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Council tax reduction and change of circumstance (for the better)
Apologies this is confusing to explain. Does anyone know how council tax reduction works? Especially when your circumstances change to no longer qualify for the discount? I am confused. Below is my latest council tax letter which takes into account between 1-April and 15-June I was unemployed and therefore on council tax…
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Are Halifax customers able to re-open rejected mortgage ppi claims?
I made a written complaint to Halifax 2 yrs ago after realising we had been paying ppi. We were first time buyers and very green, we bought our house through Halifax estate agents so thought it would be better to take the mortgage and home insurance from them too. It was all arranged face to face with their mortgage…
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Mortgage PPI
Can anyone advise - I had a mortgage from 1998 - 2002 on which I am pretty sure I paid PPI and also had a huge early exit fee to pay which I would like to try and claim back - I have destroyed all paperwork and cannot for the life of me remember who my mortgage provider was at that time - How would I find this information…
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Police raid: how do I get compensation?
Sorry this isnt quite the right forum but i just wanted some advice... thanks! A couple of months ago the police carried out a drugs raid on our house. They had a warrant but based on previous occupants: we moved in 3months previously. We changed all of the utilities, council tax, land registers etc as soon as we moved, we…
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council tax arrear letter know nothing about it
Hi All, This post on behalf of my friend 1- he start to pay for council tax from April 2013 back to Jan. 2012 (the date he start working) in instalment around 222£. 2-He was in holiday from Dec.2013 up to June 2014. 3- When he came back he found final notice letter from council dated April 2014 asking him to bay 39.36£ for…
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CT Valuation Appeal - Email saying they will raise a neighbour's rate.
About to go into a valuation tribunal regarding council tax. Received an informal 2 line email from a VOA agent who is taking my case. It said that on the basis of my appeal they are starting proceedings to raise the rate of a specific neighbours house. I have some questions. * Is this something they can do? * Should they…
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CCS Review / CLAIM CREDIT SERVICES LTD / Consortium reclaim
I am not sure if this in the right thread as this post is more about the experience I just had, and for other people to reference, rather than detailed instructions. Claim Credit Services trading as CCS Review were originally Consortium Technology Ltd. who traded as Consortium Reclaims have either begun or are continuing…
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Council Tax Reband Reband
Hello A couple of years ago we investigated the rebanding issue as we noticed that the bands seemed to be a 50:50 split in our section (there are 14 houses in our build, 8 of one design (ours) and 6 of a different design (slightly bigger). One of our neighbours applied to the council and it was turned down whilst another…
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mortgage protection payment
We took out a mortgage with the then Midland Bank back in 1995, however they informed us that they would only let us have the mortgage if we took out a mortgage protection plan. Which I felt we were blackmailed into doing, and did. Otherwise we would not have been successful with our mortgage application. Unfortunately we…
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over paying council tax, how far back can i reclaim
Hi I am assisting a friend who has been paying full council tax since 2008, when he should have been in receipt of the 25% discount that Glasgow gives to single occupancy. How far back should I be able to help him claim this? I only discovered this by accident during a conversation when it came to light, and as he is like…
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Mortgage indemnity/ guarantee
Hi I have successfully reclaimed PPI from Citifinancial. On looking at the agreements I note we paid almost £2000 for this. Are they able to take this amount and can I claim it back. Thanks
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Council Tax banding - any point looking into this?
I'm in Band C which is a 1991 valuation of £52-68k. It's an ex-council property and the previous owner bought it under the Right to Buy scheme in January 2000. I have her lease here (since it's now mine) and it shows a purchase price of 36k and a discount of 39k, giving a total market value at that date of 75k. If you…
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PPi on Car Finance??
Can i claim for mis-selling PPI on car finance? Even if the finance agreement is no longer active? Who do I initially contact? The original finance company (I think it was Capital Bank) was took over by Black Horse, so who do I contact? All very new to me so apologies if this has been covered elsewhere on ths site. W :-)
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Council Tax Banding Review - REJECTED
Hi - I challenged my valuation thanks to the information and help on this site. Our story is quite simple, there are 3 properties all built by the same developer in a small private road. There are 2 adjoining 3-bed semi's and a much larger 4 bed detached house. The developers have confirmed that the semis are the same, and…
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Council Tax Summons
Hi, I am looking for some advice if possible, this may be in the wrong place so I apologise but I'm trying to help my mum who has been issued a council tax summons for arrears. We do not dispute that she owes some money but it is the amount which we dispute, over the 2013/2014 year she has been sent around 26 different…
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Council tax pro-rata charged
Hi, I am new to this so please go easy on me! To cut a long story short, I was still a registered full time student when I bought my house at the start of last summer. My student days came to an end on the 10th of January this year. Yesterday I got a letter from my friendly council office stating that I was to be taken to…
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Higher band than neighbours since buying in 2003
Please can you help! We bought our house in 2003 and our band jumped from C to E. In my entire road I am the highest band, they are either C or D. Some of the houses have been extended like mine had already been too. I have checked the value of my house in 1991 and it is just in the band E. I feel this is really unfair as…
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Possibly miss sold savings investment
Hi, I took out a ten year savings plan to pay for my sons university fees. At the time I wanted something low risk given the reason for saving. The plan was with Friends Provident taken out from an advisor who visited me at home. I was given information on what the plan may be worth based on three different levels of…
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Considering appealing Council Tax Band - advice would be much appreciated
Recently (1 month ago) bought a new house. Yay. Moved within same council, so had new bill through and a credit for the old - but got a bit of a shock with the new bill! Transpires we are now a "Band G" which is lots of £££! House was built in 2001 - so after the 1991 valuation period etc. We're in a cul-de-sac of 4…
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Rebanding refund
Hi, new here, hoping to get some advice. This week we had a letter to say our house had been rebanded, but when the details of the refund came from the council, they have taken this year's council tax off the amount they owe us. I guess that will lower our monthly outgoings - but we'd rather have the lump sum. Can we…
