Reclaiming mortgage ppi

edited 30 November -1 at 1:00AM in Reclaiming Mortgage Fees, Council Tax, etc
5 replies 3.2K views
rippedoffandmadrippedoffandmad Forumite
13 Posts
Hi in 2000 I got a mortgage with bank of Scotland and after a year changed to abbey national with better deal but had to pay a penalty to do it plus we had ppi attached to the mortgage
However after contacting Santander and royal bank of Scotland they have both said they cannot find any trace of a mortgage and I simply cannot find the paperwork ...found the life policies and bank statements dealing with it but no definitive to go on ....any ideas p,ease on how to progress 😩

Replies

  • zx81zx81 Forumite
    33.2K Posts
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
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    If you don't have evidence, and they don't have evidence, it's over.
  • McKneffMcKneff Forumite
    38.6K Posts
    Part of the Furniture 10,000 Posts Name Dropper
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    Life policies are not Ppi.

    Bank statement woild not show ppi..

    As he says above ...
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • HappyHarryHappyHarry Forumite
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    Sixth Anniversary 1,000 Posts Name Dropper
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    Hi in 2000 I got a mortgage with bank of Scotland ...
    However after contacting Santander and royal bank of Scotland ...

    Are you aware that Bank of Scotland and the Royal Bank of Scotland are completely separate institutions?
    I am an Independent Financial Adviser. Any comments I make here are intended for information / discussion only. Nothing I post here should be construed as advice. If you are looking for individual financial advice, please contact a local Independent Financial Adviser.
  • HappyHarryHappyHarry Forumite
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    Sixth Anniversary 1,000 Posts Name Dropper
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    Did you read the replies to the same question you posted four years ago?

    http://forums.moneysavingexpert.com/showthread.php?t=4731245
    I am an Independent Financial Adviser. Any comments I make here are intended for information / discussion only. Nothing I post here should be construed as advice. If you are looking for individual financial advice, please contact a local Independent Financial Adviser.
  • McKneffMcKneff Forumite
    38.6K Posts
    Part of the Furniture 10,000 Posts Name Dropper
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    Why are you wasting our and your time. Just get on with you life, for goodness sake !!!

    You have no claim....
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
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