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Reclaiming council tax for attendance allowance
I discovered on Moneysavingexpert.com that if you are caring for a person with dementia in your own home, you can claim back some council tax and can backdate claims to 1993. However on submitting my claim for my mother in law who died in 2008, the council in York are requiring written evidence of her entitlement to…
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Claiming back PPI sold by Financial Advisor
In 1992 took out a Loan to cover the cost of transfering my mortgage from the local council to Bradford & Bingley BS. along with enough money to modernise my house, total £15,000. At the time of taking out this loan i was just transfered by consultant to long term sick afer being made redundant. as a wheelchair user i…
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Disability CT Reduction -Possible Reassessment?
I am aware that properties that have been modified for those living with disabilities are eligible for a reduction in council tax (usually 1 band I think). I was wondering, if a property has been extended, partly to install facilities for said disabled person, is there a risk that the council reassess the property at the…
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PPI on Mortgages
I'm afraid I'm new to this and I don't understand the system. Please may I ask a question regarding how the PPI on a mortgage is calculated. Does the Building Society base it on the amount borrowed and the length of time over which the borrower is going to repay it? If the borrower repays early, are they due a refund on…
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Mortgage PPI reclaim - shall i cancel my premium?
Hi I've noticed I've had a premium coming out of my account to Royal London Mutual Insurance Society for years. I'm sure it's for Mortgage payment protection form years ago originally Abbey National. I'm going through the reclaim process as stated in MSE. When should I stop the direct debit? I'm worried that until my…
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lynn1954
I have looked and looked for the first template letters of which I claimed 4000 pounds off my halifax account, when I use the resolver template letter it comes back stating the email address you are using is masking the complaint to companies I've written to. can anyone tell me what I'm doing wrong please?
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Claiming PPI
I had a mortgage in 1985-2005 with an attached PPI but I have'nt any paperwork due to a move abroad in 2006. Can I claim this money back as it's so long ago?
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Claiming PPI
I had a mortgage in 1985-2005 with an attached PPI but I have'nt any paperwork due to a move abroad in 2006. Can I claim this money back as it's so long ago?
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Another HLC question
Hi, I understand there have been lots of threads on this, but I have a specific question regarding my mortgage. I took out a mortgage with Chelsea building society April 1997 and one of the clauses is as follows. "A lending risk fee of £828.12 being deducted from the advance monies on release by the society. This fee is…
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2008 / 2009 interest rate drop!
Hi, been a long time lurker in these forums but this is my first post so please be gentle! I got my first mortgage in Feb 2009 at a young age after having support from a broker in Nov 2008. This was just as the Credit Crunch hit and mortgages with a 10 percent deposit were pretty few and far between. Anyway, we managed to…
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Forgot to cancel direct debit - refund?
Hi guys so I joined a gym October 2013. It was a three year contract I don't have a copy of the paper work. But basically I haven't used the gym in 14 months and didn't realise the 3 years was up until today. I've overpaid by a few months. I've written saying I want to cancel and they said it would be cancelled when they…
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Can i reclaim catalogue interest charges?
Hi I am with a catalogue call Very ( used to be called additions)... and they have been charging me £56 interest a month!! and £12 for each letter. I can only afford £50 a month to pay them. I spoke to the catalogue a few months ago, about this and asked them to freeze the interest for 6 months, but they said they wouldnt…
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Remortgaging policies
Hi there, I've been contacted by Commitments Protection Ltd regarding an old accident/sickness policy that was taken out when we remortgaged in 2005. Been told that we can claim back the upfront payment+interest as it should have been sold as a monthly payment as well as put in my name and not my husbands who gets paid…
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Mortgage/life insurance advice please.
Hello, I am posting to ask for opinion and advice please. I purchased my house in 1996, I was single with no dependants. I was told I "had" to take out mortgage insurance to cover the cost of the house should I die. This was by an independent financial advisor. Being young (21 yrs) naive and it being my first and only…
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Working mileage tax refund
Hi I don't know if anyone can help with this. My husband put in an application for work mileage tax refund giving all the details asked for including company he worked for which is pertemps. The application was going through and he was talking with a lady on the phone going through application he said where he worked for…
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How can I find a old mortgage account number?
I need to find a old account number for expired mortgage. Is this possible and if so how please ?
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Reclaim on tax
How do I make a claim for laundering of work uniform Please?
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Mortgage Maximum Advance lnsurance
In 1990 I took out a Repayment mortgage with Nationwide where I borrowed 95% of the purchase price, this meant that for the first year of repayments an insurance premium was added to the repayments as my deposit was so small. I believe this insurance was to cover any losses the Nationwide may suffer should the property…
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Council Tax Reclaim Scotland
Hi, Hoping someone can give me some advice, I've recently moved into a top floor 2 bedroom flat classed as a band E (bought for £114500 in December 16). The blocks on the site (there is 4) were built in 1997, all the two bed flats are Band E, one beds are Band D and 3 beds are Band F. I have checked the Scottish Asessors…
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Possible to find out history of council tax payment
Dear All, Would it be at all possible to find out from the LA the history of council tax payments going back in time and in particular the name of the individual that paid it. This is for a property I own. Do let me know :)
