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2014 Council Tax demand
I have received a bill for council tax for 2014 for my parents house. Are they still able to ask for this? It is for a reasonably small amount but we thought it was all paid up to date as per bills sent at that time. Can they come back for more three years later? Will this keep happening?? I thought this chapter in my life…
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How can my bank pay a DD without my permission?
Just had our bank statement arrive and noticed that £12 has been taken out by SAT TV by DD. We have not authorised this. We don't have Sky either, haven't for over 10 years now. Went to the bank and because the DD was on 1st March and its now 8th March they say they can't do anything. Our bank only opens twice a week and…
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My bank has messed up my mortgage and offered me compensation.
My bank has messed up my mortgage and offered me compensation. How do I know how much to ask them for? they said " how about £250" They approved a mortgage and just 2 day prior to completion said I couldn't use the gift of equity as a deposit ( previously agreed) and I would need to come up with 16000 What do you think ?
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My bank has messed up my mortgage and offered me compensation.
My bank has messed up my mortgage and offered me compensation. How do I know how much to ask them for? they said " how about £250" They approved a mortgage and just 2 days prior to completion said I couldn't use the gift of equity as a deposit ( previously agreed) and I would need to come up with 16000 What do you think ?
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Stopping a PPI claim to try yourself
Hi all, My mother has just been contacted by a company by letter, they asked her to confirm that they were dealing with her (the letter just wanted her to sign to say she is the person they addressed it to), also in the document were details of Solicitors my mother could call to confirm their identity and credentials etc.…
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Do I reclaim from 3Xd or Leeds building?
Hi, I hope someone can help me, when myself and my husband purchased our first home 5 years ago we were told we had to take out a policy with 3Xd to secure the mortgage so that if my husband (as the main household earner) was to get sick or lose his job the mortgage would still be paid. So we felt we had to or the house…
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Resumeimproved refund
Hi everyone, I hope this is the right place to write this. My friend recently discovered she had been paying a company called EmploymentOnline Ltd on PayPal for the past 9.5 years a fee of £3.49 a month. That's almost £400. I discovered this when i was helping her with some PayPal stuff. I asked her what the payments were…
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Barclays Int Charges Refunds
Barclays have been sending out settlements for international payments overcharging following investigations that have been going on for a couple of years. They quote a ten year applicability period 2005-2015 and offer a settlement figure which includes an interest rate of 8%. Has anyone else been offered a settlement and…
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How can i find out who i had mortgages with?
Hi I have moved around eleven times since approx 1992 to 2009 and have had various mortgages with these properties. I know i have many exit fees etc on these mortgages but because i don't know which lender was with which house i don't know where to start in my reclaiming. Can anyone suggest anything? Thanks willsandolly
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Reclaiming "Insurance Protection" - Halifax
I read MSE's advice on PPI recently, which advised that if you saw certain words on your loan/mortgage statement then t0 consider putting a claim in for mis-selling. Having not even considered that I'd been sold such a product and that the mortgage was paid off some 8 years ago, I had previously dismissed any action but of…
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Building Society Charges
Over the many years of my Mortgage with the C&G I was charged a monthly Fee because I found I could get the exact same cover from the Exact Same Company (RSA) through my workplace. And because I would not pay the exorbitant amount from C&G , I saved many hundreds of pounds over the years. It seems this fee/charging…
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Ppi claim on a time share
Hello ,please can someone help .We were conned into getting a time share in 2003 by Castletown promotions ( Who disappeared off the face of the planet ) .we signed the paperwork for the loan , but it was financed with first national.West have tried to claim the ppi which was included but keep getting told we can't as there…
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Catalogue PPI claim refused ?
I complained about my PPI claim that I had in the 1990's with empire stores . I had a response from la redoute today that as it was sold before 14th Jan 2005 then I could not claim . I then took this to the ombudsman and they said the same ! Is there anything I can do ?
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Lloyds TSB packages account success!!
Had to share my story. Applied to regain my packaged bank account fees to Lloyds TSB through Resolver last Friday. Had a phone call yesterday from then asking for more information and tonight phoned me to confirm I will be awarded just over £2000!! Thank you!!!
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Council Tax Rebanding help! VOA say there is no claim but I believe there is.
I have spoken to the VOA today regarding my council tax band which is for a block of 10 flats. 9 flats are in Band C and the last is Band D (as it is one bedroom bigger) I have seen on Rightmove and the likes that these properties were selling for sub £40,000 as late as 1996/7 and have a sold price in '95 for £35,000.…
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Packaged Bank Account Success
Whilst on holiday last week, I was reading through MSE and thought I would send a letter to Lloyds using the Resolver. I am absolutely delighted to tell you that Lloyds bank took only three days to come back to me with a decision and deposited £2,388.16 into my account for a very old unused packaged bank account. Go on, do…
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Sean
Dear All I'm just about to start investigating to see i) if I actually paid PPI and ii) if I can claim it back. This relates to an endowment mortgage and a repayment mortgage and various policies that emerged from them (the insurance companies kept changing/being taken over). As the mortgages - now paid off - were taken…
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council tax rebanding help please
Hi I had a letter today saying my council tax band was band B as decided in 1991, however I am now classed as Band A. The effective date of alteration as stated on the letter is April 1993. I've paid band B council tax on this property since 2004 will i be refunded anything? I did ask for a rebanding 10 years ago and was…
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Applied for council tax rebanding-a hearing by the Valuation Appeal Committee set
I applied for Council tax rebanding. After over a year now, I received a letter inviting me to a hearing by the Valuation Appeal Committee! Anyone been to one of these? What happens? I guess I need to present my case? Any advice welcome!!
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Natwest Silver packaged bank account
I have a joint Natwest Silver account with my husband, We have had it since 2012. It includes European travel insurance. I have just found out this only covers the account holders, and not any children (we have two). This means I'd have to take out a separate policy for the kids. unfortunately I can't seem to find any…
