attached..my endowment got cancelled...and then my house got reposessed. I could not afford the mortgage from day 1 can anyone advice me if there is any thing i can do....
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Wrongly sold ppi instead of life insurance
My stepfather passed away last year and when we rang the woolwich with who his mortgage was paid to we asked about his life cover to pay off the mortgage to our surprise we were told he didn't have any cover he was paying the £80 a month for credit card cover. Which they paid off his barclaycard of £ 500. My mother has…
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Too late to claim PPI on 1998-2003 Halifax mortgage?
Hi guys I was listening to Martin on Five Live the other day talking about PPI and it reminded me that I had a mortgage with Halifax (HBOS?) between 1998 and I think around 2003/2004. Is it too late to claim PPI on that? Unfortunately, I have no paperwork or records of it myself. I have signed up to the Experian 30 day…
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council tax bands 5yr old property
Hi there, i am in the middle of buying a 2 bed ground floor flat currently valued at £92,500 which was built 5 years ago. I checked out the council tax banding and was very surprised to see it was band B (I had thought it would be band A) because both my mum and sister both have 3 bedroom houses in a more expensive area…
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Council Tax Confusion
Hi guys, I'm new to this but I just wanted to know when do I have to start paying council tax as I am a student up until June, but I received a letter from the council charging me from the 1st April 2015 - 31 March 2016 totaling £ 891. It also has an exemption class n on it meaning it's discounted because I'm a student…
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Credit Suisse/Yorkshire Building Society claim
Help! I have been asked by Yorkshire Building Society to find a similar product to their 4 year Credit Suisse investment bond, which should be Capital protected, Deposit based, Low risk and provide a minimum return, commencing June 2011. AND will have gained more than 4.46% AER, commencing June 2011. Could anyone point me…
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advice needed if possible!!
Hi all, haven't been on for a while! Id like to thank everyone for their invaluable advice, I have had all PPI complaints upheld & am well on my way to being debt free.:beer: however, much as I am pleased with the outcomes I am still very angry about how I got into my debt in the first place. I was diagnosed with ms & was…
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CT - Evaluation office maintains band B is correct following MSE advise (Pls help)
CT - Evaluation office maintains band is correct following MSE advise (Pls help)and I apologise if im doing this wrong , im new to the forum and not sure where to post this...done a search and this came up??? We've been living in same block of flat for some 10 yrs now ( we are LA tenants) - last year i used the latest 2010…
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Received cheque from old mortgage account, don't know why.
I received a cheque from the company I had a mortgage with a few years ago. They say they made a mistake with my first payment and have sent the cheque including 8% extra for compensation. I wonder if this is to prevent me from making a claim for miss selling maybe. I'm a bit puzzled as to why they find this out years…
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Unauthorised cancellation of policy
Hello, I would like your expert views on an issue. My husband had a mortgage protection policy with Abbey (now Santander). Back in 2012 he switched banks from Coop to HSBC. We received a letter from HSBC confirming all direct debits had been successfully transferred so we thought all was OK. However, when he was made in…
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Abbey Masterplan Premium
Can somebody clarify please, on my annual Abbey BC loan statements their is a charge for 'Life Insurance ' shown on payment history as 'Masterplan Premium', can these payments form part of PPI miss selling claims, PPI is shown as a separate additional cost on the statements. thanks in anticipation.
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paid into wrong account
My son opened a new account. He transfered £6700 online banking and he put two digits the wrong way round. The money has gone into someone else's account not his own. He has contacted the bank and the haven't been very helpful and said he has to wait 20 days. Has anyone got any suggestions.
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HMRC compensation
I have been fighting with HMRC for the last 12 months to reclaim tax that I have payed. I have been going round in circles being sent back to the same old departments that don't do anything. I have been told about 20 times that I will be called back but only once has this happened. I have made a complaint about this and…
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Re-claimed Mortgage exit fee's
Just wanted to post after coming across the article while looking for something else. we wrote to our old lender (Abbey National) and told them we had only just been made aware of the mortgage exit fee's charged to us in 2006 and today we have recieved a cheque for £225.00 So thank you we havent had loans etc so arent…
