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HSBC Mortgage Repayment Protector
Hi, I recently checked with the Resolver website and found I had HSBC Mortgage Repayment Protector from 2005. I want to reclaim this but not sure if I claim via the resolver website under PPI or the mortgage section, though it only seems to list "critical illness cover". Is HSBC Mortgage Repayment Protector PPI or ctrical…
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Council Tax Refund :- entitlement confirmed and used without authorization
I am livid. I applied for a council tax refund and was told I was entitled. The thing is when I sent in my bank details for the refund I have just received a letter telling me that the council would not be refunding any money as they decided to reduce this year's liability. I had promised the money to my kid towards some…
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Sleep Ins for Care Agency
Just wondering if anyone has any experience of this?? My Husband worked an additional job where he solely did sleep ins around 3 times a week for about £32 per sleep in. I've been told recently that he can reclaim minimum wage per hour for these shifts which would work out to be quite a bit of money. He's sent a very basic…
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Does PPI relate to equity release?
I am the Executor for my Father's estate and wondered whether PPI was charged on Equity Release mortgages?
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Claiming uniform maintenance
Hi . Apologies if this is posted in the wrong section. Please feel free to move it if needed. I just wanted to share that I recently completed the forms to reclaim tax as I work in a job that requires me to wear a uniform and also pay annual professional fees. I received a cheque today for £183 and my tax code has been…
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Help please
HI , I bought a car on finance and the balance at the moment is 16000 the negative equity is around 2.500£ . Im splitting up and getting 10000 as my ex partner is buying me out the house . I want to buy my own place but having to pay the car for 350 pounds every month reduced my chances of borrowing. I dont know what to do…
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Packaged bank account fee success (Natwest)
Just wanted to share this in case anyone's considering whether to do a claim on a PBA. I was told at 19 that due to me being a bit crap with my money I had to agree to have my Natwest current account switched to a fee paying account or have my account closed. Mortified at being told off by the bank, I didn't think i could…
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Mortgage PPI claim with or without my Ex?
Hi All, Looking for a bit advise please :) . I applied for a mortgage back in 1995? right to buy with Lambert Building Society who no longer trade. I understand it was then Portman and now Nationwide. When my ex and I applied for the mortgage, they said because he was working for a care agency his work was not classed as…
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Council parking fine escalates
Sadly, just read yet another example of maladministration by a Council. It's a shame that residents seem to have to either refer the matter to the Ombudsman, their MP or the media in order to get the local authority to investigate properly:…
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Scottish Widows income protection plan
Hi everyone. When I started my Scottish Widows pension plan 15 years ago, I also took out an income protection plan to cover for the eventuality of me being unable to keep paying into the plan. When I raised my contributions a few years later, I was advised to also take out a second income protection plan to cover the…
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Single Premium Mortgage Risk Payment
This question may have been asked and answered and if so apologies however I wonder if someone might give me guidance on the following:- In 1996 Took out an interest only mortgage with Yorkshire Building Society. Repayment vehicle via 2 endowments. Standard at the time. At the time, YBS required additional security as the…
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Unregulated loans
I took a loan some years ago with Paragon which had PPI. I tried to make a claim in 2010 through a claims company but was told that Paragon was not FCA regulated at the time therefore my claim was denied. If I wanted to pursue it further I would have to fund court proceedings myself. Is there any late redress in this…
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Packaged Account Reclaim Success
www.thisismoney.co.uk/money/experts/article-4591394/HETHERINGTON-Lloyds-Bank-not-responded-complaint.html
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Liability order - Council Tax
Hi I had a liability order today through the post for unpais council tax,i hasnt recieved any reminders of an unpaid amount,as far as i knew it was up to date. Anyhow it was a small amount so i settled it and paid,so i still need to provide them with employer and income details? Thanks
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Reclaiming wrong prescriptions
Hi, my doctor diagnosed me with depression 3 years ago, and so I've been on many different kinds of antidepressants since then. I recently found out that I have a completely different condition, one that was really easy to diagnose and does not need medicating. I am really frustrated because it seems I have wasted 3 years…
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What was my house worth on 01/04/91 - a year after a sale?
My house is in band E. it was sold a in March 1990 for £92,000 which puts it at the bottom end of band E. However as house prices fallen in the space of a year and it's house value on April 1st 1991 that's relevant I think my house may have been placed in the wrong band. The valuation agency will not accept the house price…
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PPI on endowment policy?
I'm a bit confused by the pro forma reclaim letter as it looks like it's just for banks. I had an endowment policy with Countrywide in 1998, cashing it in probably in 2012/2013. I have no paperwork connected with it now. Would it have had PPI running alongside it? I know when I was not paying anything in to it, they were…
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Mortgage Protection - RBS requirement
I have searched almost all 154 threads going back some years on this subject but cannot find an answer to my questions. Does anyone have experience of a similar situation or can anyone offer advice? Here is the background. I had a mortgage with the Halifax from 1982 to 2003. I was advised at the outset from Halifax that I…
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Santander Repossession and Eviction fees
Santander got a Repossession order in February 2017. In April 2017 I got home from work to find I'd been evicted and locks had been changed. The circumstances that led to that point are lengthy but genuine (posted elsewhere under "Santander Repossession". I put in application to have Repossession set aside and I won so…
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Mortgage endowment
Would an endowment policy that was insisted on by the building society to cover the mortgage and to pay off the loan plus generate a lump sum when the mortgage ends qualify as mis selling as the policy did not produce the said lump sum at maturity.Also as I was not offered the opportunity to take a repayment mortgage would…
