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PPI store card and Alliance&Leicester Loan
Hi, 1. TV ad says Littlewoods catalogue customers are owed PPI. I had an account in the early 90's, tried calling them but they said there was only 6B address on their record but not 6D? I have no paperwork on it. How can I proceed? 2. I had Alliance&Leicester loan years ago, no paperwork. Have called but need paperwork.…
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PPI on Endowment Policies
Please can someone help me , I've been searching for ages trying to find out how I would find out if I paid PPI on my Endowment Policies x 4 , and if so who would I contact , the Policies were cashed in when I realised that they weren't going to cover my Mortgage . The Company i got them from was Friends Provident but the…
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Reclaim Income tax deducted by natwest
Natwest recently settled a PBA complaint that i made but they deducted 20% from the settlement in respect of taxes. Does anyone know which hmrc taxform to complete so i can get it back as i am a non tax paying resident uk
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Bank account fee 6 year limit?
Hi, I submitted an application to reclaim bank charges from Barclays after I spent years paying for an Additions account that I didn't want. I have received a reply saying that I am unable to claim because it was over 6 years ago. Is this correct? I still have all my bank statements. Thanks
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Old C&G account numbers from before 2007
First post for us and apologies if it's totally in the wrong place but it's to do with a PPI claim on an old C&G mortgage. We have some account numbers written down that follow the format x000000/0 (this was before C&G changed to a standard eight digit bank account number in Feb 2007). We think we've worked out that…
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PPI - Please help
I have found an Annual Review of Optional Payment Protection Insurance on my mortgage, this form gives me the information on about how much this insurance has cost in the past year and how much the estimated total cost of PPI for the remainder of the loan agreement. which is £7,257.62. I no longer have this mortgage as I…
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HSBC extends redress scheme for unfair debt collection charges to thousands more customers - MSE New
HSBC has voluntarily agreed to extend a redress scheme for customers who may have paid an unreasonable debt collection charge imposed by HFC Bank and John Lewis Financial Services Limited between 2003 and 2009...Read the full story: 'HSBC extends redress scheme for unfair debt collection charges to thousands more…
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Claim or Not ?
Back in 2002 we took out a mortgage, and the provider stated that we needed to have insurance to cover payments. Their own product seemed expensive, so we went elsewhere and took out a life assurance / critical illness policy with a different provider. This has just sat in the background ever since, and we just assumed it…
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Tax refund
Hi, has anyone encountered dsr tax reclaims. they offer a tax reclaim for employed people in the building industry. A friend just received 6k but doesn't know where from but said you can claim for food. They charge 40% of the amount you receive. I have asked the tax office if I can claim for extras being employed and they…
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Deceased husband
My husband died in 2002. I have very little paperwork apart from his death certificate. I know which bank he was with . Where should I start trying to find if I am entitled to PPI ?
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Insurance default charges
Looking for some advice please. Direct Debit failed in Sept for car insurance (insufficient funds). I rang them up and paid by debit card. They then added a fee of £24 to my October payment which also failed as tbh I had forgotten to put enough money into the joint account to cover the additional £24. They have now asked…
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Council tax discount back claiming
My husband and I separated in December 2017. As he continued to provide money towards the bills on the jointly owned house, and as I had no forwarding address for him, I did not claim single occupier discount. I have now discovered that he is paying council tax on the rented property he now lives in. I have submitted my…
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Council Tax Re-brand Confirmed - Can previous Tenant Claim refund?
Hi all, Another successful CT re-brand story here. Thanks thanks to MSE for the great advice and guide! My question is, can the previous tenant of the flat also claim for the 3 years they lived here? The re-brand letter claims that the building should have been the new band since it was built in 2010, so surely thats…
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Council tax overpaying?
Hey, Im moving house so I was checking council tax bands to see how much more I would be paying. So my current house is band a, new house is band c, when I did my calculations I realised I'm already paying band c even though my property shows up as band a. Have I been paying too much? Has anyone had the same issue?
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Help - Need info about insurance been paying on a defunct phone provider
Hi all So I didn't have internet banking for years and completely forgot I had insurance on phones 4 u phone cover which was probably on a phone I had years and years ago. The company don't exist anymore but I have been paying £7 a month still (My own fault for partly not checking statements properly) Anyway is there a way…
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£2700 refund on loan, credit card, overdraft, mortgage or car finance - a scam?
Hello all, long time lurker first time poster! I’m posting today because a family member sent me a screenshot from Facebook which stated that due to a ‘new ruling’, customers who had taken out a loan, mortgage, credit card or car finance with a list of reputable banks were eligible for a £2,700 refund. I cannot for the…
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help banding council tax
would anybody be able to help me check our banding please? looking at the sold prices and bands, our street is a mix of band A and B. We are band B (3 bed two storey downstairs is one room and kitchen) our neighbour is also band B but theirs is a 4 bed (2 storey downstairs two rooms and kitchen) and their neighbour also…
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Clarification on What Can be Claimed
I've recently been enquiring about the potential of PPI being included in insurances related to two mortgages, (we moved from Halifax to Principality for a better deal). Both have responded with confirmation that no PPI was involved with either of the mortgages. So PPI claim stops here. However both companies required a…
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MSE News: Petition calling for recall of faulty Whirlpool dryers to trigger debate
The Government faces having to find time after the election to discuss the need to recall all faulty Whirlpool dryers...Read the full story: 'Petition calling for recall of fire-risk Whirlpool dryers set to trigger parliamentary debate' Click reply below to discuss. If you haven’t already, join the forum to reply. If you…
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reclaiming missold endowment mortgages
Hi - I recently started a claim for mis-sold PPI through the Resolver tool. During one of the conversations I had with the person investigating my claim, it was mentioned that I should also pursue a claim for the endowment mortgage I was sold as well. Does anyone know how I go about this please? Lisa