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Money Claim Online
Hi All, I was sold a phone on Gumtree that turned out to be fake! I picked up the phone from a residential address and she refused to refund never answered the door. I opened a claim online to which she never replied to. I now have the option to Issue a Warrant. Due to the £75 charge, would you advise it is worth me doing…
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How to claim missold broadband monthly fee
Hello everybody Few years ago when i bought my first 3 mobile n contract ive been told i have to buy a dongle with 2 years contract as well because thats the "insurance" for the company with new costumers. Because i was new in England i didnt know thats not true. My question is- is there any way to claim back that monthly…
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Question about Council Tax Banding
Hi everyone, I've a question around Council Tax Banding (yes, thanks you Jeremy Vine) I've followed the guide here on the site and found that houses on my road are split between band B and Band C - All are 3 bed Semis built in 1938 in Birmingham and the only discernible difference between the houses is that some have a…
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Mortgage PPI - Possible claim?
Hi all, Sorry, another one! Personally I don't think this will hold much water but one of the guys at work suggested I go for it after I explained how we obtained our current mortgage, so, nothing ventured..... It goes like this: We needed to re-mortgage in '02 and an independent financial advisor set it up for us with…
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Council Tax for New Property
Hi All Hope I am in the right section. I am shortly moving and currently live in a Band D property which we pay monthly by Direct Debit x 10 months. On the date we move I calculate we will have over paid about 200.00 for the time we will have lived here for this financial year from 1st April to 2nd November. Because it is…
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The Woolwich
Does anyone know what company took over the Woolwich? I'm sure I have Mortgage PPI with them but they were took over by someone else years ago but not sure who! thanks :-)
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Am I the first to get a payout
AI Scheme £235.36:T
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Yorkshire Bank
Can anyone advise me please?? I banked with HSBC for a long while until they refused me a mortgage. Yorkshire Bank then offered me a private account with a manger providing I got a mortgage through them. I needed a mortage and it was proving difficult due to the nature of my job so I accepted. My house move unfortunately…
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Santander Premier current account
Hi - has anyone tried to reclaim the monthly fee for the now defunct Santander Premier account?
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Sentinel Al reclaim
Have been reading through paperwork from A1. Do I need to prove that I had cover in the Form statement? Unfortunately due to a move a lot of stuff has been destroyed and have only really kept 7 years worth (legally the normal limit) but do have letter in 2008 thanking me for renewal which takes me to 2005 as I took out 3…
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Old Endowment Mortgage
Many years ago I had an endowment mortgage and was missold it. We had a letter from the company one day asking us to complete a questionnaire, they agreed we were missold and we received a cheque . This was about 10 years ago and before it broke out in the news about endowment mortgages. However, knowing what I do now, I…
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Trouble with Sodexo childcare vouchers - Sodexo have got £2000 of our money!
I'd really appreciate some help from anyone who's got any ideas of how to handle this situation. We have been signed up to the Sodexo childcare voucher scheme through my and my husband's work, and have been paying in for around seven years. We had a significant balance (over £2,000) which we hadn't been able to use while…
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A1 Sentinal
Same question really as others have asked. What do I do if I can't remember which product ie £100.000 cover or £5.000? Also I don't have original paperwork going back to approx 1995 when I initially took this policy out. can I still apply to back date before 2005? Thanks
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Creditexpert (Experian) Reclaim Can I claim again?
Just after some advice. Months ago after reading the artical on replaiming from Credit Expert (Experian) I sent my letter off to them and recieved a refund of myover payments. Without checking I've not realised that they have continued to take £14.99 out of my account. Can I claim again? Many thanks in advance
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MPPI - Putting in complaint against broker?
Hi Am looking at putting in a complaint for PPI on our old mortgage which we took out in 1997. Hubby and I have only gone down the PPI complaint route with loans/credit cards but have held back on putting in a complaint for our mortgage PPI as it is pre 2005 which I understand brokers were not regulated? Is it still…
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Unenforceable Mortgage Claims
As I understand it, the point of any mortgage mis-selling case against either a broker or lender would be to put you back in the position you would have been if the mortgage(s) had not been sold to you. The goal would be to rid you of any arrears that may have accrued as part of the claim, any negative equity and award…
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Bradford & Bingley PPI claim advice
Hi, I hope someone here can help me with my mortgage ppi query. In 1999 I took out a 100% mortgage with Bradford & Bingley, earlier this year I paid my mortgage off entirely, only recently did I notice that than additional B&B directdebit was still actively taking money from my account, after further investigation I…
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Mortgagesure lloyds ppi
Hi, I got a job with Lloyds bank in 1996 and got a Mortgage with them the same year, the job I had made me realise that there was little point in PPI ( main job writing off debts, lots with PPI which you couldn't claim on). A friend contacted who I used to work with recently and said she found out she was paying…
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Council Tax Summons
I'd be grateful for some advice. I've just received a council tax summons but have never received a bill. I applied on line a few days after moving in and 3 months later received a reminder. My husband phoned the council and were told they would send us a bill. At that point I paid the monthly amount on the reminder…
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Claiming Mortgage arrears and fees
Any advice would be appreciated. I had a mortgage with Northern Rock and during 2007, I was unemployed and got into serious arrears with the mortgage. I got charges for arrears, a court appearance and also a guy coming to the house to give me advice on making the payments!! I know its been 8-9 years and I sold the house in…
