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Council Tax banding - any point looking into this?
I'm in Band C which is a 1991 valuation of £52-68k. It's an ex-council property and the previous owner bought it under the Right to Buy scheme in January 2000. I have her lease here (since it's now mine) and it shows a purchase price of 36k and a discount of 39k, giving a total market value at that date of 75k. If you…
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PPi on Car Finance??
Can i claim for mis-selling PPI on car finance? Even if the finance agreement is no longer active? Who do I initially contact? The original finance company (I think it was Capital Bank) was took over by Black Horse, so who do I contact? All very new to me so apologies if this has been covered elsewhere on ths site. W :-)
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Council Tax Banding Review - REJECTED
Hi - I challenged my valuation thanks to the information and help on this site. Our story is quite simple, there are 3 properties all built by the same developer in a small private road. There are 2 adjoining 3-bed semi's and a much larger 4 bed detached house. The developers have confirmed that the semis are the same, and…
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Council Tax Summons
Hi, I am looking for some advice if possible, this may be in the wrong place so I apologise but I'm trying to help my mum who has been issued a council tax summons for arrears. We do not dispute that she owes some money but it is the amount which we dispute, over the 2013/2014 year she has been sent around 26 different…
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Council tax pro-rata charged
Hi, I am new to this so please go easy on me! To cut a long story short, I was still a registered full time student when I bought my house at the start of last summer. My student days came to an end on the 10th of January this year. Yesterday I got a letter from my friendly council office stating that I was to be taken to…
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Higher band than neighbours since buying in 2003
Please can you help! We bought our house in 2003 and our band jumped from C to E. In my entire road I am the highest band, they are either C or D. Some of the houses have been extended like mine had already been too. I have checked the value of my house in 1991 and it is just in the band E. I feel this is really unfair as…
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Possibly miss sold savings investment
Hi, I took out a ten year savings plan to pay for my sons university fees. At the time I wanted something low risk given the reason for saving. The plan was with Friends Provident taken out from an advisor who visited me at home. I was given information on what the plan may be worth based on three different levels of…
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Considering appealing Council Tax Band - advice would be much appreciated
Recently (1 month ago) bought a new house. Yay. Moved within same council, so had new bill through and a credit for the old - but got a bit of a shock with the new bill! Transpires we are now a "Band G" which is lots of £££! House was built in 2001 - so after the 1991 valuation period etc. We're in a cul-de-sac of 4…
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Rebanding refund
Hi, new here, hoping to get some advice. This week we had a letter to say our house had been rebanded, but when the details of the refund came from the council, they have taken this year's council tax off the amount they owe us. I guess that will lower our monthly outgoings - but we'd rather have the lump sum. Can we…
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PC World/Currys/Rentsmart ... HELP!
Okay, I hope this in the right section ... Firstly, I have a massive issue with a computer I received two years ago through PC World's Infinity Leasing package. Two years ago, 14th November 2011, I went into Curry's with my mother, looking for a computer to purchase. I wanted something with a large memory for storing the…
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PPI Claim
I am claiming back the ppi I paid because I was self employed (the sales man new this) the policy with consolidated life did not cover self employed people. Has anyone else made a claim against this company?
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Mis-sold Life Insurance?
Mis-sold Life Insurance Hi, I hope I'm posting in the right place. 1st post so please bear with me. I'm hoping to get some guidance on whether my partner was mis-sold life insurance. We are both still living with our parents but are currently going over our finances together to see where we stand on moving in together.…
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Legal Reclaims UK
Anybody been approached by them. They say they can get me my money back from an ad campaign I entered into with a firm called Windsor Associates who have now gone into liquidation When I did take the ad campaign out they promised a lot but didn't give as much as they said, however the campaign ran it's course albeit not…
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Halifax Total Mortgage Protection Policy
Can I claim for a miss sell on my Halifax TMPP? When we original got our mortgage we were told we had to take this out as it could affect the decision on whether or not we would get the mortgage approved we paid into it £55 a month for nearly 5 years but cancelled it as we never needed it in the first place the only reason…
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Council Tax Rebanding Success
Tried in 2008 to change my banding but was refused by Havering Council and they would not let me appeal against the decision. I recently tried again, this time I walked the whole length of my road and made a note of all detached houses that were a similar size to my house and found four. When I checked the banding of these…
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Reclaiming my money that went to the wrong account
Sorry for this being my first post, but being a long time MSE user this seems to be my final resort for advise as I'm currently lost and have no Idea where else to turn At the moment I'm currently sat here feeling extremly sick to my stomach and just wanting the world to eat me up. I genuinely need bankers advise here;…
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Royal Mail
Hi, Anyone have any ideas on how to go about claiming for a damaged item sent in the post via royal Mail signed for method? Item new is worth £500+ but second hand is worth £250+ and the recipient said item is damaged. Thanks Palvi
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cancellation fees from London Midland
We recently bought some return tickets from London Midland for a June trip.and they say we will be charged ten pounds per ticket for cancellation. Is this legitimate or is there any other option to get our money back? Thanks
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Advice needed on council tax rebanding appeal
Hello everyone. I’m needing some help with my appeal on alteration to the council tax banding on my house. I moved to a new property last November for which the banding was A. This has recently been re valued at G which is one hell of a jump. The original banding, from around 1992, was based on the property at it’s…
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travel insurance claim help
HI We have holiday booed for September to Thailand, so fare we have paid deposit + exrtra to pre book seats. The balance is due begining of June. Hubby currently undergoing investigations for a bowel problem. If we cancel now will be classed as inclination not to travel and ins wont pay out. If we pay balance and further…
