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Lloyds ppi data search fee
Hi My first post, so hope on right area. We are in process of claiming mis-sold ppi with mortgage from Lloyds bank. The mortgage period was a few years ago (1980's) and have received a letter from PPI Customer Services saying "If you want to apply formally under the Data Protection Act, a fee of £10 per person is payable.…
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How do I find out a past mortgage account number?
I am assisting my mum who is 80 in claiming PPI for a mortgage that she had in 1990s. We have made the claim with Bank of Scotland and also with MSE Resolver. On both occasions BOS have responded to say that they can not progress the claim as my mum hasn't submitted her mortgage account number (she does not have this…
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Am I a preferential creditor?
Hi. I'm hoping someone can advise me on this. I worked freelance for an organisation that went into liquidation suddenly. There was no time to submit invoices for payment for work I had done for the company. As I freelancer I know I am not a preferential creditor with regard to payment for this work and I have simply lost…
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HSBC Mortgage Repayment Protector
Hi, I recently checked with the Resolver website and found I had HSBC Mortgage Repayment Protector from 2005. I want to reclaim this but not sure if I claim via the resolver website under PPI or the mortgage section, though it only seems to list "critical illness cover". Is HSBC Mortgage Repayment Protector PPI or ctrical…
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Council Tax Refund :- entitlement confirmed and used without authorization
I am livid. I applied for a council tax refund and was told I was entitled. The thing is when I sent in my bank details for the refund I have just received a letter telling me that the council would not be refunding any money as they decided to reduce this year's liability. I had promised the money to my kid towards some…
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Sleep Ins for Care Agency
Just wondering if anyone has any experience of this?? My Husband worked an additional job where he solely did sleep ins around 3 times a week for about £32 per sleep in. I've been told recently that he can reclaim minimum wage per hour for these shifts which would work out to be quite a bit of money. He's sent a very basic…
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Does PPI relate to equity release?
I am the Executor for my Father's estate and wondered whether PPI was charged on Equity Release mortgages?
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Claiming uniform maintenance
Hi . Apologies if this is posted in the wrong section. Please feel free to move it if needed. I just wanted to share that I recently completed the forms to reclaim tax as I work in a job that requires me to wear a uniform and also pay annual professional fees. I received a cheque today for £183 and my tax code has been…
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Help please
HI , I bought a car on finance and the balance at the moment is 16000 the negative equity is around 2.500£ . Im splitting up and getting 10000 as my ex partner is buying me out the house . I want to buy my own place but having to pay the car for 350 pounds every month reduced my chances of borrowing. I dont know what to do…
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Packaged bank account fee success (Natwest)
Just wanted to share this in case anyone's considering whether to do a claim on a PBA. I was told at 19 that due to me being a bit crap with my money I had to agree to have my Natwest current account switched to a fee paying account or have my account closed. Mortified at being told off by the bank, I didn't think i could…
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Mortgage PPI claim with or without my Ex?
Hi All, Looking for a bit advise please :) . I applied for a mortgage back in 1995? right to buy with Lambert Building Society who no longer trade. I understand it was then Portman and now Nationwide. When my ex and I applied for the mortgage, they said because he was working for a care agency his work was not classed as…
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Council parking fine escalates
Sadly, just read yet another example of maladministration by a Council. It's a shame that residents seem to have to either refer the matter to the Ombudsman, their MP or the media in order to get the local authority to investigate properly:…
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Scottish Widows income protection plan
Hi everyone. When I started my Scottish Widows pension plan 15 years ago, I also took out an income protection plan to cover for the eventuality of me being unable to keep paying into the plan. When I raised my contributions a few years later, I was advised to also take out a second income protection plan to cover the…
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Single Premium Mortgage Risk Payment
This question may have been asked and answered and if so apologies however I wonder if someone might give me guidance on the following:- In 1996 Took out an interest only mortgage with Yorkshire Building Society. Repayment vehicle via 2 endowments. Standard at the time. At the time, YBS required additional security as the…
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Unregulated loans
I took a loan some years ago with Paragon which had PPI. I tried to make a claim in 2010 through a claims company but was told that Paragon was not FCA regulated at the time therefore my claim was denied. If I wanted to pursue it further I would have to fund court proceedings myself. Is there any late redress in this…
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Packaged Account Reclaim Success
www.thisismoney.co.uk/money/experts/article-4591394/HETHERINGTON-Lloyds-Bank-not-responded-complaint.html
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Liability order - Council Tax
Hi I had a liability order today through the post for unpais council tax,i hasnt recieved any reminders of an unpaid amount,as far as i knew it was up to date. Anyhow it was a small amount so i settled it and paid,so i still need to provide them with employer and income details? Thanks
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Reclaiming wrong prescriptions
Hi, my doctor diagnosed me with depression 3 years ago, and so I've been on many different kinds of antidepressants since then. I recently found out that I have a completely different condition, one that was really easy to diagnose and does not need medicating. I am really frustrated because it seems I have wasted 3 years…
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What was my house worth on 01/04/91 - a year after a sale?
My house is in band E. it was sold a in March 1990 for £92,000 which puts it at the bottom end of band E. However as house prices fallen in the space of a year and it's house value on April 1st 1991 that's relevant I think my house may have been placed in the wrong band. The valuation agency will not accept the house price…
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PPI on endowment policy?
I'm a bit confused by the pro forma reclaim letter as it looks like it's just for banks. I had an endowment policy with Countrywide in 1998, cashing it in probably in 2012/2013. I have no paperwork connected with it now. Would it have had PPI running alongside it? I know when I was not paying anything in to it, they were…
