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Mortgage Protection - RBS requirement
I have searched almost all 154 threads going back some years on this subject but cannot find an answer to my questions. Does anyone have experience of a similar situation or can anyone offer advice? Here is the background. I had a mortgage with the Halifax from 1982 to 2003. I was advised at the outset from Halifax that I…
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Santander Repossession and Eviction fees
Santander got a Repossession order in February 2017. In April 2017 I got home from work to find I'd been evicted and locks had been changed. The circumstances that led to that point are lengthy but genuine (posted elsewhere under "Santander Repossession". I put in application to have Repossession set aside and I won so…
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Mortgage endowment
Would an endowment policy that was insisted on by the building society to cover the mortgage and to pay off the loan plus generate a lump sum when the mortgage ends qualify as mis selling as the policy did not produce the said lump sum at maturity.Also as I was not offered the opportunity to take a repayment mortgage would…
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Claiming PPI for father in law
Hi everyone, probably been asked before but I cannot find any answers. I believe that my father-in-law was mis-sold his ppi to go with his mortgage. He's still very much alive, but is now blind, doesn't have an email and get confused easily. could I submit a claim for him? He has given me full permission, but didn't want…
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Decreasing life cover
I paid this for a short time after buying a house on my own, before realising that without dependants and "death in service" from my employer then I didn't need the cover. It wasn't from the mortgage provider, but was sold to me by the mortgage adviser. I've not tried to make a PPI claim as I could see that it would be…
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Started PPI And received form to fill in?
TITLE MEANT TO SAY STARTED PPI AND... After having contacted the Halifax re claiming PPI on My mortgage ive had since 79 and explained that i am unaware if ive had ppi or not? Which is genuine as i haven't a clue and havnt bothered about all this until my son prompted me to ring them. Anyway, They have sent me a form to…
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Claiming Ppi
Hi, can anyone tell me how you go about claiming back PPI from Bristol and West? Years ago I remortgaged through a broker and had to agree to having ppi to secure the mortgage. The Bank of Ireland took over all Bristol and west finances approx 2007 and just wondered where to start? Thanks
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Whiplash claim question
Hi, I am new to this forum and this is my first post :) I have recently been involved with a car accident, I have been through the process of putting a claim forward with a no win no fee solicitor company. I have gone through most of the processes but right now I am waiting on the 3rd party insurance to give a counter…
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Income Tax
Hi clever peeps, Hope someone can help me. I recently claimed my husbands unused marriage allowance tax. They accepted my claim but I've been waiting now for 6 months. Can anyone tell me how long one normally has to wait for it? Many thanks for any info Kerrhona:)
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Bank advice fee claiming
Hi - I've made a claim for mis-selling PPI for a mortgage taken out with Barclays which has been successful. However Barclays also charged me over 600 pounds for their advice at the time of the mis-selling which I had flagged to them and had assumed would also be refunded with interest but it hasn't. Whilst not PPI I'm…
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Opting out of Serps - can I reclaim?
Hi, I have been contacted by a cold caller who says that if I opted out of Serps I could reclaim ALL that money back. I have had my pension for nearly 25 years. It passed from the civil service over to the compnay I work in now in 1992. He told me that all the contributions to a State Pension from my Natioanl Insurance…
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Council Tax discounts
Hi all, How come a council can ignore a government ruling about who is eligible to pay council tax? Our last council excepted 2 out of 3 residents were not eligible to pay,our current council has ignored the government statement,went back to the previous council & only given 25% as thats what they gave, not realising thats…
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Direct Debit Error
Hey I've logged on to my bank to find a direct debit for Natwest with a different mortgage reference to mine, for over £570. I contacted Natwest who looked in to the query, they called back within 15 minutes after discovering human error had miss typed a bank account number, resulting in the direct debit being set up. They…
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Single Occupancy Discount - not occupied!
Hi, I just bought a new property, but due to quality of build I was not able to move into it. Of course I requested an unoccupied rate, which is limited to 2 months by my council. It was unoccupied for a further 3 months and then I moved in as a single occupant. When I requested the single occupancy rate, I was told this…
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Reclaiming asu insurance
My daughter and her (now deceased) husband took out a re-mortgage through a company called Infinity Mortgages of Leatherhead. I believe this company had their licence revoked in 2008 and I now cannot find a current website for them so believe they may have ceased trading. My daughter was sold a 5 year single premium ASU…
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New look credit provider
Hi all First time posting and new to all this so apologies if this is a 'well asked' question but I've looked and can't find the answer myself! Would anyone know who provided new looks store card credit in 1995/96? I am beginning the process of PPI reclaim but can't find any paperwork for this account. I know I had one as…
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Council Tax Appeal question?!
Hi all, I am in the process of appealing my council tax banding and have been given a court date at the end of August. I am still not fully sure if my would-be claim is valid or not; although I have swotted up on it over the past few months, I've been given mixed answers (and misdirection) from the local council about it.…
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Reclaiming mortgage ppi
Hi in 2000 I got a mortgage with bank of Scotland and after a year changed to abbey national with better deal but had to pay a penalty to do it plus we had ppi attached to the mortgage However after contacting Santander and royal bank of Scotland they have both said they cannot find any trace of a mortgage and I simply…
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How can I claim PPI from Northern Rock
Hi I'm trying to see if I can claim PPI from a mortgage I had with Northern Rock which was paid off in 2004. I have a reference number but that is all. I'm not sure who I apply to as Northern Rock no longer exists. Thanks hflet.
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C&G Mortgage Reclaim after bankruptcy
Hi, We have had three mortgages with C&G over a fifteen year period. These were all in our joint names for a PPI that would pay the monthly mortgage if we couldn't, due to unemployment or illness etc. I was declared bankrupt after the last mortgage so can't make a claim for repayment of the PPI. My question is, can my wife…
