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Coronavirus support and help

For MoneySaving questions related to the coronavirus pandemic.

Unable to start new job due to positive Covid result - can I claim anything?
Hi there I have recently changed careers from an office 9 to 5 type job (which had company sick pay etc) and begun entry level work in TV production, which is of course very different to my last career and the environment I used to be in! The work tends to be for a few weeks or months at a time, as you tend to move from…
WFH Tax Relief - 2020/2021 Self Assessment (£312 or £320 or £324)?
Hi, I am amending a self-assessment for the 2020/2021 tax year and want to include the WFH tax relief. I believe from Martin Lewis' article, that you can include the additional two-weeks from March 23 2020 (2019/2020 tax year) for relief claim. 1/ Can you combine this into the 2020/2021 self-assessment? I never did needed…
Covid support grants and JSA ( Job Seekers Allowance)
Hi,I have applied for and met the New Job Seekers Allowance, however I have caught COVID and I am having to self isolate.I noted that the official Gov site advises that if you are claiming income based job seekers allowance you may qualify to help via the £500 grant from your local council. Upon applying for the grant its…
Test and trace payment
Hey, my daughter has applied for the payment and they have asked he for the test and trace ID that is given to you after entering the positive PCR test. She does not have this in her emails or text messages. Has anyone had the same experience and how to get this number? Thanks
Isolation advice
Myself and my son tested positive at weekend, my husband was displaying symptoms but tested negative on LFT's and has continued to do so all week. I ordered PCR through post for him (sight impaired so couldn't get to test centre on his own). This come back today as positive, even though LFT this morning was definitely…
Which company LFT is best?
So far we have 4 of these 1 Original NHS branded ones (more white less blue packaging) 2 Orient gene 3 SureScreen (Made in 🇬🇧) 4 Flowflex (more blue less white packaging) Which ones give nice results? I like Surescreen ones as they have less packaging. Looks wise, Flowflex look most fancy. NHS & Orient gene ones look meh.
Accounting for bounce back loan
Hi, really hoping someone might be able to help. A friend got a covid bounce back loan for business. He is aware that he can claim only the interest element of the repayments but obviously, the money he borrowed went into the business. Since this is a bit like him introducing cash in to the business to help it at a…
Universal Credit - PEP Mortgage 1998 - Asset?
DWP are saying that due to being made aware of our PEP/ISA Flexible Mortgage Plan with Legal & General (taken out in 1998 and due to complete 2023 in conjunction with our Interest Only Mortgage) that the value of the plan is classed by them as an asset (Aprox 30k). Furthermore they say that the last 4 years of my Universal…
Party cancelled twice, DJ being shirty
Hi everyone, I'm hoping someone can help give some advice here. My partner was 30 between Xmas and New year and I was planning to throw him a surprise party on NYE. Unfortunately, he contracted covid on boxing day and so he had to isolate and I had to postpone the party. I had rescheduled for this weekend, but I've been…
HMRC requiring repayment of SEISS Grants
I have seen no details of this or any publicity but I am being told if you did not make an overall lower profit in the tax year 2020-21 you will be required to repay the SEISS grants you received, even though you may have struggled in the months the claims were made but been successful in securing new work later in the…
Does work have to pay after positive covid test.
My wife started working as a teaching assistant at private school last September, and is still on probation. This last week she has been off work due to testing positive for covid, her work has told her she is not going to be paid for any time off as she is still in her probation period. Should they be paying her company…
Small business grant
Hi can any tell me if u can get a small business grant at all thank u
Bounce Back/Now employed
Hi all, I got a bounce back loan just over a year ago but now I’m going into an employed job rather then self employed. Are there any changes to the bounce back loan? Such as change of time scale or rates? Thanks
Travel to America with 12 year olds
Hello all, I won a trip to America and we go in August (19th) I am going with my daughter, friend and her daughter. I am worried about the rules of vaccinated children, currently both girls are 11 and the last birthday will be may 17th. Will they have to be vaccinated/ double vaccinated before we go? And is there enough…
5% self assessment income tax penalty
Anyone else been notified by HMRC that they must pay a 5% penalty for late payment of 19/20 income tax, despite having agreed a Time To Pay arrangement? I'm pretty sure the deal was that if anyone agreed an arrangement by 1 April, the 5% penalty was waived, you just paid interest. And I signed up on 8 January. So I will…
Moved: Mortgage Payment Holiday Ended
This discussion has been moved.
Feeling a bit thick. Isolation period help required.
Hiya Reading on the dot Gov sites about Covid and isolation periods as follows is my take on things. 10 days self isolate from the day you started feeling unwell if you have symptoms 10 days isolation from when Covid test sent and if positive but day 5/6 if LFT tests negative you are ok to come out of isolation Therefore,…
Moved: Passenger Locator Form ?
This discussion has been moved.
Working from home Tax relief/rebate declined.
My wife works 3 days a week and applied for the tax relief/rebate for working from home since the start of the pandemic. She's been told to work from home since the start of the pandemic and hasn't been back in her office since it all began. She filled in the online form and got a letter back this week saying " I agree…
Moved: Universal Credit/Cat Breeder
This discussion has been moved.

