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ppi on a remortgage loan
hi please could you tell me how long have i got to apply for ppi i paid on a loan secured on home which was paid up in 2004 at the time i was married to my ex husband where it was in both our names is it too late for us to apply we were both working my self as a carer for the elderly and he as a steel worker the loan was…
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Plevin claim
Hi, I have a question..... I tried to reclaim PPI on an account thro a claims company 3 yrs ago but it was declined. I have since recieved a payout under the plevin case,however, the claims company were notified of this and now want there fees. I an disputing this as I authorised them to claim PPI which was rejected, I…
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GE Money
Has anybody ever claimed any charges back from GE Money - successfully?
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PPI on a car loan taken out 18 years ago
Hello, I believe that I would have paid PPI on a car loan that I took out in 1999/2000. Unfortunately I do not have the paper work for this and the only information I can find is direct debit to FAFS. However, I am unable to find out who FAFS was. Has anyone any idea on who this company might be or if there is anyway to…
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Council Tax Citizen Arrest
In January 2013 I was being pursued for council tax arrears from a different council to the one I was then covered by. I was told I needed to attend court and I explained I had a mental illness and would not be able to .The gentleman said I would need a letter from my GP but never believed I had a mental illness. I have…
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Pay day loan reclaim
Hi, My partner had a few pay day loans a few years back, they have since been cleared however I have heard about being able to reclaim on them if they caused your financial situation to worsen. Has anybody got any information on how to do this and any successes? Thanks!
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Can anyone help with this one please
I bought my house in 1994 at the it was work £26000 I was put in band Bbut after doing a check I should have been in band A because it was under £4000 , now the thing is the year after I bought it I had my loft turned into a bedroom without any extensions and it was then classed as 4 bedrooms instead of 3bedrooms , I an…
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Should I challenge my council?
Hi all, I have a bit of a dilemma. I live in a block of flats and my flat is band D like most of my neighbours. However some of them are on band C and I know that some of the flats in my "post code" are slightly smaller (1 bed room instead of 2 bedroom). I used the valuation checker and the result is that I should be on…
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Reclaiming Council tax
Hello, I was a student living in a shared house for the last two years, our council tax was included in our rent due to the rest of my housemates being professionals. Is there anyway of claiming back for the council tax I paid? Any help would be appreciated!
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VOA EVIDENCE Similar properties/immediate vicinity
Hi there, I’ve recently enquired with the VOA about being in the wrong council tax band (currently e) and the evidence requested also includes that comparable property’s should be in the “immediate vicinity”. Our property dates back to 1830 and is a one of a kind very small 2 bed detached cottage amongst some very large…
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Reclaim council tax - shared ownership?
Hi - does anybody know how this applies to shared ownership properties? We own 40% of our house so do we value it at its full 100% to work out what our band should be or the % we owe. In case it's relevant, our local council owe the remaining 60%
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P.P.I claim, joint mortgage with now deceased exhusband.
Hi, I had several mortgages with my husband in the 90's and 2000's over 15 years starting in 1990. I've just started looking into claiming any PPI missold to us. My ex-husband and I divorced in 2012 and he sadly passed away in June 2015. He died in intestate and our children inherited his entire estate as he had no…
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Charged Council Tax For 2 Rented Properties At The
Hi... Having problems with my local council regarding the Council Tax. Long and short of the situation is that we moved property last year, end of September, into our new property - both rented. I had thought that the letting agency had sorted out the change in address but was, much to my surprise, threatened with legal…
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Do I pay double Council Tax?
Hi All I am really confused and getting contradictory info from my Council can anybody assist? I bought a house in Oct 2017 that I planned to move into until the weather improved. We bought the house to knock down and rebuild - right area wrong house. However the house was so bad when we moved that we ended up living in a…
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Reclaim tax (rebate) from more than 4 years ago
In the 08/09 tax year, I’d been paying tax at my full time job up until November when I totally ceased earning (my husband is in the military and we were sent out of the country last minute). I believe I should have been due a tax rebate at the end of that tax year as I’d been paying tax/NI at a rate presuming that I’d…
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water rates & local councils
does anyone know anything about councils that are making refunds to council tenants over water rates?
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Old loans - no paperwork
Hi, New to this site - looking for advice. My husband recently passed away. He dealt with all our finances (not very well in some cases!!) I know we had a car from Yes Car Credit and some loans with Welcome Finance. I do not have any paperwork (don't know where to start looking if we did) how do I go about this. I know the…
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Plevin
Following today's newsletter I've submitted a plevin claim using the resolver service. There are two bank accounts associated with the claim. However, where the form asked me for the final 4 digits of the account/card there was only space for me to write the last 4 digits of one account only. No space for the second…
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Mortgage Arrears Fees - Is it possible to reclaim
I had a mortgage with Santander. During a particularly stressful period in my life I was charged a succession of late payment fees at £40 a time totalling around £700. Are these reclaimable in any way now that I no longer have a mortgage with them ? If they are what would be best course of action?
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Reclaiming premiums for drain cover
Hopefully someone can help! We had insurance for our drains for a couple of years. We finally needed to use it for an emergency (drains completely blocked, waste all over the path and couldn't use sinks or toilets during half term!). We called on a Sunday and they said they'd get someone out to us that night - they…
