Zable not allowing balance transfer

Tenant26

I have a few debts which I’m trying to pay off, one being a Zable credit card and two store cards. I saw an offer in my Clearscore account for a 0% balance transfer credit card which I was accepted for. As I wasn’t able to use the balance transfer with the store cards, I paid them off with the Zable credit card and my plan was then to transfer the balance from the Zable card to the new card.

I was unaware that Zable don‘t allow the balance to be transferred to another provider. So I now have the Zable card with an even higher balance and a 0% card which I can’t use. Feeling really stupid. Is there any way I can get around this at all? I had a quick look on Google and found mention of sending myself a PayPal invoice, or about money transfers. I don’t believe there was an offer on money transfers on the new card. To be honest I have no clue about all this and just wanted to get myself in a better financial position but have somehow managed to make it worse!

mta999

Could you apply for a different separate money transfer card and use the money to pay off zable and then balanced transfer to that card

Tenant26

https://forums.moneysavingexpert.com/discussion/comment/81988839#Comment_81988839

I searched but can’t see to find one I’ll be accepted for 😩

Brie

Does this mean that you are being charged excessive interest on Zable now? If so then you need to find a way to deal with that asap.

I would suggest you pop over to the debtfree wannabee board (assuming you haven't been there already) and post a copy of a statement of accounts (SOA link in my signature below). This will need to be based on actual spending over the last couple of months rather than "I pay about £X" so that it is accurate. When it is posted there people (don't worry, we're nice) will look for ways for you to tidy up your budget to squeeze a few more pennies to go to Zable. Do this for a couple of months and cancel the new card to reduce the risk you pose to potential creditors. In a couple of months you may be eligible for a MT card with which you can help nuke Zable.