How to remove name from mortgage 8 February 2019 at 12:17AM in Reclaiming mortgage fees, council tax, etc 2 replies 1.1K views

Nkhan25

Somebody please help I am in a pickle. Me and my husband are first time buyers. We initially qualified for the help to buy scheme. After sending all relevant paperwork over to the agents they noticed I was a home owner on my credit report. As far as I'm aware this is my dad's house and he pays the mortgage but I am the registered home owner. Now the issue is as I'm the registered home owner I do not qualify for the htb scheme and therefore cannot apply for a mortgage. My question is how do I remove my name from the mortgage? What does this involve. I have already spoken to the lender with regards to this and they have said I need a solicitor to sort this out. Help please

[Deleted User]

Nkhan25 wrote: »

I have already spoken to the lender with regards to this and they have said I need a solicitor to sort this out.

That is correct. Consult a legal professional.

Bermonia

Even with your name removed, this may still exclude you from being considered a ‘first time buyer’ - before spending unnecessary fees, makes sure this will have the desired outcome.