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Endowment Mortgage
Does an Endowment Mortgage with life cover to cover the mortgage class into PPI? DG
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How to reclaim PPI on a brokered NR mortgage?
Can anyone help? In 2006 I secured a mortgage and unsecured loan with Northen Rock through an independent mortgage broker. They sold me payment sheild sickness cover which I specifically took as I have Crohn's disease and was worried how I'd manage if I had a relapse. It wasn't until around a year later when I was…
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Forgotten mobile contract
My husband took out a mobile phone contract several years ago, but when his contract was up he bought a new contract with the intention to cancel the old one. Due to his anxiety and Aspergers he put off cancelling this and forgot about it and has been paying for this until recently. When I went through his bank statement…
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Natwest - closed mortgage. Can i claim?
I have a letter from Natwest about my closed (2012) mortgage, stating that I have been affected by their failings, regarding payments would have gone go past my retirement age (65). Thus affecting whether it was affordable repayment after retirement. I haven't head of this before. Was Natwest onyl one who failed? The have…
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Claimin tax rebate from HMRC
Hello Forumites, I've discovered that I've been overpaying tax since 2007! HMRC can and have sent me a rebate for the last 4 years, after I chased them, but they say they can't go back any further than this. They owe me around the £400 mark, which won't change the world, but its a fair amount of money to me, And its MY…
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council tax re- banding
Has anyone challenged the council regarding valuation of self build properties. I built my own home in 1994 and it cost 65k, however i have been in band E ever since. based of the valuation scale i really should have been in C. Have i got a case to reclaim?
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Can someone confim this please
Hi I'm looking for some advice on council tax reduction I am a full-time student and single mother. I've been told I do not qualify for council tax reduction? But iv been looking into this more I believe the information was given was wrong. Am I correct in saying that full-time students over 21 hours are entitled to 100%…
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ppi on a remortgage loan
hi please could you tell me how long have i got to apply for ppi i paid on a loan secured on home which was paid up in 2004 at the time i was married to my ex husband where it was in both our names is it too late for us to apply we were both working my self as a carer for the elderly and he as a steel worker the loan was…
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Plevin claim
Hi, I have a question..... I tried to reclaim PPI on an account thro a claims company 3 yrs ago but it was declined. I have since recieved a payout under the plevin case,however, the claims company were notified of this and now want there fees. I an disputing this as I authorised them to claim PPI which was rejected, I…
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GE Money
Has anybody ever claimed any charges back from GE Money - successfully?
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PPI on a car loan taken out 18 years ago
Hello, I believe that I would have paid PPI on a car loan that I took out in 1999/2000. Unfortunately I do not have the paper work for this and the only information I can find is direct debit to FAFS. However, I am unable to find out who FAFS was. Has anyone any idea on who this company might be or if there is anyway to…
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Council Tax Citizen Arrest
In January 2013 I was being pursued for council tax arrears from a different council to the one I was then covered by. I was told I needed to attend court and I explained I had a mental illness and would not be able to .The gentleman said I would need a letter from my GP but never believed I had a mental illness. I have…
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Pay day loan reclaim
Hi, My partner had a few pay day loans a few years back, they have since been cleared however I have heard about being able to reclaim on them if they caused your financial situation to worsen. Has anybody got any information on how to do this and any successes? Thanks!
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Can anyone help with this one please
I bought my house in 1994 at the it was work £26000 I was put in band Bbut after doing a check I should have been in band A because it was under £4000 , now the thing is the year after I bought it I had my loft turned into a bedroom without any extensions and it was then classed as 4 bedrooms instead of 3bedrooms , I an…
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Should I challenge my council?
Hi all, I have a bit of a dilemma. I live in a block of flats and my flat is band D like most of my neighbours. However some of them are on band C and I know that some of the flats in my "post code" are slightly smaller (1 bed room instead of 2 bedroom). I used the valuation checker and the result is that I should be on…
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Reclaiming Council tax
Hello, I was a student living in a shared house for the last two years, our council tax was included in our rent due to the rest of my housemates being professionals. Is there anyway of claiming back for the council tax I paid? Any help would be appreciated!
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VOA EVIDENCE Similar properties/immediate vicinity
Hi there, I’ve recently enquired with the VOA about being in the wrong council tax band (currently e) and the evidence requested also includes that comparable property’s should be in the “immediate vicinity”. Our property dates back to 1830 and is a one of a kind very small 2 bed detached cottage amongst some very large…
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Reclaim council tax - shared ownership?
Hi - does anybody know how this applies to shared ownership properties? We own 40% of our house so do we value it at its full 100% to work out what our band should be or the % we owe. In case it's relevant, our local council owe the remaining 60%
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P.P.I claim, joint mortgage with now deceased exhusband.
Hi, I had several mortgages with my husband in the 90's and 2000's over 15 years starting in 1990. I've just started looking into claiming any PPI missold to us. My ex-husband and I divorced in 2012 and he sadly passed away in June 2015. He died in intestate and our children inherited his entire estate as he had no…
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Charged Council Tax For 2 Rented Properties At The
Hi... Having problems with my local council regarding the Council Tax. Long and short of the situation is that we moved property last year, end of September, into our new property - both rented. I had thought that the letting agency had sorted out the change in address but was, much to my surprise, threatened with legal…
