-
Scottish Widows income protection plan
Hi everyone. When I started my Scottish Widows pension plan 15 years ago, I also took out an income protection plan to cover for the eventuality of me being unable to keep paying into the plan. When I raised my contributions a few years later, I was advised to also take out a second income protection plan to cover the…
-
Single Premium Mortgage Risk Payment
This question may have been asked and answered and if so apologies however I wonder if someone might give me guidance on the following:- In 1996 Took out an interest only mortgage with Yorkshire Building Society. Repayment vehicle via 2 endowments. Standard at the time. At the time, YBS required additional security as the…
-
Unregulated loans
I took a loan some years ago with Paragon which had PPI. I tried to make a claim in 2010 through a claims company but was told that Paragon was not FCA regulated at the time therefore my claim was denied. If I wanted to pursue it further I would have to fund court proceedings myself. Is there any late redress in this…
-
Packaged Account Reclaim Success
www.thisismoney.co.uk/money/experts/article-4591394/HETHERINGTON-Lloyds-Bank-not-responded-complaint.html
-
Liability order - Council Tax
Hi I had a liability order today through the post for unpais council tax,i hasnt recieved any reminders of an unpaid amount,as far as i knew it was up to date. Anyhow it was a small amount so i settled it and paid,so i still need to provide them with employer and income details? Thanks
-
Reclaiming wrong prescriptions
Hi, my doctor diagnosed me with depression 3 years ago, and so I've been on many different kinds of antidepressants since then. I recently found out that I have a completely different condition, one that was really easy to diagnose and does not need medicating. I am really frustrated because it seems I have wasted 3 years…
-
What was my house worth on 01/04/91 - a year after a sale?
My house is in band E. it was sold a in March 1990 for £92,000 which puts it at the bottom end of band E. However as house prices fallen in the space of a year and it's house value on April 1st 1991 that's relevant I think my house may have been placed in the wrong band. The valuation agency will not accept the house price…
-
PPI on endowment policy?
I'm a bit confused by the pro forma reclaim letter as it looks like it's just for banks. I had an endowment policy with Countrywide in 1998, cashing it in probably in 2012/2013. I have no paperwork connected with it now. Would it have had PPI running alongside it? I know when I was not paying anything in to it, they were…
-
Mortgage Protection - RBS requirement
I have searched almost all 154 threads going back some years on this subject but cannot find an answer to my questions. Does anyone have experience of a similar situation or can anyone offer advice? Here is the background. I had a mortgage with the Halifax from 1982 to 2003. I was advised at the outset from Halifax that I…
-
Santander Repossession and Eviction fees
Santander got a Repossession order in February 2017. In April 2017 I got home from work to find I'd been evicted and locks had been changed. The circumstances that led to that point are lengthy but genuine (posted elsewhere under "Santander Repossession". I put in application to have Repossession set aside and I won so…
-
Mortgage endowment
Would an endowment policy that was insisted on by the building society to cover the mortgage and to pay off the loan plus generate a lump sum when the mortgage ends qualify as mis selling as the policy did not produce the said lump sum at maturity.Also as I was not offered the opportunity to take a repayment mortgage would…
-
Claiming PPI for father in law
Hi everyone, probably been asked before but I cannot find any answers. I believe that my father-in-law was mis-sold his ppi to go with his mortgage. He's still very much alive, but is now blind, doesn't have an email and get confused easily. could I submit a claim for him? He has given me full permission, but didn't want…
-
Decreasing life cover
I paid this for a short time after buying a house on my own, before realising that without dependants and "death in service" from my employer then I didn't need the cover. It wasn't from the mortgage provider, but was sold to me by the mortgage adviser. I've not tried to make a PPI claim as I could see that it would be…
-
Started PPI And received form to fill in?
TITLE MEANT TO SAY STARTED PPI AND... After having contacted the Halifax re claiming PPI on My mortgage ive had since 79 and explained that i am unaware if ive had ppi or not? Which is genuine as i haven't a clue and havnt bothered about all this until my son prompted me to ring them. Anyway, They have sent me a form to…
-
Claiming Ppi
Hi, can anyone tell me how you go about claiming back PPI from Bristol and West? Years ago I remortgaged through a broker and had to agree to having ppi to secure the mortgage. The Bank of Ireland took over all Bristol and west finances approx 2007 and just wondered where to start? Thanks
-
Whiplash claim question
Hi, I am new to this forum and this is my first post :) I have recently been involved with a car accident, I have been through the process of putting a claim forward with a no win no fee solicitor company. I have gone through most of the processes but right now I am waiting on the 3rd party insurance to give a counter…
-
Income Tax
Hi clever peeps, Hope someone can help me. I recently claimed my husbands unused marriage allowance tax. They accepted my claim but I've been waiting now for 6 months. Can anyone tell me how long one normally has to wait for it? Many thanks for any info Kerrhona:)
-
Bank advice fee claiming
Hi - I've made a claim for mis-selling PPI for a mortgage taken out with Barclays which has been successful. However Barclays also charged me over 600 pounds for their advice at the time of the mis-selling which I had flagged to them and had assumed would also be refunded with interest but it hasn't. Whilst not PPI I'm…
-
Opting out of Serps - can I reclaim?
Hi, I have been contacted by a cold caller who says that if I opted out of Serps I could reclaim ALL that money back. I have had my pension for nearly 25 years. It passed from the civil service over to the compnay I work in now in 1992. He told me that all the contributions to a State Pension from my Natioanl Insurance…
-
Council Tax discounts
Hi all, How come a council can ignore a government ruling about who is eligible to pay council tax? Our last council excepted 2 out of 3 residents were not eligible to pay,our current council has ignored the government statement,went back to the previous council & only given 25% as thats what they gave, not realising thats…
