-
Reclaiming discount on council tax bills
A couple of questions; I'm on a mission trying to get all my paperwork sorted - will take a while - believe me !!! Anyone know how you go about reclaiming and how far back you can go to reclaim the discount as being the only person living in the house? and I take it they will need some kind of proof you have been the only…
-
Council Tax Summons - Help!
Hey first time poster on this site. Just looking for advice because I have just got home and found court summons for unpaid council tax. However, I no longer live in that property. The Summons arrived today, 2nd July, but on the 28th May I emailed them and asked if there was anything outstanding. The council replied back…
-
Council Tax not billing me as someone else registered at address.
I hadnt been billed by the council tax for some time, around 5 months. When i enquired i was told that on their records they had someone else there which they were billing. I confirmed that i hadnt left the property in that time and now they have billed me for several months. I have never once said i have moved. Is it not…
-
My son's girlfriends council tax final
Hi all, my son's girlfriend has moved into our house with him, which we are buying. A little stressfull but we get on ok. Last weekend they went to a concert for the weekend so we decided to clean their room for them and came across a letter addressed to her sent to our address, the letter was a final final reminder from…
-
Apprentice Disregard Reclaim
Hello everyone, I'm an apprentice and have lived alone for about 2 years now, I moved from my old place to a new one and when I was organising council tax with my new council they informed me I was entitled to a 25% disregard discount as I was an apprentice, so I thought it would be a good idea to speak to my old council…
-
PPI on Mortgage payments
I pay for Mortgage Payment Protection Insurance and have done since 1996. I don't fully understand about PPI and CCP . Is the PPI that I pay for anything to do with this money back for PPI? :A
-
Anyone heard of a claim management company called ifonic?
I've received a cold called from a company called ifonic. Apparently for a £495 fee (which would be charged on to my credit card) they could get me a minimum of £5400! But they wanted my card details first. All this because they believed my mortgage advisor received a bonus from my mortgage lender for arranging the…
-
blemain finance
Hi, Hubby and myself took a loan out with these and since then hubby has died so paid off the loan in full. i then received a break down of all charges now they have charged for phone calls, letter and being in arrears can any one tell me if i can reclaim these back. As hubby said he was going to once we cleared the loan i…
-
Endowment policy ppi
Hello and thanks for any help My parents were sold a endowment policy in the nineties there mortgage is now at the end my father stop paying into the endowment policy about 10 years ago he has been offered a figure which he has agreed to can he claim ppi on this ?
-
Council tax reduction and change of circumstance (for the better)
Apologies this is confusing to explain. Does anyone know how council tax reduction works? Especially when your circumstances change to no longer qualify for the discount? I am confused. Below is my latest council tax letter which takes into account between 1-April and 15-June I was unemployed and therefore on council tax…
-
Are Halifax customers able to re-open rejected mortgage ppi claims?
I made a written complaint to Halifax 2 yrs ago after realising we had been paying ppi. We were first time buyers and very green, we bought our house through Halifax estate agents so thought it would be better to take the mortgage and home insurance from them too. It was all arranged face to face with their mortgage…
-
Mortgage PPI
Can anyone advise - I had a mortgage from 1998 - 2002 on which I am pretty sure I paid PPI and also had a huge early exit fee to pay which I would like to try and claim back - I have destroyed all paperwork and cannot for the life of me remember who my mortgage provider was at that time - How would I find this information…
-
Police raid: how do I get compensation?
Sorry this isnt quite the right forum but i just wanted some advice... thanks! A couple of months ago the police carried out a drugs raid on our house. They had a warrant but based on previous occupants: we moved in 3months previously. We changed all of the utilities, council tax, land registers etc as soon as we moved, we…
-
council tax arrear letter know nothing about it
Hi All, This post on behalf of my friend 1- he start to pay for council tax from April 2013 back to Jan. 2012 (the date he start working) in instalment around 222£. 2-He was in holiday from Dec.2013 up to June 2014. 3- When he came back he found final notice letter from council dated April 2014 asking him to bay 39.36£ for…
-
CT Valuation Appeal - Email saying they will raise a neighbour's rate.
About to go into a valuation tribunal regarding council tax. Received an informal 2 line email from a VOA agent who is taking my case. It said that on the basis of my appeal they are starting proceedings to raise the rate of a specific neighbours house. I have some questions. * Is this something they can do? * Should they…
-
CCS Review / CLAIM CREDIT SERVICES LTD / Consortium reclaim
I am not sure if this in the right thread as this post is more about the experience I just had, and for other people to reference, rather than detailed instructions. Claim Credit Services trading as CCS Review were originally Consortium Technology Ltd. who traded as Consortium Reclaims have either begun or are continuing…
-
Council Tax Reband Reband
Hello A couple of years ago we investigated the rebanding issue as we noticed that the bands seemed to be a 50:50 split in our section (there are 14 houses in our build, 8 of one design (ours) and 6 of a different design (slightly bigger). One of our neighbours applied to the council and it was turned down whilst another…
-
mortgage protection payment
We took out a mortgage with the then Midland Bank back in 1995, however they informed us that they would only let us have the mortgage if we took out a mortgage protection plan. Which I felt we were blackmailed into doing, and did. Otherwise we would not have been successful with our mortgage application. Unfortunately we…
-
over paying council tax, how far back can i reclaim
Hi I am assisting a friend who has been paying full council tax since 2008, when he should have been in receipt of the 25% discount that Glasgow gives to single occupancy. How far back should I be able to help him claim this? I only discovered this by accident during a conversation when it came to light, and as he is like…
-
Mortgage indemnity/ guarantee
Hi I have successfully reclaimed PPI from Citifinancial. On looking at the agreements I note we paid almost £2000 for this. Are they able to take this amount and can I claim it back. Thanks
