Mastercard app mystery £0 transactions

borderline

hello ,

Any idea what the heck is this ?

Two £0 transactions on the same day , from TKMaxx? I have never used this card there.

And only appears on the Mastercard app (hsbc rewards) . I contacted my bank and there is nothing on my statement

eschaton

Where does TK Maxx come into it?

BootsMullery

https://forums.moneysavingexpert.com/discussion/comment/81992005#Comment_81992005

TJX is the American parent company who trade as TJ MAXX in USA and TK MAXX in Europe and Australia.

They also own Homesense.

flaneurs_lobster

https://forums.moneysavingexpert.com/discussion/comment/81992011#Comment_81992011

UK already had a T J (Hughes) retail store chain, so changed the name.

Sorry, doesn't help with OP's phantom card checks.

sausage_time

What did HSBC say?

wiseonesomeofthetime

https://forums.moneysavingexpert.com/discussion/comment/81992117#Comment_81992117

They said there's nothing on the statement.

Final sentence of OPs post.

Certainly a strange one then.

born_again

If OP is worried, then cancel card.

Zero amounts will never show on a statement. they are just checks that the card is valid.

f0xh0les

Totally cancel the card and get one reissued. Tell them you think it might have been compromised or skimmed.

I had a similar thing with a carpet warehouse in Texas who billed my HSBC credit card £0.01. It flagged the fraud protocol and my bank sent me a message to contact them as there was suspicious activity on the account.

Obviously I had not traveled to USA to buy a carpet tack as there was no shortage of them in the Midlands.

I was without my card for only about 4 days.

Better safe than sorry.

borderline

yes, thank you. I will cancel the card. Funny thing is, I barely use this card, never used it online but I have frozen it now and I will request a new one

eschaton

https://forums.moneysavingexpert.com/discussion/comment/81992866#Comment_81992866

At least it’s HSBC and not NatWest.

Freezing a NatWest card is no guarantee of stopping fraudulent transactions.

f0xh0les

Your front of card number & exp date have been skimmed and sold on, "they" have just run through all the possible 3 number combinations on the back of your card until one 'transaction' goes through.

Best to cancel the card if this ever happens. Not everyone checks their statements.