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council tax bands 5yr old property
Hi there, i am in the middle of buying a 2 bed ground floor flat currently valued at £92,500 which was built 5 years ago. I checked out the council tax banding and was very surprised to see it was band B (I had thought it would be band A) because both my mum and sister both have 3 bedroom houses in a more expensive area…
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Council Tax Confusion
Hi guys, I'm new to this but I just wanted to know when do I have to start paying council tax as I am a student up until June, but I received a letter from the council charging me from the 1st April 2015 - 31 March 2016 totaling £ 891. It also has an exemption class n on it meaning it's discounted because I'm a student…
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Credit Suisse/Yorkshire Building Society claim
Help! I have been asked by Yorkshire Building Society to find a similar product to their 4 year Credit Suisse investment bond, which should be Capital protected, Deposit based, Low risk and provide a minimum return, commencing June 2011. AND will have gained more than 4.46% AER, commencing June 2011. Could anyone point me…
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advice needed if possible!!
Hi all, haven't been on for a while! Id like to thank everyone for their invaluable advice, I have had all PPI complaints upheld & am well on my way to being debt free.:beer: however, much as I am pleased with the outcomes I am still very angry about how I got into my debt in the first place. I was diagnosed with ms & was…
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CT - Evaluation office maintains band B is correct following MSE advise (Pls help)
CT - Evaluation office maintains band is correct following MSE advise (Pls help)and I apologise if im doing this wrong , im new to the forum and not sure where to post this...done a search and this came up??? We've been living in same block of flat for some 10 yrs now ( we are LA tenants) - last year i used the latest 2010…
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Received cheque from old mortgage account, don't know why.
I received a cheque from the company I had a mortgage with a few years ago. They say they made a mistake with my first payment and have sent the cheque including 8% extra for compensation. I wonder if this is to prevent me from making a claim for miss selling maybe. I'm a bit puzzled as to why they find this out years…
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Unauthorised cancellation of policy
Hello, I would like your expert views on an issue. My husband had a mortgage protection policy with Abbey (now Santander). Back in 2012 he switched banks from Coop to HSBC. We received a letter from HSBC confirming all direct debits had been successfully transferred so we thought all was OK. However, when he was made in…
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Abbey Masterplan Premium
Can somebody clarify please, on my annual Abbey BC loan statements their is a charge for 'Life Insurance ' shown on payment history as 'Masterplan Premium', can these payments form part of PPI miss selling claims, PPI is shown as a separate additional cost on the statements. thanks in anticipation.
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paid into wrong account
My son opened a new account. He transfered £6700 online banking and he put two digits the wrong way round. The money has gone into someone else's account not his own. He has contacted the bank and the haven't been very helpful and said he has to wait 20 days. Has anyone got any suggestions.
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HMRC compensation
I have been fighting with HMRC for the last 12 months to reclaim tax that I have payed. I have been going round in circles being sent back to the same old departments that don't do anything. I have been told about 20 times that I will be called back but only once has this happened. I have made a complaint about this and…
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Re-claimed Mortgage exit fee's
Just wanted to post after coming across the article while looking for something else. we wrote to our old lender (Abbey National) and told them we had only just been made aware of the mortgage exit fee's charged to us in 2006 and today we have recieved a cheque for £225.00 So thank you we havent had loans etc so arent…
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Re-claimed Mortgage exit fee's
Just wanted to post after coming across the article while looking for something else. we wrote to our old lender (Abbey National) and told them we had only just been made aware of the mortgage exit fee's charged to us in 2006 and today we have recieved a cheque for £225.00 So thank you we havent had loans etc so arent…
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Reclaiming Auto renewal insurance sent to wrong address for 10 years
Hi, I'm a 1st time poster, so forgive any lapse in etiquette please. I was checking my DDs on my current account and had one from direct line for £18.85. I phoned them and it turns out it was for breakdown on a car I bought in 2005 and sold in 2008. And the paperwork had all gone to an address I left in 2004, despite the…
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Council tax liability order - magistrates court -does it impact credit agency rating?
Hi, I have had a Council tax liability order issued to me via a magistrates court for a property I don't own but I am dealing with as part of a will as Executor of the estate. The council have since said this council tax bill was a mistake and the property should be exempt from tax as the owner is dead and probate hasn't…
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Council tax for extensions
My parents are disabled, to be closer to them and take care of them I recently built a extension onto my parents house. I was added to the land registry and was able to remortgage the house. I am now trying to figure out what I need to do with regards to council tax. I understand that extensions are flagged to be…
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council tax banding
Hi MY son lives in a house containing two flats with a shared hall but own front doors. According to the council tax bill he is paying the same as if the house was one house and one house occupency. Should the council tax be split between the two flats??? or should each pay the full amount. I spoke to the council who were…
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GMAC Mortages - how do I contact them
Hello I had a GMAC mortgage and various Credit Cards/store cards over the years. How do I go about getting in touch with GMAC mortgages, they seem to have dissapeared......... Can anyone help?:j
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Seeking help with reclaim Lloyd bank charges
After reading the section about reclaim unfair bank charges, I decided i would contact my bank as I felt I have a strong case. Here's a summary of what I put to them. In a nutshell, since Nov 11 I've been in my overdraft (4 figure sum) I've paid total in excess of 1700 in od usage fees and interest alone. Unpaid fees only…
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Turned down at full application - anyone has any advice for this situation
Hi Hoping someone can help me to think straight and work out what to do next. Please can I ask though for no judgement about our financial mistakes. I know what they are and I will be seeing to it that they are fixed for the future. My mum gave me some money for a deposit just after Christmas. We applied to the Halifax for…
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Help With Council Tax Advice
Hi Guys, I would like some advice please. I received a council tax final notice on 11th Match 2015 asking for payment of £64.42 before the 25th March 2015 to avoid being issued with a summons. I paid that amount on 14/03/2015. However today I received a bill for £180.00 plus summons cost of £120.00. The summons date is…
