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?Mortage Mis-sold
Hi All I am looking into claiming for a potential mis-sold interest only mortgage but am unsure who to lodge my claim with. Do I lodge it with the broker (our initial broker is no longer in business and it was passed on to a new broker who is still in business)? Or do I lodge the complaint with our lender? Many thanks.
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How long does it take for council tax for be reimbursed?
Hi guys, I have been overcharged by £60 this month in council tax by Nottinghamshire council. I have emailed them after double checking my monthly direct debits and payment plan, requesting them to sort it out by the end of this week. After doing some research online, it seems they have up to 2 months to respond?! I know…
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Sentinel (AI Scheme) compensation help guide
Sentinel (AI Scheme) compensation help Guide guide. Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.
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mppi/ life insurance miss sold
hi I just found out that back in 1997 when I took out MPPI/ life insurance to pay my mortgage if anything happened to me I never needed to! ive rung the Halifax to query this and I have just been told today that its not mpi its just simple life insurance that has nothing to do with my mortgage and if anything happened to…
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will plan
18 years ago we had a will written . We took up £8 monthly cover which permitted storage, rewriting of the will and help to ensure a smooth transition for executors when the time came, however the original will was never signed or returned. The company has not made any contact with us in the 18 years passed. Would we be…
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Form R40 success?
Hi all :) Has anyone has any success with claiming their tax back from PPI? My total amount is about £600 so far, already filled one R40 in for one claim but curious as to any successes/failures? Thanks :)
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Reclaiming fees for new build house
Hello, My partner and I have been trying to purchase a new build property in the South East. We got as far as paying for the surveyor with Virgin Money for our mortgage. The fees we have incurred are: Solicitors fees searches £460 Virgin money surveyor £275 We recently were told that we cannot now purchase this property…
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Reclaim from company in liquidation
Help I paid for some laser hair removal using Omni capital. I paid in full and on time and incurred no extra fees etc. I was ready to make an appointment and then found that the company based in leeds is in administration and a company has taken it over. They are saying on their website that it may be possible to try to…
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Mis-sold Lifetime care plan
Hi Hoping for some advice please. In 2004 my father took out a Lifetime care plan for my mother. It cost nearly £90000 and she would of had to of lived at least 8 years to benefit. Sadly she only lasted 10 months and the company said there was no refund. I believe we were mis-sold the policy based on her condition at the…
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Mortgage Protection Plan and Personal Protection Plan
Hi, I'm new to posting. I have previously made a PPI claim on a credit card from years ago, so I hope that I haven't realised this additional thing too late as I seem to recall something about only being able to claim once. I have had a mortgage protection plan for 15 years and am still paying into it. I think this is a…
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Lost Out On Money On Expired Gift Cards.
Hi all, I've contacted Oasis in a bid to get my gift cards restored but they insist they only give a 3 month grace after expiry and my cards out of that period. I replied to them that i felt it that an expiry creates an imbalance in the relationship and causes significant detriment to the shopper where it was not made…
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Ppi on mortgage but not accepting any wrong doing
Hi I contacted my old mortgage provider ( Dunfermline now Nationwide) , they accept that there was ppi on our mortgage but won’t accept any wrong doing as it happened 6 years ago and they believe I should have complained at least 3 years after. I wasn’t aware at that time about complaining. Should I go to the ombudsman as…
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Claiming on PPI with Halifax Mortgage
It has been suggested by family that I may be able to claim on PPI on my Halifax Mortgage. However, I have moved 3 times since 1995 and have had 3 separate mortgages with the Halifax. Each time, the mortgage was arranged for me by an Independent Financial Advisor/Mortgage Broker, who has since retired. I do not recall PPI…
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Mortgage fees
I bought a house back in 2007 with my now ex partner. we had some financial difficulties and got into some arrears. We are looking into selling the house but there is a £5500 fees balance on the mortgage. This is mostly made up of £54 arrears monitoring charges, £31 direct debit fees and various "insurance policy fees"…
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Northern rock mortgage
Hi we had a northern rock mortgage in 2001 does anybody know if we would of paid ppi and do you think it would be worth pursuing tia
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HSBC ignoring me!
Hi Guys and Gals, We may be owed PPI in relation to our mortgage (now paid off - ten years). I went to the webiste of our providor HSBC. They just ignored me. No response. The site claims 40 days. What is the next step? I was unable to provide any hard details to them and am no longer banking with them (aging about 10…
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Quick PPi question
I took out Mortgage Payment Protection with a third party as I was told protection of at least this level was required. However, I have no records of the third party I took the protection out with. This was about 11 years ago. Should/can I pursue this? I'm not sure where to begin; I believe bank records only go so far back.
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Miscalculated Mortgage payments
Hello everyone. Does anyone know anything about these companies who are claiming you could be owed 1000’s for miscalculated mortgage payments? I’ve seen a couple now and wondering if they are legit? This is most recent .... INSTANTLY CALCULATE YOUR REFUND 95% mortgage brokers in Wales are GUILTY of mortgage miscalculation…
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Enforcing Financial Ombudsman decision
I received a Financial Ombudsman's decision - in my favour - against a debt management company that at the time was still live on the Companies House website. However, during the FO process, the company ignored all correspondence. However, this decision was over 2 years ago, and I have yet to find a way to enforce this…
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Claim back for interest only mortgage?
Good evening, apologies if someone has posted about this but I recently saw on a webpage that you can make a claim with regards to having an interest only mortgage. I had one many years ago & I am interested in claiming whatever it is you can as I think I’ve have gave my bank enough money over the years but I also do not…
