Quick PPi question 29 August 2018 at 8:43PM in Reclaiming mortgage fees, council tax, etc 4 replies 924 views

netman82

I took out Mortgage Payment Protection with a third party as I was told protection of at least this level was required. However, I have no records of the third party I took the protection out with. This was about 11 years ago. Should/can I pursue this? I'm not sure where to begin; I believe bank records only go so far back.

[Deleted User]

If you can't remember who sold it to you, then you're out of options.

However, if you chose to buy from a third party, there would be no mis selling in any case.

dunstonh

I believe bank records only go so far back.

As mentioned above, the bank is irrelevant as you didn't buy from them. The bank won't know what insurance you have and as they didn't sell it, you can't complain to them.

netman82

Ah OK. By bank statements, I meant in order to go back and look at who I took the protection out with, not to complaint to them. But it seems I have no case, so fair enough, thank you both.

dunstonh

I meant in order to go back and look at who I took the protection out with

The insurance company isnt the one you complain to either. It is the broker (assuming it was sold after 14th Jan 2005).