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Stamp duty fees break
Can anyone advice me please ,hopefully the government will give a holiday on the stamp duty or change the threshold ,We are about to sell our property and buy another house and the stamp duty is quite expensive ,but I’m sure I read somewhere if the government change the fees and you would benefit you could claim it back…
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Quick quid #gutted
So I had been borrowing from quick quid from roughly 2007 until 2015 and I had a total of 32 loans from them ranging from £100 - £900 . I estimate borrowing over 25k and paying them over 8k in interest. I put in my complaint for irresponsible lending to witch they initially offered me £1300 compensation. This I refused and…
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Absurd council tax rebanding issue
Hi All I live in a converted, 3-storey Georgian terraced property in London. The property has been converted into 4 flats, of which I occupy the smallest, one-bedroom flat. All 4 flats are in council tax band D. I thought this was quite high, especially given I have friends in much bigger flats that are in lower bands so…
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HMRC income tax rebate
I changed my job in the 18/19 tax year in August from working full time to a stay at home dad. My income that year was well below the tax threshold so I believe that I would be due a refund. However when I check my tax portal it says the income tax for that year hasn't been calculated yet. I have phoned HMRC on several…
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Developer Stamp Duty Contributions
Hi. We are second time (prospective) buyers but obviously stamp duty is a massive hindrance. Some developers contribute or pay stamp duty for new builds and I was wondering if anyone had advice on how to go about negotiating this with the developer / methods of getting them to contribute at least a % of the fee. Many…
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Late mortgage payment
Hi, I’m hoping someone can help? My April mortgage payment was taken a day earlier than usual, there wasn’t enough money in the account so it bounced. I settled this in full 2 weeks later. Now I have a missed payment recorded on my credit file. I’ve tried talking to the mortgage company who’ve said even though it’s been…
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Credit agency: No win no fee solicitor?
Hi everyone. Does anyone know of a no win no fee solicitor who specialises in wrongly affected credit reports please? My credit score was ruined because Equifax failed to show a historic debt on my file. This meant I couldn't refinance my mortgage and so I sold my house. Turned out the debt should have been removed from my…
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Lying about marital status on mortgage application
Hi Im just asking on behalf of my friend She has been living separate from her husband 1 and a half year now but still married. He has made an application for a mortgage and she thinks he could put under marital status divorced/disssolved civil partnership She wants to know will they bother checking that? If she applies…
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Mobile phone contracts
Hello all does anyone know if there is anything in place to claim for a mis sold contract?
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New Tenant - no fixed address
I have a small bedsit and I want to rent it at a low cost to a friend of a friend who has hit hard times - family breakup and divorce. Initially I was happy to let him stay without rent but then I was advised to formalise the agreement and charge some rent. He has been living with friends, extended family etc. Now he is…
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claiming interest on a unpaid debt
I BROUGHT A NEW CAR FROM A KIA DEALER ON TUESDAY THE 23RD JUNE 20 THEY WERE SUPPOSED TO GIVE ME CASH BACK OF £4,100.00 ON THE TRANSACTION DATE, I AM STILL WAITING FOR MY CASH BACK 26/06/20 CAN I CLAIM INTEREST AND A LATE PAYMENT CHARGE
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Council Tax
Hello, my father had a stroke a number of years ago and never fully recovered, he has since passed away, but lived for over 5 and a half years after the stroke and in that time my mother was paying full council tax and what I was wondering was, should she have been entitled to a reduction and if so, can she claim that back…
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The Money Shop
I contacted the Money Shop on a number of occasion in 2019 to get a list of my accounts (I used them extensively for 10 years getting more and more in debt) I heard from a friend this year that there was a live website to make claims but when I checked it had closed the month earlier. My friend 3 reminder letters to…
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Council tax 200 percent increase
I have been renovating my late fathers bungalow for last 2 years . Prior to this Dad had been in a care home for 3 years because he had Parkinson’s and Dementia. We’d always maintained the garden but inside it needed a full refurbishment. The council charged us 100 per cent council tax once it went through probate because…
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A.C.E disputed transaction rejected by Virgin
Hi Help required please. I purchased a car in November last year. The garage said it comes with 12 month warranty which gave peace of mind. However when I noticed a gear fault, my concerns were ignored. I tried to get something similar to a pre inspection check and was told by AA they use Automotive Consulting Engineers. I…
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Administrative Charges
Hi, I'm hoping for a bit of advice. My annual ground rent is due (£40) at the beginning of July 2020. The company I pay this too has changed. In the process of setting this new payee account, I have accidentally omitted my reference number and have been told an administrative charge of £30 will be applied to my account. I…
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Accountant refused to refund overpaid fees
Hope I can get some advice here. I started use my current (well , now previous) account in Dec 2016 and started paying their services by direct debit about £90 a month. My financial year ends on 31 July and they started preparing my 2018/19 accounts this Jan. They've been increasing their fees every year and I was paying…
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Coventry Building Society - inflexible on charges
Anyone else find the Coventry uncaring at this time? My daughter is furloughed and her pay is 20% down; my son in law has had his pay cut 25% . Their current mortgage is with the Coventry . They want to move house but Coventry's new rules say they have to put up 15% deposit (previous to Covid it was 10%) - how can you do…
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Exceptional Hardship Payments
Can someone please put me out of my misery and answer a simple question that nobody seems to know the answer to? I’m a 60 yr old widow - and have been registered as ‘severely disabled’ since 1997 when I was given a DLA Lifetime Award and my ESA was ‘topped up’ with the ‘severe disability premium’. So when it comes to…
