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Ombudsman need ex wife signature
In 2004 I remortgaged with my ( then) wife but was told that i had to take out ppi or we would not get the mortgage ( Even though I had income protection insurance already in place which would have been more than adequate). The mortgage was in joint names. I was the only person insured under the ppi policy. I made all…
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Critical Illness Mis sold - Query ?
Can anyone help ? I was sold 'Critical Illness' cover on two of my mortgages. It was to cover mortgage payment if I ver had CI. The forms I signed indicated I was of good health and no illness now or in the future (non-smoker etc.). I was also in full employment which would have paid at least 3 times my salary which would…
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PPI on our mortgage
we had a mortgage with the Halifax from 1991 for 20 odd years and put a claim in for PPI. We had a letter today saying our complaint was now closed because their records don't show we took out a policy! We have no records to prove otherwise but the Halifax had made us pay for insurance despite me saying at the time, my…
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Council Tex xonfusion
Hi Until my partner moved in 26th August weekend I was claiming 25% single persons discount. I'm self employed so keen to ensure I'm always legal etc. Anyway, I informed the council he moved in and to remove my discount, only now it seems they've calculated the remaining payments as though I've never had the discount. My…
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Virgin Mobile Contract overpayment issue
Hi all, As you all probably remember, a few weeks ago it was in the news that customers were being overcharged by their mobile phone providers. The grounds for this overcharging was that after your minimum term for example 24 months your handset should have been paid off as the price figured in the cost of the handset and…
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Retention money returned to former owner before bill aettler
Hi all, First time posting and may be a tad long... But really would be grateful of some advice. When myself and my partner bought our leasehold flat in 2013, there was a bill outstanding for some major works undertaken to to the building before we completed. It was agreed by both solicitors that the money to cover this…
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Overseas bank Charges Gibraltar
In trying to find out if I am able to claim bank charges and ppi from Jyske bank in gibraltar? Does anyone have any information please?
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Reclaim single person discount 25% on Council Tax
I live in a flat by myself and have been paying my council tax with the 25% for a while. I haven't had the reduction for the whole time I have been living here, so can I claim it back?
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reclaiming mortgage broker fees
i think i have paid excessive mortgage broker fees for a 55k mortgage i took out with santander in 2008, in all i paid 3.5 k. to a financial advisor in a well known firm. i was looking for advice if i would have a worthy claim on these fees in anyone's opinion , the question i have is where do i start, the mortgage broker…
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Backdating Council Tax Exemption Severely Mentally Impaired Effect on other benefits
I have worked out that a family member is entitled to an exemption on their Council Tax due them being severely mentally umpired. We visited the GP who signed the form from the local council. I have not sent this back yet. However, we are concerned that a backdating request for the exemption (i.e. they pay back council tax…
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Parking Fees paid to Premier Parking
I used a car park at Exeter Sandy Park for a 3.5 hour parking whilst at a conference. I made a mistake and paid for 2 days parking at £18.50 using a debit card. I contacted the staff at the conference centre who said parking wasn't anything to do with them. They said I needed to write to the card parking company Premier…
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Council Tax Banding - Refund of Overpayment?
Hi all, wondering if you can help advise on a friends question? .. About 12 years ago my council banding was reduced from E to D. 6 years ago I rang the council tax office to ask if I could receive a refund of overpayment back to 1991 and was told absolutely no rebate would be paid to me. Was this wrong of the council to…
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reclaiming mortgage fees ge money sold to elderbridge
Hi This is my first post to the forum but have used it for information in the past and find it extremely helpful. I just can not seem to find an answer to my question ,so here goes.. I had a secured loan with GE Money and fell into arrears which is all sorted and has been for a couple of years. However i attracted around…
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Readers successfully refunded after paper intervened
Several readers have been refunded their payments to HMRC, as they were provided with incorrect advice re topping up NICs. www.thisismoney.co.uk/money/pensions/article-5037229/Savers-snared-state-pension-trap.html
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Mortgate protection question
I am so confused by all this, so huge apologies if I am repeating what others have asked before. When we got our mortgage from Bairstow Eves, we were told we had to take out payment protection via Legal & General so that if anything happened to us our mortgage would still be paid. It has since occurred to us that because…
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PPI commission
Hi all, Firstly apologies if this isn’t in the right part of the forum - it was the closest fit i could find. Santander has contacted me to see if I should be claiming PPI I filled out the paperwork and sent it off, I was then informed that it was sold to me correctly and that I wasn’t entitled to a refund - fair enough. I…
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Lloyds ppi data search fee
Hi My first post, so hope on right area. We are in process of claiming mis-sold ppi with mortgage from Lloyds bank. The mortgage period was a few years ago (1980's) and have received a letter from PPI Customer Services saying "If you want to apply formally under the Data Protection Act, a fee of £10 per person is payable.…
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How do I find out a past mortgage account number?
I am assisting my mum who is 80 in claiming PPI for a mortgage that she had in 1990s. We have made the claim with Bank of Scotland and also with MSE Resolver. On both occasions BOS have responded to say that they can not progress the claim as my mum hasn't submitted her mortgage account number (she does not have this…
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Am I a preferential creditor?
Hi. I'm hoping someone can advise me on this. I worked freelance for an organisation that went into liquidation suddenly. There was no time to submit invoices for payment for work I had done for the company. As I freelancer I know I am not a preferential creditor with regard to payment for this work and I have simply lost…
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HSBC Mortgage Repayment Protector
Hi, I recently checked with the Resolver website and found I had HSBC Mortgage Repayment Protector from 2005. I want to reclaim this but not sure if I claim via the resolver website under PPI or the mortgage section, though it only seems to list "critical illness cover". Is HSBC Mortgage Repayment Protector PPI or ctrical…
