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New to the Credit Cards board? Start here
💳 Useful threads on this board * Best Balance Transfers Discussion Area 💳 Related content on MoneySavingExpert.com * Our main Credit Cards page * Our Getting your first credit card guide * The Credit Card Eligibility Calculator * Credit Club * Our American Express tips & tricks guide 💳 Other boards on this forum * Our…
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Additional Credit card for non uk resident
is anyone aware of a uk credit card I can add as additional card holder to an eu family relative who is not based in the uk and makes purchases for me from time to time. At present I have to reimburse purchases or pay in advance. It would be easier to give them a credit card and just buy stuff when needed. my current…
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Is anyone else in the U.S. feeling trapped by credit card interest right now?
With rates so high, even making more than the minimum barely moves the balance… and balance transfer offers seem harder to qualify for than before. What’s actually working for you in 2026? Paying aggressively? Moving balances? Negotiating APRs? Just riding it out? Genuinely curious what real people are doing,not textbook…
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Best credit card for low income (benefits) for Sec75 consumer rights
Call me a hypocrite but after many years debt free (albeit still being pursued for decades old statute barred debt) I am now looking for a credit card. However, this is solely for Section 75 consumer protection. Some cashback might be nice but not airmiles as it is unlikely I will ever get to use those. Credit limit could…
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Unfair refusal of refund
My son bought 2 foot massagers which claimed to help neuropathy but they didn't help at all. The advert said if it doesn't help you can get a refund within 30 days but then they refused saying the item must be unused. Totally contrary to their advert. What can he do? They have been arguing by email and I think the 30 days…
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Moved: Laptop for elderly but computer aware pensioner
This discussion has been moved.
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Gift Card Purchases Using a Credit Card
I purchased 2 x £50 gift cards for a well known online clothing company. When I searched for this company’s gift card at the top of the page was Giftcard .co.uk so went ahead and bought from them. When looking at my bank statement they had charged me a 3% fee. I complained and was told that it was because that were…
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Amex credit refund (BEWARE)
I received a refund from an airline onto my Amex card, which put my account into credit. Amex are refusing to transfer the money back to my bank account unless I provide proof that the account is mine. I opted for a cheque instead, but it’s going to take 10 working days to arrive. Hard to believe Amex are still relying on…
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Moved out of parents address - time to balance transfer
I have four credit cards totalling £17k that I need to balance transfer in a few months, however I have moved from my parents house buying my own house - will this effect the balance transfer applications to other card providers?
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Halifax moving from Mastercard to Visa
Anyone else got the email to inform them their credit card is moving from Mastercard to Visa? I have a Clarity credit card as I get free foreign transactions, which I thought was just a mastercard thing. It doesnt really say if this will still apply when switching to Visa, and even Halifax helpdesk werent sure when I spoke…
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Virgin Money Credit Card Limit App Error
A long story short. I have 2 virgin credit cards. I increased my credit card limit on credit card 1 from £7100 to £9000 in the app. Successful. When I navigated back to the homescreen the limit was still £7100 However, credit card 2 limit was REDUCED from £11500 to £9000! It is showing as -£500. Obviously there has been an…
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Are FCA fairness rules meaningful during live disputes?
Firstly, apologies if this isn't in the appropriate category as I wasn't sure where it would be best placed. The question applies to anything under FCA jurisdiction but the reason I'm asking is due to a dispute I'm currently embroiled in pertaining to a credit card account. I suspect my former card provider is breaking FCA…
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Strange issue with credit card verification texts...
This is a strange situation that I've never encountered before and cannot find any useful info on tinternet. I'm hoping someone in MSE land may know what's happened, as it's worrying me slightly. Apologies if this is the wrong place to ask this. We've recently had a new credit card - I am the main cardholder, my husband is…
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Barclaycard Cashback Rewards never received £40
I had a Barclaycard Cashback Rewards account linked to my Barclaycard. This scheme came to an end and I was advised by Barclaycard to take my rewards from the scheme. There was £43 worth of rewards so I ordered £40 pounds worth of Caffe Nero vouchers. They accepted the order but the emailed vouchers never arrived. The only…
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Barclaycard Rewards
Just received email from Barclaycard We’re relaunching our Barclaycard Cashback Rewards service in the app and changing the name to Barclays Cashback Rewards. Keep an eye on your inbox for more news and updates soon. Wonder what other changes are in the pipeline beyond the name change ?
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Argos store card
I have recently received a letter from Argos store card stating that as from January 2026 my account will be closed and any outstanding balance will be wiped off and my account shown as settled. This is due to Argos financial services not managing Argos cards. Does anyone know if this is true as in effect the letter is…
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Lloyds Ultra Credit Card
Just seen that Lloyds have released a new Cashback CC with both no FX and 0.25% cashback. https://www.lloydsbank.com/credit-cards/ultra.html What are people's thoughts in comparison to the Barclaycard Rewards offering that is so often discussed around here?
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Mastercard Securecode - associated phone numbers
I may be being stupid but …. when I recently bought an item online I had to obtain a code. Two phone numbers were offered for receipt of the code , one of which was our old home number, this has been out of use for 12 months. HOW, can I remove this old number? The bank(s) concerned have been updated and the number no…
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Virgin Atlantic Reward+ card cancelling before anniversary
Hello....hope this makes sense. My anniversary date is the 14th August and I've got to spend £10k in order to receive a voucher and I know I'll definitely do that by mid April. I took the card out because I had just downsized property to my 'forever' home which needed major refurbishment work and new furniture & fittings…
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Barclaycard / Barclays IT issues
Hey all, Just had a declined regular payment notification from a subscription service I have, saying my Card was declined and I need to update my card details. All details are fine and current. I did some digging and find out that there was a major IT issue over the weekend apparently, impacting both Barclay Card and…
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Taking out multiple balance transfer cards at once?
Hey! For context my financial situation is improving after some bad health and missed payments and I finally have some balance transfer options open to me. I have opened one and transfered a small amount of my debt but can I open more that one (if approved) in quick succession to reduce interest paid? Or is that a bad idea…
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
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Most recent: The valley of death - seek advice on 0% spending cards stoozing, offers drying up, what to do next? by sillyusername
17 February at 7:05PM
