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Claiming PPI
I had a mortgage in 1985-2005 with an attached PPI but I have'nt any paperwork due to a move abroad in 2006. Can I claim this money back as it's so long ago?
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Another HLC question
Hi, I understand there have been lots of threads on this, but I have a specific question regarding my mortgage. I took out a mortgage with Chelsea building society April 1997 and one of the clauses is as follows. "A lending risk fee of £828.12 being deducted from the advance monies on release by the society. This fee is…
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2008 / 2009 interest rate drop!
Hi, been a long time lurker in these forums but this is my first post so please be gentle! I got my first mortgage in Feb 2009 at a young age after having support from a broker in Nov 2008. This was just as the Credit Crunch hit and mortgages with a 10 percent deposit were pretty few and far between. Anyway, we managed to…
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Forgot to cancel direct debit - refund?
Hi guys so I joined a gym October 2013. It was a three year contract I don't have a copy of the paper work. But basically I haven't used the gym in 14 months and didn't realise the 3 years was up until today. I've overpaid by a few months. I've written saying I want to cancel and they said it would be cancelled when they…
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Can i reclaim catalogue interest charges?
Hi I am with a catalogue call Very ( used to be called additions)... and they have been charging me £56 interest a month!! and £12 for each letter. I can only afford £50 a month to pay them. I spoke to the catalogue a few months ago, about this and asked them to freeze the interest for 6 months, but they said they wouldnt…
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Remortgaging policies
Hi there, I've been contacted by Commitments Protection Ltd regarding an old accident/sickness policy that was taken out when we remortgaged in 2005. Been told that we can claim back the upfront payment+interest as it should have been sold as a monthly payment as well as put in my name and not my husbands who gets paid…
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Mortgage/life insurance advice please.
Hello, I am posting to ask for opinion and advice please. I purchased my house in 1996, I was single with no dependants. I was told I "had" to take out mortgage insurance to cover the cost of the house should I die. This was by an independent financial advisor. Being young (21 yrs) naive and it being my first and only…
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Working mileage tax refund
Hi I don't know if anyone can help with this. My husband put in an application for work mileage tax refund giving all the details asked for including company he worked for which is pertemps. The application was going through and he was talking with a lady on the phone going through application he said where he worked for…
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How can I find a old mortgage account number?
I need to find a old account number for expired mortgage. Is this possible and if so how please ?
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Reclaim on tax
How do I make a claim for laundering of work uniform Please?
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Mortgage Maximum Advance lnsurance
In 1990 I took out a Repayment mortgage with Nationwide where I borrowed 95% of the purchase price, this meant that for the first year of repayments an insurance premium was added to the repayments as my deposit was so small. I believe this insurance was to cover any losses the Nationwide may suffer should the property…
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Council Tax Reclaim Scotland
Hi, Hoping someone can give me some advice, I've recently moved into a top floor 2 bedroom flat classed as a band E (bought for £114500 in December 16). The blocks on the site (there is 4) were built in 1997, all the two bed flats are Band E, one beds are Band D and 3 beds are Band F. I have checked the Scottish Asessors…
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Possible to find out history of council tax payment
Dear All, Would it be at all possible to find out from the LA the history of council tax payments going back in time and in particular the name of the individual that paid it. This is for a property I own. Do let me know :)
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Claiming backdated single council tax discount?
Facts as follows: Co-owned a house with my spouse up north, paying full rate council tax Winter 2014 - moved to London full time for work, rented apartment, paid full rate of council tax there Spring 2015 - separated from my spouse (they stayed in the house), at weekends I would stay either in the house we used to share or…
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Council tax rebanding thoughts...
So I need some advice! I’ve recently bought a property and when the sale was going through, we were advised by the daughter of the vendor (she was looking after the sale) that she thought her parents were paying over the odds on council tax. The house is currently classified as Band G (£160K-£320K). I’ve been doing a…
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Paying for Peugeot's Just Add Fuel, now have to pay extra charges
Hi everyone, 2 years ago this month I bought a Peugeot 107 on their Just Add Fuel deal. A great little deal (I thought), where for a monthly payment I could drive a new car, get the insurance paid for, and have the servicing all included for the next three years. At the time, my car was literally seconds from breaking down…
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Council Tax Rebanding - Tribunal Upcoming
Hello I am seeking advice on whether i should challenge a decision on my revaluation bid. I received a letter from the person who inspected the property, and they do not believe my council tax should be revalued. However a tribunal was set up in advance of this decision, and i can challenge this outcome on January 26th. A…
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Claim ppi that was sold to me by a broker
Hi all Back in 2006 me and my wife remortgage, this was done though mortgage saving centre (MSC) I'm told that the company is no longer trading, I have paperwork from MSC and the policy company (commitments) I've not got a clue if I can claim, if so the process that I need to take, any advice would be great, Also I was…
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PPI claim won ages ago yet to claim still
Hi all, to cut a long story short I have yet to sign the form for a successful PPI claim. I have received an offer that includes interest up to October 2015. I have spoken to the bank who have said they will still pay out the claim even this far on (Dec 2016) Surely the bank still needs to pay me interest for the period…
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Council tax
Hi, I was paying my council tax with single resident discount in 2014 then my partner moved with me after few months. I forgot to call the council to remove my single resident discount. Can I call them now and pay them retroactively? From December 2014 to date? Do I just owe them the remaining amount without single…
