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Halifax TMPP
hi there, just wondering whether there has been any success in reclaiming the above? We took out the mortgage end of 2009. at the time I worked for the fire service and my husband was in the royal navy (he had full sickpay, redundancy and life cover with his job) we were told at the time we needed to have life cover to get…
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Reclaiming from Skills Train
Hi, I know this has been covered in the past but I cannot find any recent threads...My partner signed up for a web design course with Skills Train around 4 or 5 years ago but the finance agreement was in my own name. We didn't pay for a while due to the course being nonsense and the 'debt' was signed over to Cabot finance.…
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'Insurance' with EE/Orange: Please help if possible?
Hi. I have and issue with EE/Orange. Firstly, I recently remembered that around 2007/08 I was charged 'Orange Care' on my statements and never really knew what it was. I checked this out and found that it was some form of insurance that I had never asked for. I took a look in my attic and found that I only have two…
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Legal & general ppi claim..old policy
Hi.. Can anybody advise me on a ppi claim, I am trying to get my old mortgage account number with l&g..but it was back in 1997 and I paid it through the natwest.. Natwest don't seem to be able to help..and the l&g. Said they can't do nothing without a account number.!!!!!!!!!!!!! ANY IDEAS.....THANKS
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Council Tax rebranding for garage conversion etc.
Hi All, My first post so please be kind. We have recently bought a 3-4 bed semi-detached house in London (1930s). The previous owner had converted the attached garage into a room and has also done a small extension at the back of the garage into a small WC and a walk in larder/small room-ish/space for keeping…
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flight delays
My son traveled with Jet2 3 years ago when he has tried to claim for long delay, they have advised he needs his booking reference number, how can he obtain this?? Jet2 refuse to help??
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How can VOA overvalue individual house and increase tax band?
[FONT="]Hi We moved house last September to a detached very individual style property. The property had an Improvement marker on it which I was aware of. I did a lot of research before hand and found the last improvements had been done in 1992 and the mortgage valuation and same purchase price where comfortably…
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Right to Buy Solicitors Error Claim!
Is anyone else going through this? I was approached about 3 years ago by a Solicitors saying my Right to Buy Morgage from 2002 the solicitors used made mistakes and I could claim from them, they didnt offer right advise etc. I was told the claim was worth anything from £4k to £8k. The trouble was, it hadnt been done before…
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Wessx Group Payment Protection Policy
5 years ago my husband and I bought our house through Connell's estate agent. When organising the purchase, (we were first time buyers and didn't really have a clue) we signed up to a mortgage with Nationwide along with Payment Protection Policy with Wessex Group. Last year I cancelled the payments as I did not feel we…
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Can I claim against Halifax for mis selling of my buildings and contents insurance?
I am so cross!!! In 1994 we bought our fist house with the Halifax and took out our buildings and contents insurance with them. I can clearly remember them saying we couldn't have the mortgage without a policy in place and them offering us theirs. Never had any problems but it has steadily risen to £1085 pa. Every year I…
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How much will my council tax be?
Hi, could someone please advise as to how the council tax (Monthly cost) is calculated? I think it's something like this... The yearly total is £997 and I will be living on my own. Is it £997 divided by 10, minus 25% single persons allowance = monthly figure. Or am I way off?
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Sia licence charges
What are our rights us in the security industry of paying this stealth tax just to be able to work. As we are one of the lowest paid industries i think this is an unfair tax and must be stopped immediatly also refund what we have paid in the past since 2006
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got PPI from 24 years ago
Just to encourage others to claim. My husband had a mortgage with the Halifax from 1992 for 4 years, we where a bit vague on dates but thought we would give it a go. Guess what? Received £2,346 in a matter of weeks. Thank you so much.
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mortgage ppi issues with halifax
Hi, I have recently discovered that on my halifax mortgage that i have mrc, we were unaware that we had this, this element is in my ex partners name, we seperated and we were not in a financial postion for only one name on the mortgage so we continued to pay the mortgage and all details stayed the same, as its his name on…
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denplan
I believe I was miss sold Denplan by my dentist that was at the time for my children at the age of 4 and have paid it monthly till last month when I stopped the plan. The kids are now 8 and 11 and I took one of them yesterday to the dentist and there was no charge as its free for under 12s! so I have been paying a monthly…
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Council Tax Valuation Tribunal - Am I biting off more than i can chew?
Hi All BEWARE MONSTER POST I'm looking for support from anyone who has been through a Tribunal and/or anyone with experience looking into evidence supplied to support a request to change a tax band. The reason I ask if i'm biting off too much is essentially i'm questioning the banding of approximately 100 flats by…
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Council tax rebanded after I left property
I lived at a property from 2007-2014, I appealed the D banding and gave examples of other properties that were B and bigger. I got fobbed off twice and told it was banded correctly I left the property in September and told the landlord it was overvalued but they wouldn't change it. He has managed to get it changed to B and…
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Whats your thoughts? Broker got back
Hi all. The broker finally got back to me last week. I originally had a post asking if statutory reports are enough for a broker to work her magic. Answer is like you all said ...no. Now the reason I asked this was because there was no trace of my PDLs I had back in 2012. For the purpose of new readers...I have a CCJ…
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Faulty Sky Box - Charges Reclaim
Hi, Apologies if this is in the wrong section, or covered elsewhere, (I did search but couldn't find it) This is born out of an experience that I've had, and would like to help others. My sky box is 2 years old, and has developed a fault. Speaking to sky they tell me that an engineer visit is required. At a cost of £65…
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Council tax summons
Hi I got home from work today to a court summons from Sandwell council. This was because I missed two payments from October and November, I was not aware of this until early January. I have just phoned the council and arranged a repayment plan over the next two months to clear outstanding balance. The questions I have are:…