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MSE News

Martin Lewis: How to call your bank with just three digits – as 'anti-scam' phone number called over a million times
One million calls have been made to the '159' anti-scam phone number since its launch in 2021, new figures reveal today (Wednesday 30 April). MoneySavingExpert.com founder Martin Lewis – one of the well-known faces most used in scams – explains how to call your bank by dialling just these three numbers.
Revealed: Holland & Barrett's supposedly cheaper 'Subscribe & Save' often costs more – it's promised a review after our investigation
Holland & Barrett's 'Subscribe & Save' scheme claims to offer regular shoppers "the best value" – but it failed to do so in the majority of cases MoneySavingExpert.com checked over a five month period. The retailer has now promised to review the scheme after our research found it was often more expensive.
Don't get your passport by post – 360,000 paid more than needed last year
If your passport is due for renewal, apply online if you can – it'll save you £12.50. More than 7 million Brits did just that last year – but over 360,000 missed out on savings by using a paper form instead, MoneySavingExpert.com can reveal.
Sainsbury’s Bank customer? NatWest takes over this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from Thursday 1 May. For most, this means little will change for now as the Sainsbury's Bank brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, it's worth considering moving any excess elsewhere to ensure your cash remains protected.
Chase customer? Check if you can get its newly boosted 4.8% easy-access saver
If you've got a Chase account, check if you can boost your easy-access savings to 4.8% – made up of a 1.8% AER fixed six-month bonus plus its standard 3% variable rate. Chase says over 2 million customers can get the boost, which would top our normal savings tables if it were open to all, though it's beaten by the top easy-access cash ISAs.
NatWest to complete takeover of Sainsbury's Bank this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from Thursday 1 May. For most, this means little will change for now as the Sainsbury's Bank brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, it's worth considering moving any excess elsewhere to ensure your cash remains protected.
Martin Lewis: Is the £20,000 cash ISA limit about to be killed off? What savers should be doing now
Plans to cut the £20,000 cash ISA limit later this year are being considered by the Government. In his latest video, MoneySavingExpert.com founder Martin Lewis explains what's likely to happen, what the changes would mean for savers and what you should be doing now.
NatWest to complete takeover of Sainsbury's Bank this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from 1 May. For most, this means little change for now as the Sainsbury’s brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, you'll need to move any excess elsewhere to ensure your cash remains protected.
NatWest to complete takeover of Sainsbury's Bank this week – here's what it means for savers and borrowers
From Thursday 1 May, Sainsbury's Bank credit cards, loans and savings accounts will be run by NatWest as part of a deal between the two banks. You'll be moved to NatWest in the future, likely towards the end of this year, but for now the Sainsbury's Bank brand will remain and you can continue to use its products and services as before.

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