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Virtual Visa Debit cards - are they worth it?
Having been a member of Nielsen IQ for a long time, I have accrued quite a few points to convert. I have exchange points for Amazon vouchers in the past, but have noticed that you can also get a virtual visa debit card from them. This is shown as being acceptable at anywhere that accepts Visa debit cards.
Before I go ahead & get one, has anyone used them at all, & are there any downsides to using them? I've read that they have to be used within 6 months & I'd be looking at using it for online purchases only (I've seen it can be hard to use in store sometimes.)
Comments
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Ive had them in the past. I wasn't keen. Online if you want someothing at £120 and you have a £100 card, this won't work. Or if you spent £89.99 of the £100, spending the balance of £10.01 is tricky too.
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Quite easy to spend up the spare balance at the end, plenty of utility companies take credit card payments as an example.
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Hello, I'm not sure about virtual, due to ai and settings could be changed or open to hacking, possible, obviously not really sure. I was a bit nervous about using apps around this sort of thing so shut them down. I'm not expert but if you check …
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As you admit you are not an expert, AI is not some huge bogeyman that does everything and nothing without people noticing
Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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Why do you think a virtual card would be any easier or harder for AI to select as a card number with matching expiry and CCV than a physical card? Arguably physical cards are the weaker option given the possibility of you losing it or it being stolen from you and so could be used contactlessly without any form of security or need to know PINs etc
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